

Jim Murphy
Producing Branch Manager


Washington State University
Synergy One Lending, Inc. is a San Diego based mortgage lender that puts the client first. We understand the needs, wants and concerns of the client, which is why we dedicate ourselves to providing the best customer experience for each tran... Show More
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24 hours
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24 hours
Sat
24 hours
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Reviews from Web
Jim and his team performed exeptionally well, as always!
Reply from Jim Murphy
December 11th, 2025 07:17 PM
Thank you for the 5-star rating! I really enjoyed working with you, and I appreciate your feedback.
Jim and his team are always very professional and work hard to get the transaction closed as painless for the clients as possible!
Reply from Jim Murphy
December 11th, 2025 07:17 PM
Thank you for the fantastic review! I appreciate you putting your trust in me.
Communication was key, along with educating us and quick response to questions (either by email or phone).
Reply from Jim Murphy
December 11th, 2025 07:17 PM
I’m so grateful for your review! Working with you was fantastic, and I look forward to staying connected.
Good communication with closing agents
Reply from Jim Murphy
December 11th, 2025 07:17 PM
Thank you for the fantastic review! I appreciate you putting your trust in me.
Good experience
Jim was fantastic to work with! He was very knowledgeable and helpful throughout the entire process.
Reply from Jim Murphy
December 11th, 2025 07:17 PM
I appreciate your positive feedback, and I look forward to working with you again in the future!
Jim and his team's expertise and focus on every detail made for an incredibly smooth and quick transaction. I couldn't have done it without them.
Reply from Jim Murphy
December 11th, 2025 07:17 PM
Thank you for the amazing review! I'm thrilled I could make your experience hassle-free.
Jim and the Murphy team communicated very well and answered all our questions as first time home buyers. They walked us through the mortgage process patiently and it was a pleasure working with them.
Reply from Jim Murphy
December 11th, 2025 07:17 PM
I really appreciate your positive feedback and look forward to staying connected!
Jim was fantastic! He made everything go smoothly and seemlessly for my first time home buyers. Jim helped to educate them about the process and was available to answer questions along the way. It really was a great experience for all of us....
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Reply from Jim Murphy
December 11th, 2025 07:17 PM
I’m so glad you had a great experience working with me! Please feel free to reach out if you ever need anything.
Jim is a great communicator and solution provider for our clients! We'll refer to him again for sure.
Reply from Jim Murphy
December 11th, 2025 07:17 PM
Thank you for the 5-star rating! I really enjoyed working with you, and I appreciate your feedback.
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About
Synergy One Lending, Inc. is a San Diego based mortgage lender that puts the client first. We understand the needs, wants and concerns of the client, which is why we dedicate ourselves to providing the best customer experience for each transaction.
Our core values drive our business from the ground up and are reflected among every department, employee, manager and executive. Striving for excellence is not just a goal to us, it's a state of mind.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Home Renovation Loan
Mortgage Refinance
Construction Loan
Bridge Loans
Non-QM
Reverse Loans
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Education
- Washington State UniversityBusiness Administration / FinanceBA managementApr 2004 -Dec 2008

Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS - 1275965 - Licensed in: Washington, Idaho, Oregon, Arizona, California, and Colorado
Disclaimer
Synergy One Lending, Inc., NMLS 1907235 | www.nmlsconsumeraccess.org | 610 W. Ash Street, Suite 1505, San Diego, CA 92101 | (888) 995-1256 | State required licensing information: AZ BK #1006787; Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Act and the California Financing Law license; GA Residential Mortgage Licensee #70829; KS Mortgage Company License #MC.0025627 and KS Supervised Loan License #SL.0026885; MA Mortgage Lender/Broker License #MC1907235; NV Mortgage Company License #5186; Licensed by the N.J. Department of Banking and Insurance; OH Registration #RM.804609.000; Rhode Island Licensed Lender and Broker. Not affiliated with any government agency. All Loans are subject to underwriting approval. Terms and Conditions apply. Subject to change without notice. Equal Housing Opportunity.
• https://s1l.com/privacy-policy/
• https://s1l.com/licensing/
• https://www.nmlsconsumeraccess.org/Enti-tyDetails.aspx/COMPANY/1907235