Jim Podratsky
VP, Branch Manager & Sr. Loan Officer | NMLS ID #3...
We believe that a closed loan is not the end of our relationship - it's just the beginning.
Built on commitment, character, and innovation we are a next-generation, customer-focused lender driven by a mission to make the homebuying process... Show More
Location & Business Hours
Business Hours
Fri
9 AM to 5 PM
Sat
9 AM to 5 PM
Sun
9 AM to 5 PM(Open now)
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Reviews from Web
Jim Podrasky was excellent helping me everything
Jim was extremely responsive and provided great information up front. His team provided excellent service.
Jim made this experience very easy! Couldn’t have asked for better service!
Jim Podratsky is the man.
Jim made the entire process easy from beginning to end. This is not something we had a lot of experience with, and he ensured we understood every step before making decisions. His communications were always fast, and we never had to wait to...
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Jim made the entire process easy from beginning to end. This is not something we had a lot of experience with, and he ensured we understood every step before making decisions. His communications were always fast, and we never had to wait to...
read more
Reply from Owner
February 2nd, 2025 12:00 AM
Katie, thank you so much for your kind words! I'm thrilled to hear that you had a smooth and positive experience. It was a pleasure working with you and ensuring that everything was clear and straightforward. I'm glad we could find the best...
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Working with Jim and his team help made our first buying experience as smooth and easy as one could imagine! Excellent experience. Would recommend to friends and family.
Great experience working with Jim and his team! They made our first home buying experience as smooth and easy as possible. Would recommend to friends and family!
Reply from Owner
February 2nd, 2025 12:00 AM
Thank you so much for your kind words! It was a pleasure working with you, and we're thrilled to hear that we could make your first home buying experience smooth and easy. We appreciate your recommendation and look forward to helping your friends...
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Jim and his staff were amazing from Day 1 to closing. They were always willing to answer our questions and explain every step of the process. I couldn’t recommend them more for future home buyers.
Jim Podratsky has received a review with 5 star rating from Matt I
Reply from Owner
February 2nd, 2025 12:00 AM
Thank you for the 5-Star Review, Matt!
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About
We believe that a closed loan is not the end of our relationship - it's just the beginning.
Built on commitment, character, and innovation we are a next-generation, customer-focused lender driven by a mission to make the homebuying process simple, easy, and stress-free for our clients.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Mortgage Refinance
Bridge Loans
USDA Loans
Reverse Loans
Specialities
Conventional Loans
FHA Loan
USDA Loan
First Time Home Buyer
Investor Loan
Second Home Loan
Vacation Property Loan
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Positions
- Atlantic Coast Mortgage - Branch Manager May 8th, 2023 - Current
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS ID #312528
- Licensed in DE, FL, MD, NC, SC, VA, WV
Disclaimer
Atlantic Coast Mortgage, LLC is an Equal Housing Lender | Company NMLS ID #643114 (www.nmlsconsumeraccess.org) | Doing business in Pennsylvania under the trade name ACM, LLC of PA | Georgia Residential Mortgage Licensee, License # 61978 | Arizona (103946), Colorado, Connecticut (ML-643114), Virginia (MC-5560), D.C. (MLB643114), Delaware (018266), Louisiana, Maryland (19711), West Virginia (ML-34255), Delaware (018266), Tennessee (138203), Pennsylvania (62503), North Carolina (L-164348), South Carolina (MLS - 643114), South Carolina (MLS - 643114 OTN #1), Georgia (61978), Florida (MBR2951), Florida (MLD1461), Kansas (MC.0025719), Maine (643114), Michigan (FR0024148), Michigan (SR0024149), New Hampshire (24683-MB), Oregon (643114), Texas, Wisconsin (643114BA), Wisconsin (643114BR), and Oklahoma (ML012369), (ML013345)