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Jim Podratsky - VP, Branch Manager & Sr. Loan Officer | NMLS ID #312528 in Gainesville, VA

Jim Podratsky

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VP, Branch Manager & Sr. Loan Officer | NMLS ID #3...

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We believe that a closed loan is not the end of our relationship - it's just the beginning. Built on commitment, character, and innovation we are a next-generation, customer-focused lender driven by a mission to make the homebuying process... Show More
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Location & Business Hours
Business Hours
Fri
9 AM to 5 PM
Sat
9 AM to 5 PM
Sun
9 AM to 5 PM(Open now)
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Overall Ratings
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5 Star
95%
4 Star
3%
3 Star
0%
2 Star
1%
1 Star
1%
Reviews from Web
  • Encompass
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    Christopher R W
    Navarre, FL
    Posted on January 31st, 2022 10:48 PM
    Everyone was helpful and very efficient, keeping us updated constantly.
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    Joseph T W
    Marshall, VA
    Posted on January 25th, 2022 12:46 PM
    Jim was very driven to be sure i received the loan. he had to go out of his way to make this happen. i know i can trust him with any of my future home loans.
  • Encompass
    S
    Samantha D
    Warrenton, VA
    Posted on December 23rd, 2021 12:23 PM
    Jim was absolutely amazing. He was very detailed and made sure we understood everything! He answered and responded emails and phone calls quickly. He even came to our house so we didn’t have to take our kids somewhere to meet! We appreciate...
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    Michael D
    Warrenton, VA
    Posted on December 23rd, 2021 12:20 PM
    Jim and his office were great. Jim got on multiple calls with us early in the process and even came over to our house once we sold our property and went through all the numbers with us.
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    James B
    Winchester, VA
    Posted on December 23rd, 2021 07:26 AM
    They where great to work with, an kind to us. I where let family an friend know about them yes
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    Eileen B
    Winchester, VA
    Posted on December 23rd, 2021 07:10 AM
    Everyone was wonderful and kind to us . and we would recommend your team friends & family thank y'all God bless
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    Michelle B
    Front Royal, VA
    Posted on December 13th, 2021 02:10 PM
    Another successful transaction!
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    Thomas W B
    Front Royal, VA
    Posted on December 9th, 2021 01:57 PM
    Frankly its about Jim's personal attention to make sure the process is clear, transparent and with minimal hassle. NFM is lucky to have him.
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    Joseph S
    Purcellville, VA
    Posted on December 6th, 2021 07:09 PM
    Jim made the process fairly easy. One suggestion is to find a better way of accepting bank statements. Not all banks can produce a bank statement on demand to cover a certain period.
  • Encompass
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    Beatrice O
    Dumfries, VA
    Posted on November 9th, 2021 11:59 AM
    I think that Jim eventually got us all the loan benefits that were available and I was confident in the ending, but we started with a conventional loan and when we wanted to switch to an FHA loan because of a weird issue with the seller, it...
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    About
    We believe that a closed loan is not the end of our relationship - it's just the beginning. Built on commitment, character, and innovation we are a next-generation, customer-focused lender driven by a mission to make the homebuying process simple, easy, and stress-free for our clients.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Conventional Home Loan
    Mortgage Refinance
    Bridge Loans
    USDA Loans
    Reverse Loans
    Specialities
    Conventional Loans
    FHA Loan
    USDA Loan
    First Time Home Buyer
    Investor Loan
    Second Home Loan
    Vacation Property Loan
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    Positions
    • Atlantic Coast Mortgage - Branch Manager
      May 8th, 2023 - Current

    Time Zone

    Eastern Standard Time (EST)
    Licenses
    • NMLS ID #312528
    • Licensed in DE, FL, MD, NC, SC, VA, WV
    Disclaimer
    Atlantic Coast Mortgage, LLC is an Equal Housing Lender | Company NMLS ID #643114 (www.nmlsconsumeraccess.org) | Doing business in Pennsylvania under the trade name ACM, LLC of PA | Georgia Residential Mortgage Licensee, License # 61978 | Arizona (103946), Colorado, Connecticut (ML-643114), Virginia (MC-5560), D.C. (MLB643114), Delaware (018266), Louisiana, Maryland (19711), West Virginia (ML-34255), Delaware (018266), Tennessee (138203), Pennsylvania (62503), North Carolina (L-164348), South Carolina (MLS - 643114), South Carolina (MLS - 643114 OTN #1), Georgia (61978), Florida (MBR2951), Florida (MLD1461), Kansas (MC.0025719), Maine (643114), Michigan (FR0024148), Michigan (SR0024149), New Hampshire (24683-MB), Oregon (643114), Texas, Wisconsin (643114BA), Wisconsin (643114BR), and Oklahoma (ML012369), (ML013345)