Jim Podratsky's Cover Image
Jim Podratsky - VP, Branch Manager & Sr. Loan Officer | NMLS ID #312528 in Gainesville, VA

Jim Podratsky

ClaimedPro

VP, Branch Manager & Sr. Loan Officer | NMLS ID #3...

Company Logo
We believe that a closed loan is not the end of our relationship - it's just the beginning. Built on commitment, character, and innovation we are a next-generation, customer-focused lender driven by a mission to make the homebuying process... Show More
Company Logo
Location & Business Hours
Business Hours
Fri
9 AM to 5 PM
Sat
9 AM to 5 PM
Sun
9 AM to 5 PM(Open now)
View All days
Overall Ratings
Filter by Date
Range
Filter by Rating
5 Star
95%
4 Star
3%
3 Star
0%
2 Star
1%
1 Star
1%
Reviews from Web
  • Encompass
    E
    Emily K C
    Charleston, SC
    Posted on August 11th, 2022 02:40 PM
    Jim is our go to for anything involving our homes - purchasing, refinancing, home equity! He has been with us through condo sales and first home purchases. We trust no one else with our home!
  • Encompass
    R
    Rena L K
    Morgantown, WV
    Posted on June 28th, 2022 11:29 AM
    Fast communication and easy to get a hold of if I had any questions! A great resource and reliable. Great teamwork.
  • Encompass
    J
    Jessie N J
    Culpeper, VA
    Posted on June 20th, 2022 08:41 AM
    Jim's no his team were very kind and easy to work with!
  • Encompass
    D
    Daynesha W
    Stephens City, VA
    Posted on May 31st, 2022 12:53 PM
    The experience was fast paced and informative.
  • Encompass
    K
    Kathleen M H
    Hedgesville, WV
    Posted on May 27th, 2022 10:26 AM
    Brian and Stephanie were phenomenal as usual!
  • Encompass
    C
    Corey L L
    Woodbridge, VA
    Posted on May 23rd, 2022 06:38 PM
    Jim answered all of my questions in a timely and professional manner. He seemed genuinely interested in helping me find the best mortgage, and had no problems with me shopping around to see if anyone could beat his offer.
  • Encompass
    P
    Paula S S
    Leesburg, VA
    Posted on May 9th, 2022 03:05 PM
    Jim is amazing! He’s very personable and seems to be looking out for our best interest with all of the decisions we made along the way. Thanks Jim!
  • Encompass
    J
    Jordan-Daniel P S
    Leesburg, VA
    Posted on May 3rd, 2022 12:10 PM
    Jim is the best. So personable and caring!
  • Encompass
    H
    Harold C H
    Gainesville, VA
    Posted on May 3rd, 2022 10:38 AM
    Everything was very easy and clear. The communication about my loans position in the approval process was excellent.
  • Encompass
    R
    Rokhan F A
    Woodbridge, VA
    Posted on May 2nd, 2022 12:19 PM
    Mr. Jim is a very professional and made the process of lending smooth. Very responsive and communicating when needed. Thank you NFM for hiring such individuals.
  • 101–110 of 134
    About
    We believe that a closed loan is not the end of our relationship - it's just the beginning. Built on commitment, character, and innovation we are a next-generation, customer-focused lender driven by a mission to make the homebuying process simple, easy, and stress-free for our clients.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Conventional Home Loan
    Mortgage Refinance
    Bridge Loans
    USDA Loans
    Reverse Loans
    Specialities
    Conventional Loans
    FHA Loan
    USDA Loan
    First Time Home Buyer
    Investor Loan
    Second Home Loan
    Vacation Property Loan
    What is the Search Rank Score®?
    Experience.com’s Search Rank Score measures a professional’s online search visibility across hundreds of key SEO attributes.
    Positions
    • Atlantic Coast Mortgage - Branch Manager
      May 8th, 2023 - Current

    Time Zone

    Eastern Standard Time (EST)
    Licenses
    • NMLS ID #312528
    • Licensed in DE, FL, MD, NC, SC, VA, WV
    Disclaimer
    Atlantic Coast Mortgage, LLC is an Equal Housing Lender | Company NMLS ID #643114 (www.nmlsconsumeraccess.org) | Doing business in Pennsylvania under the trade name ACM, LLC of PA | Georgia Residential Mortgage Licensee, License # 61978 | Arizona (103946), Colorado, Connecticut (ML-643114), Virginia (MC-5560), D.C. (MLB643114), Delaware (018266), Louisiana, Maryland (19711), West Virginia (ML-34255), Delaware (018266), Tennessee (138203), Pennsylvania (62503), North Carolina (L-164348), South Carolina (MLS - 643114), South Carolina (MLS - 643114 OTN #1), Georgia (61978), Florida (MBR2951), Florida (MLD1461), Kansas (MC.0025719), Maine (643114), Michigan (FR0024148), Michigan (SR0024149), New Hampshire (24683-MB), Oregon (643114), Texas, Wisconsin (643114BA), Wisconsin (643114BR), and Oklahoma (ML012369), (ML013345)