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Jim Podratsky - VP, Branch Manager & Sr. Loan Officer | NMLS ID #312528 in Gainesville, VA

Jim Podratsky

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VP, Branch Manager & Sr. Loan Officer | NMLS ID #3...

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We believe that a closed loan is not the end of our relationship - it's just the beginning. Built on commitment, character, and innovation we are a next-generation, customer-focused lender driven by a mission to make the homebuying process... Show More
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Location & Business Hours
Business Hours
Fri
9 AM to 5 PM
Sat
9 AM to 5 PM
Sun
9 AM to 5 PM(Open now)
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Overall Ratings
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5 Star
95%
4 Star
3%
3 Star
0%
2 Star
1%
1 Star
1%
Reviews from Web
  • Encompass
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    Gershon R
    Warrenton, VA
    Posted on April 17th, 2022 10:59 AM
    Originally I didn’t know what to expect with having to fill out paperwork and going through the process to be approved to make such a large purchase. However working with Jim was so refreshing. Any question that I had I could just reach out...
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    Conner O
    Glen Burnie, MD
    Posted on April 14th, 2022 04:08 PM
    They worked with me every step of the way and provided insight into being able to afford my first home
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    Janet L A
    Culpeper, VA
    Posted on April 5th, 2022 12:54 PM
    My experience working with everyone at NFM was great. They were very helpful and patient when I had questions and always responded right back. I would highly recommend this team.
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    Kimberly J P
    Manassas, VA
    Posted on March 31st, 2022 02:39 PM
    more contact
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    EARNEST J S
    Manassas, VA
    Posted on March 10th, 2022 01:41 PM
    Very reliable, punctual and the greatest decisions I have ever made and it was the right decision for me.
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    Anthony A
    Martinsburg, WV
    Posted on February 19th, 2022 03:55 PM
    Helped us to get into our new home with great customer service
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    Crystal R
    Bealeton, VA
    Posted on February 17th, 2022 05:52 PM
    Jim worked very hard on meeting my quick deadline. He always had an open line of communication. He made this process easier then anticipated. He is a Gem, you guys are lucky to have him!
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    Barbara A
    Martinsburg, WV
    Posted on February 15th, 2022 12:12 PM
    Worked very hard with us to get us into our new home.Was on top of all documentation needed and kept us informed.Great team!!!!
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    KIRK C
    Stafford, VA
    Posted on February 3rd, 2022 11:50 AM
    The process was very streamlined and easy to follow, especially when I can do most of it through my iPhone. I want to congratulate Linsay Sene on her great communication skills and customer service she provided to me. Linsay ALWAYS responded...
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    Kathleen M W
    Navarre, FL
    Posted on February 2nd, 2022 08:04 PM
    Joe Brown was always accessible to us and answered all of our questions. He handled anything and everything that came up. We cannot say enough good things about him! He was fantastic!!!
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    About
    We believe that a closed loan is not the end of our relationship - it's just the beginning. Built on commitment, character, and innovation we are a next-generation, customer-focused lender driven by a mission to make the homebuying process simple, easy, and stress-free for our clients.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Conventional Home Loan
    Mortgage Refinance
    Bridge Loans
    USDA Loans
    Reverse Loans
    Specialities
    Conventional Loans
    FHA Loan
    USDA Loan
    First Time Home Buyer
    Investor Loan
    Second Home Loan
    Vacation Property Loan
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    Positions
    • Atlantic Coast Mortgage - Branch Manager
      May 8th, 2023 - Current

    Time Zone

    Eastern Standard Time (EST)
    Licenses
    • NMLS ID #312528
    • Licensed in DE, FL, MD, NC, SC, VA, WV
    Disclaimer
    Atlantic Coast Mortgage, LLC is an Equal Housing Lender | Company NMLS ID #643114 (www.nmlsconsumeraccess.org) | Doing business in Pennsylvania under the trade name ACM, LLC of PA | Georgia Residential Mortgage Licensee, License # 61978 | Arizona (103946), Colorado, Connecticut (ML-643114), Virginia (MC-5560), D.C. (MLB643114), Delaware (018266), Louisiana, Maryland (19711), West Virginia (ML-34255), Delaware (018266), Tennessee (138203), Pennsylvania (62503), North Carolina (L-164348), South Carolina (MLS - 643114), South Carolina (MLS - 643114 OTN #1), Georgia (61978), Florida (MBR2951), Florida (MLD1461), Kansas (MC.0025719), Maine (643114), Michigan (FR0024148), Michigan (SR0024149), New Hampshire (24683-MB), Oregon (643114), Texas, Wisconsin (643114BA), Wisconsin (643114BR), and Oklahoma (ML012369), (ML013345)