Jim Podratsky
VP, Branch Manager & Sr. Loan Officer | NMLS ID #3...
We believe that a closed loan is not the end of our relationship - it's just the beginning.
Built on commitment, character, and innovation we are a next-generation, customer-focused lender driven by a mission to make the homebuying process... Show More
Location & Business Hours
Business Hours
Fri
9 AM to 5 PM
Sat
9 AM to 5 PM
Sun
9 AM to 5 PM(Open now)
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Reviews from Web
Jim was readily available to field our calls and questions even at inconvenient hours. No question went unanswered nor was met with ambiguity. He was happy to help, communicate, and assure us through the whole process. In the rush of it all,...
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Jim was readily available to field our calls and questions even at inconvenient hours. No question went unanswered nor was met with ambiguity. He was happy to help, communicate, and assure us through the whole process. In the rush of it all,...
read more
Reply from Owner
February 2nd, 2025 12:00 AM
Renee, I just wanted to personally thank you for your glowing review! It means a lot to hear that you felt supported throughout the process. I strive to be available and clear in my communications, so it's great to know that effort paid off....
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Jim and the entire team were excellent
Personable, attentive and available to walk one through and answer any questions
As a Realtor, finding a reliable and trustworthy lender for my clients is paramount, and Jim Podratsky has consistently exceeded my expectations. Working with Jim has been an absolute pleasure, and I am thrilled to share my positive experience....
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Jim and his team were very quick to respond to all of our questions. They kept us updated on the process. They made our first time home buying experience great!
As a Realtor, finding a reliable and trustworthy lender for my clients is paramount, and Jim Podratsky has consistently exceeded my expectations. Working with Jim has been an absolute pleasure, and I am thrilled to share my positive experience....
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Reply from Owner
February 2nd, 2025 12:00 AM
Andrew, thank you so much for your kind words and thoughtful review! It's incredibly rewarding to hear that my efforts have made a positive impact on your clients and your work as a Realtor. I truly believe that transparency, dedication, and...
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Jim and his team were very quick to respond to all of our questions. They kept us updated on the loan process. They made our first time home buying experience great!
Reply from Owner
February 2nd, 2025 12:00 AM
Rachel, thank you so much for your kind words! It was our pleasure to assist you throughout the home buying process. We're thrilled to hear that our quick responses and updates made your first home purchase a great experience. If you have any...
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Everyone I worked with was very professional, they helped me every step of the way and made me feel like family! Amazing team!
Jim Podratsky has received a review with 5 star rating from Ricky K
Reply from Owner
February 2nd, 2025 12:00 AM
Thank you for the 5-Star Review, Ricky!
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About
We believe that a closed loan is not the end of our relationship - it's just the beginning.
Built on commitment, character, and innovation we are a next-generation, customer-focused lender driven by a mission to make the homebuying process simple, easy, and stress-free for our clients.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Mortgage Refinance
Bridge Loans
USDA Loans
Reverse Loans
Specialities
Conventional Loans
FHA Loan
USDA Loan
First Time Home Buyer
Investor Loan
Second Home Loan
Vacation Property Loan
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Positions
- Atlantic Coast Mortgage - Branch Manager May 8th, 2023 - Current
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS ID #312528
- Licensed in DE, FL, MD, NC, SC, VA, WV
Disclaimer
Atlantic Coast Mortgage, LLC is an Equal Housing Lender | Company NMLS ID #643114 (www.nmlsconsumeraccess.org) | Doing business in Pennsylvania under the trade name ACM, LLC of PA | Georgia Residential Mortgage Licensee, License # 61978 | Arizona (103946), Colorado, Connecticut (ML-643114), Virginia (MC-5560), D.C. (MLB643114), Delaware (018266), Louisiana, Maryland (19711), West Virginia (ML-34255), Delaware (018266), Tennessee (138203), Pennsylvania (62503), North Carolina (L-164348), South Carolina (MLS - 643114), South Carolina (MLS - 643114 OTN #1), Georgia (61978), Florida (MBR2951), Florida (MLD1461), Kansas (MC.0025719), Maine (643114), Michigan (FR0024148), Michigan (SR0024149), New Hampshire (24683-MB), Oregon (643114), Texas, Wisconsin (643114BA), Wisconsin (643114BR), and Oklahoma (ML012369), (ML013345)