

Jim Podratsky
VP, Branch Manager & Sr. Loan Officer | NMLS ID #3...

We believe that a closed loan is not the end of our relationship - it's just the beginning.
Built on commitment, character, and innovation we are a next-generation, customer-focused lender driven by a mission to make the homebuying process... Show More
Location & Business Hours
Business Hours
Fri
9 AM to 5 PM
Sat
9 AM to 5 PM
Sun
9 AM to 5 PM(Open now)
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Reviews from Web
Everyone was helpful and very efficient, keeping us updated constantly.
Jim was very driven to be sure i received the loan. he had to go out of his way to make this happen. i know i can trust him with any of my future home loans.
Jim was absolutely amazing. He was very detailed and made sure we understood everything! He answered and responded emails and phone calls quickly. He even came to our house so we didn’t have to take our kids somewhere to meet! We appreciate...
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Jim and his office were great. Jim got on multiple calls with us early in the process and even came over to our house once we sold our property and went through all the numbers with us.
They where great to work with, an kind to us. I where let family an friend know about them yes
Everyone was wonderful and kind to us . and we would recommend your team friends & family thank y'all God bless
Another successful transaction!
Frankly its about Jim's personal attention to make sure the process is clear, transparent and with minimal hassle. NFM is lucky to have him.
Jim made the process fairly easy. One suggestion is to find a better way of accepting bank statements. Not all banks can produce a bank statement on demand to cover a certain period.
I think that Jim eventually got us all the loan benefits that were available and I was confident in the ending, but we started with a conventional loan and when we wanted to switch to an FHA loan because of a weird issue with the seller, it...
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About
We believe that a closed loan is not the end of our relationship - it's just the beginning.
Built on commitment, character, and innovation we are a next-generation, customer-focused lender driven by a mission to make the homebuying process simple, easy, and stress-free for our clients.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Mortgage Refinance
Bridge Loans
USDA Loans
Reverse Loans
Specialities
Conventional Loans
FHA Loan
USDA Loan
First Time Home Buyer
Investor Loan
Second Home Loan
Vacation Property Loan
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Positions
- Atlantic Coast Mortgage - Branch Manager May 8th, 2023 - Current
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS ID #312528
- Licensed in DE, FL, MD, NC, SC, VA, WV
Disclaimer
Atlantic Coast Mortgage, LLC is an Equal Housing Lender | Company NMLS ID #643114 (www.nmlsconsumeraccess.org) | Doing business in Pennsylvania under the trade name ACM, LLC of PA | Georgia Residential Mortgage Licensee, License # 61978 | Arizona (103946), Colorado, Connecticut (ML-643114), Virginia (MC-5560), D.C. (MLB643114), Delaware (018266), Louisiana, Maryland (19711), West Virginia (ML-34255), Delaware (018266), Tennessee (138203), Pennsylvania (62503), North Carolina (L-164348), South Carolina (MLS - 643114), South Carolina (MLS - 643114 OTN #1), Georgia (61978), Florida (MBR2951), Florida (MLD1461), Kansas (MC.0025719), Maine (643114), Michigan (FR0024148), Michigan (SR0024149), New Hampshire (24683-MB), Oregon (643114), Texas, Wisconsin (643114BA), Wisconsin (643114BR), and Oklahoma (ML012369), (ML013345)