

Jim Podratsky
VP, Branch Manager & Sr. Loan Officer | NMLS ID #3...

We believe that a closed loan is not the end of our relationship - it's just the beginning.
Built on commitment, character, and innovation we are a next-generation, customer-focused lender driven by a mission to make the homebuying process... Show More
Location & Business Hours
Business Hours
Fri
9 AM to 5 PM
Sat
9 AM to 5 PM
Sun
9 AM to 5 PM(Open now)
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Reviews from Web
Jim is our go to for anything involving our homes - purchasing, refinancing, home equity! He has been with us through condo sales and first home purchases. We trust no one else with our home!
Fast communication and easy to get a hold of if I had any questions! A great resource and reliable. Great teamwork.
Jim's no his team were very kind and easy to work with!
The experience was fast paced and informative.
Brian and Stephanie were phenomenal as usual!
Jim answered all of my questions in a timely and professional manner. He seemed genuinely interested in helping me find the best mortgage, and had no problems with me shopping around to see if anyone could beat his offer.
Jim is amazing! He’s very personable and seems to be looking out for our best interest with all of the decisions we made along the way. Thanks Jim!
Jim is the best. So personable and caring!
Everything was very easy and clear. The communication about my loans position in the approval process was excellent.
Mr. Jim is a very professional and made the process of lending smooth. Very responsive and communicating when needed. Thank you NFM for hiring such individuals.
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About
We believe that a closed loan is not the end of our relationship - it's just the beginning.
Built on commitment, character, and innovation we are a next-generation, customer-focused lender driven by a mission to make the homebuying process simple, easy, and stress-free for our clients.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Mortgage Refinance
Bridge Loans
USDA Loans
Reverse Loans
Specialities
Conventional Loans
FHA Loan
USDA Loan
First Time Home Buyer
Investor Loan
Second Home Loan
Vacation Property Loan
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Positions
- Atlantic Coast Mortgage - Branch Manager May 8th, 2023 - Current
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS ID #312528
- Licensed in DE, FL, MD, NC, SC, VA, WV
Disclaimer
Atlantic Coast Mortgage, LLC is an Equal Housing Lender | Company NMLS ID #643114 (www.nmlsconsumeraccess.org) | Doing business in Pennsylvania under the trade name ACM, LLC of PA | Georgia Residential Mortgage Licensee, License # 61978 | Arizona (103946), Colorado, Connecticut (ML-643114), Virginia (MC-5560), D.C. (MLB643114), Delaware (018266), Louisiana, Maryland (19711), West Virginia (ML-34255), Delaware (018266), Tennessee (138203), Pennsylvania (62503), North Carolina (L-164348), South Carolina (MLS - 643114), South Carolina (MLS - 643114 OTN #1), Georgia (61978), Florida (MBR2951), Florida (MLD1461), Kansas (MC.0025719), Maine (643114), Michigan (FR0024148), Michigan (SR0024149), New Hampshire (24683-MB), Oregon (643114), Texas, Wisconsin (643114BA), Wisconsin (643114BR), and Oklahoma (ML012369), (ML013345)