

Jim Murphy
Producing Branch Manager


Washington State University
Synergy One Lending, Inc. is a San Diego based mortgage lender that puts the client first. We understand the needs, wants and concerns of the client, which is why we dedicate ourselves to providing the best customer experience for each tran... Show More
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24 hours
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24 hours(Open now)
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24 hours
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Reviews from Web
Jim waa amazing. Excellent communication and supported ys every step of the way. He made Himself available when we had work conflicts snd was always willing to take a call even if just for emotional support. Highly recommend!!
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Reply from Jim Murphy
December 30th, 2025 06:15 PM
I'm grateful for your kind review, Lara. Being available and providing support throughout the process is something I take seriously. I'm pleased that my efforts to communicate effectively made a positive impact on your experience. If you ever...
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Excellent communication. Jim made himself available anytime we had questions
Reply from Jim Murphy
December 28th, 2025 04:24 PM
I really appreciate your kind words, Alexander. Making myself available to answer any questions you had was important to me. I'm glad to hear the communication met your expectations. If you have any more inquiries in the future, feel free to...
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Jim was patient with our questions, knowledgeable, and helped us navigate our options to get to a successful closing.
Jim and his team are my go to for all my clients. Jim is very responsive and works with everyone to find the best option for them and even will go the extra mile to prepare them for future options of growing wealth and prepping for buying....
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Jim was fantastic from the get go, he gave us sound advice that helped us rethink the paths to finance this home purchase allowing us to retain our assets while maintaining a manageable monthly cost. He was professional and his team was courteous...
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Reply from Jim Murphy
December 11th, 2025 07:17 PM
I’m so grateful for your review! Working with you was fantastic, and I look forward to staying connected.
Jim was very professional and very helpful!
Reply from Jim Murphy
December 11th, 2025 07:17 PM
I’m so grateful for your review! Working with you was fantastic, and I look forward to staying connected.
I've heard all the horror stories about buying a house, this was far from it. There was a week where we had an uptick in communication to make sure documentation was in and correct, that was the most difficult part of this. Since that was it,...
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Reply from Jim Murphy
December 11th, 2025 07:17 PM
I'm so glad I could make your experience hassle-free! I look forward to staying connected, as it was a pleasure working with you.
Informative, well-organized, and made the process very simple for me
thid is the second time working with Jim . he is always easy to ask questions to and is happy to take the time to explain everything to us and walk us through options without making you feel pressured
Reply from Jim Murphy
December 11th, 2025 07:17 PM
Thank you for the fantastic review! I appreciate you putting your trust in me.
His whole team was very communicative and on top of everything. Definitely would recommend to anyone we know. Thank you Jim and Connie for all you did. We greatly appreciate all.
Reply from Jim Murphy
December 11th, 2025 07:17 PM
Thank you for the amazing review! I'm thrilled I could make your experience hassle-free.
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About
Synergy One Lending, Inc. is a San Diego based mortgage lender that puts the client first. We understand the needs, wants and concerns of the client, which is why we dedicate ourselves to providing the best customer experience for each transaction.
Our core values drive our business from the ground up and are reflected among every department, employee, manager and executive. Striving for excellence is not just a goal to us, it's a state of mind.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Home Renovation Loan
Mortgage Refinance
Construction Loan
Bridge Loans
Non-QM
Reverse Loans
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Education
- Washington State UniversityBusiness Administration / FinanceBA managementApr 2004 -Dec 2008

Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS - 1275965 - Licensed in: Washington, Idaho, Oregon, Arizona, California, and Colorado
Disclaimer
Synergy One Lending, Inc., NMLS 1907235 | www.nmlsconsumeraccess.org | 610 W. Ash Street, Suite 1505, San Diego, CA 92101 | (888) 995-1256 | State required licensing information: AZ BK #1006787; Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Act and the California Financing Law license; GA Residential Mortgage Licensee #70829; KS Mortgage Company License #MC.0025627 and KS Supervised Loan License #SL.0026885; MA Mortgage Lender/Broker License #MC1907235; NV Mortgage Company License #5186; Licensed by the N.J. Department of Banking and Insurance; OH Registration #RM.804609.000; Rhode Island Licensed Lender and Broker. Not affiliated with any government agency. All Loans are subject to underwriting approval. Terms and Conditions apply. Subject to change without notice. Equal Housing Opportunity.
• https://s1l.com/privacy-policy/
• https://s1l.com/licensing/
• https://www.nmlsconsumeraccess.org/Enti-tyDetails.aspx/COMPANY/1907235