

Jhoana Rios Kerley - USA Mortgage
Mortgage Loan Originator

Our USA Mortgage team knows that the purchase of a home is a large investment, financially & emotionally. As your mortgage lender we offer customizable loan products & programs to fit individual needs, a digital process from start to finish... Show More
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Everything besides the paperwork
Reply from Jhoana Rios Kerley
November 6th, 2025 11:31 AM
I appreciate you choosing me at USA Mortgage for your home loan and I'm here for you anytime. I hope to see you again for many years!
Great communication through out the entire process. They really worked hard to make sure we got the loan we wanted. There were some extra hoops to go through and the Kerley team took care of everything.
Reply from Jhoana Rios Kerley
November 6th, 2025 11:31 AM
I can’t thank you enough for your positive words and really appreciate you taking the time out of your day to let people know how much you loved working with me at USA Mortgage on your home loan. I hope to see you again down the road!
Jhoana Rios Kerley - USA Mortgage has received a review with 5 star rating from Michael C
the process was surprisingly incredibly smooth, quick, efficient
Reply from Jhoana Rios Kerley
November 6th, 2025 11:31 AM
I can’t thank you enough for your positive words and really appreciate you taking the time out of your day to let people know how much you loved working with me at USA Mortgage on your home loan. I hope to see you again down the road!
Great Team, communication and support !
Reply from Jhoana Rios Kerley
November 6th, 2025 11:31 AM
I appreciate you choosing me at USA Mortgage for your home loan and I'm here for you anytime. I hope to see you again for many years!
Jhoana Rios Kerley - USA Mortgage has received a review with 5 star rating from Eric B
Reply from Owner
September 29th, 2025 12:00 AM
We are so grateful to hear you loved working with USA Mortgage, Eric. We appreciate you choosing USA Mortgage for your home loan and we are here for you anytime. We hope to see you again for many years!
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Reply from Jhoana Rios Kerley
November 6th, 2025 11:31 AM
Helping great customers like you is why I'm in this business. I'm thankful to receive such a great review from you and loved to hear how you enjoyed working with me on your mortgage. I look forward to working with you again in the future.
Jhoana Rios Kerley - USA Mortgage has received a review with 5 star rating from Vanita B
Reply from Owner
September 29th, 2025 12:00 AM
Reading that you had a 5-star experience at USA Mortgage is what we strive for, Vanita. We’re driven with a passion for always improving the mortgage process by finding the right types of loans, with rates that work for you. We really appreciate...
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Reply from Jhoana Rios Kerley
November 6th, 2025 11:31 AM
I can’t thank you enough for your positive words and really appreciate you taking the time out of your day to let people know how much you loved working with me at USA Mortgage on your home loan. I hope to see you again down the road!
Jhoana Rios Kerley - USA Mortgage has received a review with 5 star rating from Christina F
Reply from Owner
September 29th, 2025 12:00 AM
We are so grateful to hear you loved working with USA Mortgage, Christina. We appreciate you choosing USA Mortgage for your home loan and we are here for you anytime. We hope to see you again for many years!
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About
Our USA Mortgage team knows that the purchase of a home is a large investment, financially & emotionally. As your mortgage lender we offer customizable loan products & programs to fit individual needs, a digital process from start to finish, & a local team to guide you every step of the way, to ensure smooth & problem free closings. We make your mortgage fit your life. Above all else, our main goal is to provide a superior customer service experience while properly matching you with a mortgage loan product to help you realize your dream of homeownership. If you are already home & seeking to refinance, secure a 203K or apply for a reverse mortgage; we will get you the help you need close to home. At USA Mortgage, anything is possible.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Specialities
FHA Loans
NoDown
LowDown
$5,000 Guarantee
USAdvantage
Possibility Protection
Conventional Loans
USDA Home Loans
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Positions
- USA Mortgage - Senior Mortgage Loan OfficerJan 1st, 2018 - Current
Year Started
2014
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS# 240547
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