Jhoana Rios Kerley - USA Mortgage
Mortgage Loan Originator
Our USA Mortgage team knows that the purchase of a home is a large investment, financially & emotionally. As your mortgage lender we offer customizable loan products & programs to fit individual needs, a digital process from start to finish... Show More
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Reviews from Web
Jhoana Rios Kerley - USA Mortgage has received a review with 5 star rating from David S
Reply from Owner
September 29th, 2025 12:00 AM
David, we love hearing that you had a spectacular mortgage process with us. USA Mortgage takes pride in what we do and to provide our customers with the best experience possible. At your earliest convenience, please share your experiences with...
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My experience has been fantastic. Great communication and responsiveness
Reply from Owner
September 29th, 2025 12:00 AM
I can’t wait to share your kinds words with the team, Diany. We are so thankful to receive such a great review from you and to hear how you enjoyed working with us on your mortgage. We look forward to working with you again in the future.
Helped us a lot and all of them are bery friendly we had a couple bumps but they resolved them quickly.
Reply from Jhoana Rios Kerley
November 6th, 2025 11:31 AM
I can’t thank you enough for your positive words about your home loan experience. I would really appreciate you letting people know how much you loved working with me at USA Mortgage. I hope to hear from you again!
Jhoana Rios Kerley - USA Mortgage has received a review with 5 star rating from Amanda L
Reply from Owner
September 29th, 2025 12:00 AM
Reading that you had a 5-star experience at USA Mortgage is what we strive for, Amanda. We’re driven with a passion for always improving the mortgage process by finding the right types of loans, with rates that work for you. We really appreciate...
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Y'all kept things moving and on track for a very pleasant experience.
Reply from Owner
September 29th, 2025 12:00 AM
Lee, we love hearing that you had a spectacular mortgage process with us. USA Mortgage takes pride in what we do and to provide our customers with the best experience possible. At your earliest convenience, please share your experiences with...
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You made everything easy and things felt comfortable. We've worked with you before and I can honestly say we trust you
Reply from Jhoana Rios Kerley
November 6th, 2025 11:31 AM
I appreciate you choosing me at USA Mortgage for your home loan and I'm here for you anytime. I hope to see you again for many years!
I have had nothing but the best experiences.
Reply from Owner
September 29th, 2025 12:00 AM
Reading that you had a 5-star experience at USA Mortgage is what we strive for. We’re driven with a passion for always improving the mortgage process by finding the right types of loans, with rates that work for you. We really appreciate your...
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Hope was honest, kind, and energetic; which is two of the things I need to work with someone and a third that was a huge plus! She kept me in the loop and worked with me and my crazy schedule. Just a wonderful experience all around!
Reply from Owner
September 29th, 2023 12:00 AM
Thank you so much for your kind words, Nathan. You’re absolutely right: Hope is an exceptional Mortgage Loan Originator and she really cares about her clients! The entire team here at USA Mortgage is delighted to hear your feedback, and we’re...
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I highly recommend Michelle Lambrich and her team, when buying your home. This was my first time buying a home and her and Alex made everything so easy throughout the whole process. Very responsive, and friendly. If I could give more than five...
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Reply from Owner
September 29th, 2023 12:00 AM
Hi Jodie, we can’t thank you enough for your positive words about Michelle and Alex. We really appreciate you taking the time out of your day to let people know how much you loved working with USA Mortgage on your home loan. We hope to see...
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Tina was available at any time for questions or running numbers to get me the best options for my home. Before we even finalized my closing, she was making plans to keep an eye on the market for my refinance letting me know she was looking...
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Reply from Owner
September 29th, 2025 12:00 AM
Thank you so much for your kind words, Meghan. You’re absolutely right: Tina is an exceptional Mortgage Loan Originator and she really cares about her clients! The entire team here at USA Mortgage is delighted to hear your feedback, and we’re...
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About
Our USA Mortgage team knows that the purchase of a home is a large investment, financially & emotionally. As your mortgage lender we offer customizable loan products & programs to fit individual needs, a digital process from start to finish, & a local team to guide you every step of the way, to ensure smooth & problem free closings. We make your mortgage fit your life. Above all else, our main goal is to provide a superior customer service experience while properly matching you with a mortgage loan product to help you realize your dream of homeownership. If you are already home & seeking to refinance, secure a 203K or apply for a reverse mortgage; we will get you the help you need close to home. At USA Mortgage, anything is possible.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Specialities
FHA Loans
NoDown
LowDown
$5,000 Guarantee
USAdvantage
Possibility Protection
Conventional Loans
USDA Home Loans
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Positions
- USA Mortgage - Senior Mortgage Loan OfficerJan 1st, 2018 - Current
Year Started
2014
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS# 240547
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