Jim Podratsky
VP, Branch Manager & Sr. Loan Officer | NMLS ID #3...
We believe that a closed loan is not the end of our relationship - it's just the beginning.
Built on commitment, character, and innovation we are a next-generation, customer-focused lender driven by a mission to make the homebuying process... Show More
Location & Business Hours
Business Hours
Fri
9 AM to 5 PM
Sat
9 AM to 5 PM
Sun
9 AM to 5 PM(Open now)
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Reviews from Web
ACM's attentiveness, speed, and dedication made the experience easy and painless !
Reply from Owner
May 2nd, 2025 12:00 AM
Thank you for the kind review, Ben!
Jim was excellent communicating with us and answered most, if not all of our questions . He was willing to hop on a call on weekends and evenings which made the process a lot less stressful .
Jim and his team were very communicative and helpful throughout the process!
Quick consicise and informative communication day & evening (probably nighttime as well but we didnt call or text at night). Great all around service from Jim and Corine!
Great ........
The patience and good service of each of the people who work here make everything easier. Thank you.
Exceptional service and simplicity of the process
Jim Podratsky has received a review with 5 star rating from Shawn K
Reply from Owner
February 2nd, 2025 12:00 AM
Thank you for the 5-Star Review, Shawn!
Everyone was very responsive and friendly. I felt we really got a personalized service and everyone was looking out for our best interest.
Being able to close in two weeks time!
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About
We believe that a closed loan is not the end of our relationship - it's just the beginning.
Built on commitment, character, and innovation we are a next-generation, customer-focused lender driven by a mission to make the homebuying process simple, easy, and stress-free for our clients.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Mortgage Refinance
Bridge Loans
USDA Loans
Reverse Loans
Specialities
Conventional Loans
FHA Loan
USDA Loan
First Time Home Buyer
Investor Loan
Second Home Loan
Vacation Property Loan
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Positions
- Atlantic Coast Mortgage - Branch Manager May 8th, 2023 - Current
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS ID #312528
- Licensed in DE, FL, MD, NC, SC, VA, WV
Disclaimer
Atlantic Coast Mortgage, LLC is an Equal Housing Lender | Company NMLS ID #643114 (www.nmlsconsumeraccess.org) | Doing business in Pennsylvania under the trade name ACM, LLC of PA | Georgia Residential Mortgage Licensee, License # 61978 | Arizona (103946), Colorado, Connecticut (ML-643114), Virginia (MC-5560), D.C. (MLB643114), Delaware (018266), Louisiana, Maryland (19711), West Virginia (ML-34255), Delaware (018266), Tennessee (138203), Pennsylvania (62503), North Carolina (L-164348), South Carolina (MLS - 643114), South Carolina (MLS - 643114 OTN #1), Georgia (61978), Florida (MBR2951), Florida (MLD1461), Kansas (MC.0025719), Maine (643114), Michigan (FR0024148), Michigan (SR0024149), New Hampshire (24683-MB), Oregon (643114), Texas, Wisconsin (643114BA), Wisconsin (643114BR), and Oklahoma (ML012369), (ML013345)