

Jim Podratsky
VP, Branch Manager & Sr. Loan Officer | NMLS ID #3...

We believe that a closed loan is not the end of our relationship - it's just the beginning.
Built on commitment, character, and innovation we are a next-generation, customer-focused lender driven by a mission to make the homebuying process... Show More
Location & Business Hours
Business Hours
Fri
9 AM to 5 PM
Sat
9 AM to 5 PM
Sun
9 AM to 5 PM(Open now)
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Reviews from Web
Loan originator was on top of everything
The team was quick to respond over text and email. The process was very smooth.
From the very beginning, Jim was extremely helpful, friendly, and professional! He answered all our questions promptly and thoroughly providing us with various estimates on the different houses we were considering and the best options available...
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Wonderful!!! As Always!!! Thank you!!!
We are so thankful that we got to work with Jim and his team. They were hands on, thoughtful, and communication was top notch! I will Be recommending their services to anyone looking to buy and/or refinance.
Jim and Linsay were super helpful. They took time to answer my questions and explain. They always answered quickly and they were very friendly.
The process was explained clearly at every step. Jim was communicative and responded quickly when I had any questions or concerns. He made this process easy!
We have a very smooth process with NFM Lending. The team communicated throughout the process and our closing had fantastic.
Jim and him team were so quick to respond and answer any questions or concerns we had. Him and his team, especially Stephanie Lai, were there to answer questions at the drop of a dime. Amazing experience and fast :)
I had a great experience with your lending company. I really appreciated the communication and the punctually that your company did for me. I will refer anyone who needs a loan to your company.
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About
We believe that a closed loan is not the end of our relationship - it's just the beginning.
Built on commitment, character, and innovation we are a next-generation, customer-focused lender driven by a mission to make the homebuying process simple, easy, and stress-free for our clients.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Mortgage Refinance
Bridge Loans
USDA Loans
Reverse Loans
Specialities
Conventional Loans
FHA Loan
USDA Loan
First Time Home Buyer
Investor Loan
Second Home Loan
Vacation Property Loan
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Positions
- Atlantic Coast Mortgage - Branch Manager May 8th, 2023 - Current
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS ID #312528
- Licensed in DE, FL, MD, NC, SC, VA, WV
Disclaimer
Atlantic Coast Mortgage, LLC is an Equal Housing Lender | Company NMLS ID #643114 (www.nmlsconsumeraccess.org) | Doing business in Pennsylvania under the trade name ACM, LLC of PA | Georgia Residential Mortgage Licensee, License # 61978 | Arizona (103946), Colorado, Connecticut (ML-643114), Virginia (MC-5560), D.C. (MLB643114), Delaware (018266), Louisiana, Maryland (19711), West Virginia (ML-34255), Delaware (018266), Tennessee (138203), Pennsylvania (62503), North Carolina (L-164348), South Carolina (MLS - 643114), South Carolina (MLS - 643114 OTN #1), Georgia (61978), Florida (MBR2951), Florida (MLD1461), Kansas (MC.0025719), Maine (643114), Michigan (FR0024148), Michigan (SR0024149), New Hampshire (24683-MB), Oregon (643114), Texas, Wisconsin (643114BA), Wisconsin (643114BR), and Oklahoma (ML012369), (ML013345)