Jhoana Rios Kerley - USA Mortgage
Mortgage Loan Originator
Our USA Mortgage team knows that the purchase of a home is a large investment, financially & emotionally. As your mortgage lender we offer customizable loan products & programs to fit individual needs, a digital process from start to finish... Show More
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Reviews from Web
Jhoana Rios Kerley - USA Mortgage has received a review with 5 star rating from Aietif M
Reply from Owner
September 29th, 2025 12:00 AM
The USA Mortgage team is thrilled to hear you had a 5-star experience on your mortgage loan with us. We appreciate you choosing USA Mortgage to join you in finding your dream home and can’t wait to see you again!
We did not work with Jhoana we dealt with Wes. A per named I believe Rick Migano did not inform us on a Friday of our closing until 1 hour before. We live at n Foley and he closing was in Dr Peter’s and on a Friday. We were told that he was...
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Reply from Jhoana Rios Kerley
November 6th, 2025 11:31 AM
Thank you for your feedback but I'm sorry to hear that there were some areas that could have been improved. I'll take your feedback into consideration and work to make the process even better for future clients!
Jhoana Rios Kerley - USA Mortgage has received a review with 5 star rating from Ryan B
Reply from Owner
September 29th, 2024 12:00 AM
The USA Mortgage team is thrilled to hear you had a 5-star experience on your mortgage loan with us. We appreciate you choosing USA Mortgage to join you in finding your dream home and can’t wait to see you again!
The attentiveness and willingness to take the time needed to explain things when needed.
Reply from Jhoana Rios Kerley
November 6th, 2025 11:31 AM
I can’t thank you enough for your positive words about your home loan experience. I would really appreciate you letting people know how much you loved working with me at USA Mortgage. I hope to hear from you again!
Jhoana Rios Kerley - USA Mortgage has received a review with 5 star rating from Melisa F
Reply from Owner
September 29th, 2024 12:00 AM
The USA Mortgage team is thrilled to hear you had a 5-star experience on your mortgage loan with us. We appreciate you choosing USA Mortgage to join you in finding your dream home and can’t wait to see you again!
The communication and how I felt comfortable in knowing they had it all taken care of. I just needed to provide information. Also how they were ready to explain the process and any questions I had!
Reply from Jhoana Rios Kerley - USA Mortgage
November 6th, 2025 11:31 AM
I appreciate you choosing me at USA Mortgage for your home loan and I'm here for you anytime. I hope to see you again for many years!
The team went above and beyond to get my loan approved and saw me through the entire process.
Reply from Owner
September 29th, 2024 12:00 AM
Lauren, we love hearing that you had a spectacular mortgage process with us. USA Mortgage takes pride in what we do and to provide our customers with the best experience possible. At your earliest convenience, please share your experiences...
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Everyone on the team was super quick to respond to my questions, they made this process super smooth. Couldn't have asked for better help buying our first home!
Reply from Jhoana Rios Kerley
November 6th, 2025 11:31 AM
Thank you so much for your sincere words on your home loan experience with me at USA Mortgage. I love hearing that my customers are happy. It is the best compliment I can receive. I look forward to being your Mortgage Loan Originator for many...
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Jhoana Rios Kerley - USA Mortgage has received a review with 5 star rating from Marty M
Reply from Owner
September 29th, 2024 12:00 AM
We love seeing your 5-star review, Marty. Thank you for choosing USA Mortgage to be your Mortgage Loan Originator. Hope to see you again!
Michelle Lambrich and her team are extremely knowledgeable and able to navigate the challenges of a happy married couple living in a thousand miles apart.
Reply from Owner
September 12th, 2024 12:00 AM
We are so grateful to hear you loved working with Michelle Lambrich and her team at USA Mortgage, Pete. We appreciate you choosing Michelle Lambrich at USA Mortgage for your home loan and we are here for you anytime. We hope to see you again...
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About
Our USA Mortgage team knows that the purchase of a home is a large investment, financially & emotionally. As your mortgage lender we offer customizable loan products & programs to fit individual needs, a digital process from start to finish, & a local team to guide you every step of the way, to ensure smooth & problem free closings. We make your mortgage fit your life. Above all else, our main goal is to provide a superior customer service experience while properly matching you with a mortgage loan product to help you realize your dream of homeownership. If you are already home & seeking to refinance, secure a 203K or apply for a reverse mortgage; we will get you the help you need close to home. At USA Mortgage, anything is possible.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Specialities
FHA Loans
NoDown
LowDown
$5,000 Guarantee
USAdvantage
Possibility Protection
Conventional Loans
USDA Home Loans
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Positions
- USA Mortgage - Senior Mortgage Loan OfficerJan 1st, 2018 - Current
Year Started
2014
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS# 240547
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