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Jim Podratsky - VP, Branch Manager & Sr. Loan Officer | NMLS ID #312528 in Gainesville, VA

Jim Podratsky

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VP, Branch Manager & Sr. Loan Officer | NMLS ID #3...

4.88
(129)
Company Logo
We believe that a closed loan is not the end of our relationship - it's just the beginning. Built on commitment, character, and innovation we are a next-generation, customer-focused lender driven by a mission to make the homebuying process...... Show More
Company Logo
Location & Business Hours
Business Hours
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
Sat
9 AM to 5 PM
Overall Ratings
4.88
(129)
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Reviews from Web
  • 5.0
    SFTP
    V
    Valerie R
    Warrenton, VA
    Posted on May 23rd, 2026 02:24 PM
    From the application thru the closing, the process was seamless. Jim and his team are responsive and thorough.
  • 5.0
    SFTP
    J
    Juergen H
    Marshall, VA
    Posted on May 13th, 2026 06:56 PM
    Very knowledgeable and helpful throughout the process.
  • 5.0
    SFTP
    P
    Patricia H
    Marshall, VA
    Posted on May 13th, 2026 05:17 PM
    Friendly, down-to-earth, and quick to respond to questions
  • 5.0
    SFTP
    A
    Amber H
    Harpers Ferry, WV
    Posted on April 6th, 2026 03:22 PM
    Communication and understanding of the process as a first time homebuyer was fantastic. Everyone on the team was friendly and quick to respond. The online portal was also very easy to use.
  • 5.0
    SFTP
    A
    Amy C
    Leesburg, VA
    Posted on April 3rd, 2026 01:04 PM
    Jim and his team were very knowledgeable and helpful. They seamlessly walked us through each step. They were also able to get us through the process quickly, so we were able to close in 15 days.
  • 5.0
    SFTP
    L
    Lief C
    Leesburg, VA
    Posted on March 31st, 2026 12:24 PM
    Jim and his team are exceptional and always deliver!
  • 5.0
    SFTP
    J
    Jose A
    Warrenton, VA
    Posted on March 21st, 2026 01:10 PM
    Your knowledge and prompt attention to our questions .
  • 5.0
    google
    J
    Jose A
    Posted on March 21st, 2026 12:00 AM
    Very knowledgeable and quite prompt to answer our questions and teach us important details of the whole process. Stress free experience.
  • 5.0
    SFTP
    C
    Carolyn P
    Midland, VA
    Posted on March 13th, 2026 12:13 PM
    jim always has time for his clients . In constant contact during the whole process
  • 5.0
    SFTP
    E
    Emily K
    Charlotte, NC
    Posted on March 6th, 2026 01:20 PM
    Always a great experience working with Jim and his team!
  • 10 of 129
    About
    We believe that a closed loan is not the end of our relationship - it's just the beginning. Built on commitment, character, and innovation we are a next-generation, customer-focused lender driven by a mission to make the homebuying process simple, easy, and stress-free for our clients.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Conventional Home Loan
    Mortgage Refinance
    Bridge Loans
    USDA Loans
    Reverse Loans
    Specialities
    Conventional Loans
    FHA Loan
    USDA Loan
    First Time Home Buyer
    Investor Loan
    Second Home Loan
    Vacation Property Loan
    217
    /850
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    Positions
    • Atlantic Coast Mortgage - Branch Manager
      May 8th, 2023 - Current

    Time Zone

    Eastern Standard Time (EST)
    Licenses
    • NMLS ID #312528
    • Licensed in DE, FL, MD, NC, SC, VA, WV
    Disclaimer
    Atlantic Coast Mortgage, LLC is an Equal Housing Lender | Company NMLS ID #643114 (www.nmlsconsumeraccess.org) | Doing business in Pennsylvania under the trade name ACM, LLC of PA | Georgia Residential Mortgage Licensee, License # 61978 | Arizona (103946), Colorado, Connecticut (ML-643114), Virginia (MC-5560), D.C. (MLB643114), Delaware (018266), Louisiana, Maryland (19711), West Virginia (ML-34255), Delaware (018266), Tennessee (138203), Pennsylvania (62503), North Carolina (L-164348), South Carolina (MLS - 643114), South Carolina (MLS - 643114 OTN #1), Georgia (61978), Florida (MBR2951), Florida (MLD1461), Kansas (MC.0025719), Maine (643114), Michigan (FR0024148), Michigan (SR0024149), New Hampshire (24683-MB), Oregon (643114), Texas, Wisconsin (643114BA), Wisconsin (643114BR), and Oklahoma (ML012369), (ML013345)