

Jhoana Rios Kerley - USA Mortgage
Mortgage Loan Originator

Our USA Mortgage team knows that the purchase of a home is a large investment, financially & emotionally. As your mortgage lender we offer customizable loan products & programs to fit individual needs, a digital process from start to finish... Show More
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Reviews from Web
Awesome experience with USA Mortgage and their team of professionals!
Reply from Owner
September 12th, 2024 12:00 AM
Tracy, thank you so much for your sincere words on your home loan experience here at USA Mortgage. We love hearing that our customers are more than happy. It is the best compliment we can receive. We look forward to being your Mortgage Loan...
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Michelle & her team are always fabulous to work with! I am a 3peat client and we are walked through the process in full every time without fail. She is always available, kind and knowledgeable - and ensures our loan closes on time. Everyone...
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Reply from Owner
September 12th, 2024 12:00 AM
Thank you so much for your kind words, Kalie. You’re absolutely right: Michelle Lambrich and her team are exceptional and they really cares about their clients! The entire team here at USA Mortgage is delighted to hear your feedback, and we’re...
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Being so helpful even its out of business hours. So very professional.
Reply from Jhoana Rios Kerley
November 6th, 2025 11:31 AM
I can’t thank you enough for your positive words and really appreciate you taking the time out of your day to let people know how much you loved working with me at USA Mortgage on your home loan. I hope to see you again down the road!
Muy buena atencion, pcon persona's profesionalws
Reply from Jhoana Rios Kerley
November 6th, 2025 11:31 AM
I can’t thank you enough for your positive words about your home loan experience. I would really appreciate you letting people know how much you loved working with me at USA Mortgage. I hope to hear from you again!
We are very very grateful to Jhoana and her USA Mortgage team for being so professional in dealing with us. We feel our importance in this journey of buying our new home.
Reply from Owner
September 12th, 2024 12:00 AM
USA Mortgage is thrilled to hear you had a 5-star experience on your mortgage loan with Jhoana and her team, Bro. We appreciate you choosing Jhoana Kerley at USA Mortgage to join you in finding your dream home and can’t wait to see you again!...
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She is Informative, addresses questions and concerns as soon as possible which makes purchasing of our house smooth. We appreciate all her efforts in making this process easier.
Reply from Jhoana Rios Kerley
November 6th, 2025 11:31 AM
I appreciate you choosing me at USA Mortgage for your home loan and I'm here for you anytime. I hope to see you again for many years!
Jhoana Rios Kerley - USA Mortgage has received a review with 5 star rating from Ofelia T
Reply from Owner
September 12th, 2024 12:00 AM
Thank you for choosing USA Mortgage to be your Mortgage Loan Originator. We love seeing your 5-star review, Ofelia. Hope to see you again!
The communication was amazing.
Reply from Jhoana Rios Kerley
November 6th, 2025 11:31 AM
I love hearing that you had a spectacular mortgage process. USA Mortgage takes pride in what we do and to provide our customers with the best experience possible. At your earliest convenience, please share your experiences with us on social...
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Great experience. Highly recommend working with Wes!
Reply from Owner
September 12th, 2024 12:00 AM
Hi Tara, we can’t thank you enough for your positive words about Wes! We really appreciate you taking the time out of your day to let people know how much you loved working with Wes at USA Mortgage on your home loan. We hope to see you again...
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Jhoana Rios Kerley - USA Mortgage has received a review with 5 star rating from Eyan H
Reply from Owner
September 12th, 2024 12:00 AM
Reading that you had a 5-star experience at USA Mortgage is what we strive for, Eyan. We really appreciate your business and helping to share the word about USA Mortgage.
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About
Our USA Mortgage team knows that the purchase of a home is a large investment, financially & emotionally. As your mortgage lender we offer customizable loan products & programs to fit individual needs, a digital process from start to finish, & a local team to guide you every step of the way, to ensure smooth & problem free closings. We make your mortgage fit your life. Above all else, our main goal is to provide a superior customer service experience while properly matching you with a mortgage loan product to help you realize your dream of homeownership. If you are already home & seeking to refinance, secure a 203K or apply for a reverse mortgage; we will get you the help you need close to home. At USA Mortgage, anything is possible.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Specialities
FHA Loans
NoDown
LowDown
$5,000 Guarantee
USAdvantage
Possibility Protection
Conventional Loans
USDA Home Loans
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Positions
- USA Mortgage - Senior Mortgage Loan OfficerJan 1st, 2018 - Current
Year Started
2014
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS# 240547
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