

Jim Podratsky
VP, Branch Manager & Sr. Loan Officer | NMLS ID #3...

We believe that a closed loan is not the end of our relationship - it's just the beginning.
Built on commitment, character, and innovation we are a next-generation, customer-focused lender driven by a mission to make the homebuying process... Show More
Location & Business Hours
Business Hours
Fri
9 AM to 5 PM
Sat
9 AM to 5 PM
Sun
9 AM to 5 PM(Open now)
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Reviews from Web
Originally I didn’t know what to expect with having to fill out paperwork and going through the process to be approved to make such a large purchase. However working with Jim was so refreshing. Any question that I had I could just reach out...
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They worked with me every step of the way and provided insight into being able to afford my first home
My experience working with everyone at NFM was great. They were very helpful and patient when I had questions and always responded right back. I would highly recommend this team.
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Very reliable, punctual and the greatest decisions I have ever made and it was the right decision for me.
Helped us to get into our new home with great customer service
Jim worked very hard on meeting my quick deadline. He always had an open line of communication. He made this process easier then anticipated. He is a Gem, you guys are lucky to have him!
Worked very hard with us to get us into our new home.Was on top of all documentation needed and kept us informed.Great team!!!!
The process was very streamlined and easy to follow, especially when I can do most of it through my iPhone. I want to congratulate Linsay Sene on her great communication skills and customer service she provided to me. Linsay ALWAYS responded...
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Joe Brown was always accessible to us and answered all of our questions. He handled anything and everything that came up. We cannot say enough good things about him! He was fantastic!!!
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About
We believe that a closed loan is not the end of our relationship - it's just the beginning.
Built on commitment, character, and innovation we are a next-generation, customer-focused lender driven by a mission to make the homebuying process simple, easy, and stress-free for our clients.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Mortgage Refinance
Bridge Loans
USDA Loans
Reverse Loans
Specialities
Conventional Loans
FHA Loan
USDA Loan
First Time Home Buyer
Investor Loan
Second Home Loan
Vacation Property Loan
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Positions
- Atlantic Coast Mortgage - Branch Manager May 8th, 2023 - Current
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS ID #312528
- Licensed in DE, FL, MD, NC, SC, VA, WV
Disclaimer
Atlantic Coast Mortgage, LLC is an Equal Housing Lender | Company NMLS ID #643114 (www.nmlsconsumeraccess.org) | Doing business in Pennsylvania under the trade name ACM, LLC of PA | Georgia Residential Mortgage Licensee, License # 61978 | Arizona (103946), Colorado, Connecticut (ML-643114), Virginia (MC-5560), D.C. (MLB643114), Delaware (018266), Louisiana, Maryland (19711), West Virginia (ML-34255), Delaware (018266), Tennessee (138203), Pennsylvania (62503), North Carolina (L-164348), South Carolina (MLS - 643114), South Carolina (MLS - 643114 OTN #1), Georgia (61978), Florida (MBR2951), Florida (MLD1461), Kansas (MC.0025719), Maine (643114), Michigan (FR0024148), Michigan (SR0024149), New Hampshire (24683-MB), Oregon (643114), Texas, Wisconsin (643114BA), Wisconsin (643114BR), and Oklahoma (ML012369), (ML013345)