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Jhoana Rios Kerley - USA Mortgage - Mortgage Loan Originator in Arnold, MO

Jhoana Rios Kerley - USA Mortgage

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Mortgage Loan Originator

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Our USA Mortgage team knows that the purchase of a home is a large investment, financially & emotionally. As your mortgage lender we offer customizable loan products & programs to fit individual needs, a digital process from start to finish... Show More
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5 Star
95%
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4%
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Reviews from Web
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    Tracy H
    Posted on July 29th, 2024 12:00 AM
    Awesome experience with USA Mortgage and their team of professionals!
    Reply from Owner
    September 12th, 2024 12:00 AM
    Tracy, thank you so much for your sincere words on your home loan experience here at USA Mortgage. We love hearing that our customers are more than happy. It is the best compliment we can receive. We look forward to being your Mortgage Loan...
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    Kalie J
    Posted on July 26th, 2024 12:00 AM
    Michelle & her team are always fabulous to work with! I am a 3peat client and we are walked through the process in full every time without fail. She is always available, kind and knowledgeable - and ensures our loan closes on time. Everyone...
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    Reply from Owner
    September 12th, 2024 12:00 AM
    Thank you so much for your kind words, Kalie. You’re absolutely right: Michelle Lambrich and her team are exceptional and they really cares about their clients! The entire team here at USA Mortgage is delighted to hear your feedback, and we’re...
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    Rovel D
    O Fallon, MO
    Posted on July 25th, 2024 06:32 PM
    Being so helpful even its out of business hours. So very professional.
    Reply from Jhoana Rios Kerley
    November 6th, 2025 11:31 AM
    I can’t thank you enough for your positive words and really appreciate you taking the time out of your day to let people know how much you loved working with me at USA Mortgage on your home loan. I hope to see you again down the road!
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    Lourdes M P
    SAINT LOUIS, MO
    Posted on July 25th, 2024 04:56 PM
    Muy buena atencion, pcon persona's profesionalws
    Reply from Jhoana Rios Kerley
    November 6th, 2025 11:31 AM
    I can’t thank you enough for your positive words about your home loan experience. I would really appreciate you letting people know how much you loved working with me at USA Mortgage. I hope to hear from you again!
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    Bro D
    Posted on July 25th, 2024 12:00 AM
    We are very very grateful to Jhoana and her USA Mortgage team for being so professional in dealing with us. We feel our importance in this journey of buying our new home.
    Reply from Owner
    September 12th, 2024 12:00 AM
    USA Mortgage is thrilled to hear you had a 5-star experience on your mortgage loan with Jhoana and her team, Bro. We appreciate you choosing Jhoana Kerley at USA Mortgage to join you in finding your dream home and can’t wait to see you again!...
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    Ofelia T
    O Fallon, MO
    Posted on July 19th, 2024 08:06 PM
    She is Informative, addresses questions and concerns as soon as possible which makes purchasing of our house smooth. We appreciate all her efforts in making this process easier.
    Reply from Jhoana Rios Kerley
    November 6th, 2025 11:31 AM
    I appreciate you choosing me at USA Mortgage for your home loan and I'm here for you anytime. I hope to see you again for many years!
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    Ofelia T
    Posted on July 19th, 2024 12:00 AM
    Jhoana Rios Kerley - USA Mortgage has received a review with 5 star rating from Ofelia T
    Reply from Owner
    September 12th, 2024 12:00 AM
    Thank you for choosing USA Mortgage to be your Mortgage Loan Originator. We love seeing your 5-star review, Ofelia. Hope to see you again!
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    Erica W
    Alton, IL
    Posted on July 13th, 2024 04:01 PM
    The communication was amazing.
    Reply from Jhoana Rios Kerley
    November 6th, 2025 11:31 AM
    I love hearing that you had a spectacular mortgage process. USA Mortgage takes pride in what we do and to provide our customers with the best experience possible. At your earliest convenience, please share your experiences with us on social...
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    Tara K
    Posted on July 13th, 2024 12:00 AM
    Great experience. Highly recommend working with Wes!
    Reply from Owner
    September 12th, 2024 12:00 AM
    Hi Tara, we can’t thank you enough for your positive words about Wes! We really appreciate you taking the time out of your day to let people know how much you loved working with Wes at USA Mortgage on your home loan. We hope to see you again...
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    Eyan H
    Posted on July 13th, 2024 12:00 AM
    Jhoana Rios Kerley - USA Mortgage has received a review with 5 star rating from Eyan H
    Reply from Owner
    September 12th, 2024 12:00 AM
    Reading that you had a 5-star experience at USA Mortgage is what we strive for, Eyan. We really appreciate your business and helping to share the word about USA Mortgage.
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    About
    Our USA Mortgage team knows that the purchase of a home is a large investment, financially & emotionally. As your mortgage lender we offer customizable loan products & programs to fit individual needs, a digital process from start to finish, & a local team to guide you every step of the way, to ensure smooth & problem free closings. We make your mortgage fit your life. Above all else, our main goal is to provide a superior customer service experience while properly matching you with a mortgage loan product to help you realize your dream of homeownership. If you are already home & seeking to refinance, secure a 203K or apply for a reverse mortgage; we will get you the help you need close to home. At USA Mortgage, anything is possible.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Specialities
    FHA Loans
    NoDown
    LowDown
    $5,000 Guarantee
    USAdvantage
    Possibility Protection
    Conventional Loans
    USDA Home Loans
    View All
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    Positions
    • USA Mortgage - Senior Mortgage Loan Officer
      Jan 1st, 2018 - Current

    Year Started

    2014

    Time Zone

    Pacific Standard Time (PST)
    Licenses
    • NMLS# 240547
    Disclaimer

    Equal Housing Opportunity

    Not an offer to lend. Subject to credit approval and additional terms apply. DAS Acquisition Company, LLC dba USA Mortgage NMLS #227262. Licensed Lending Area: AL, AK, AZ, AR, CA, CO, CT, DE, DC, FL, GA, HI, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NV, NH, NJ, NM, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, WV, WI and WY. AZ License Number: 0942576. Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act, Regulated by the CO Division of Real Estate, MA Mortgage Broker & Mortgage Lender MC227262, Licensed by the N.J. Department of Banking and Insurance, OH #RM.850291.000, Licensed under the Oregon Consumer Finance Act, OR License #ML-5723, Rhode Island Licensed Lender, WA #CL-227262. Headquarters: 12140 Woodcrest Executive Drive, Suite 150, St. Louis, Missouri 63141, Toll Free: (888) 250-6522. For licensing information, go to: www.nmlsconsumeraccess.org.