Jhoana Rios Kerley - USA Mortgage's Cover Image
Jhoana Rios Kerley - USA Mortgage - Mortgage Loan Originator in Arnold, MO

Jhoana Rios Kerley - USA Mortgage

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Mortgage Loan Originator

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Our USA Mortgage team knows that the purchase of a home is a large investment, financially & emotionally. As your mortgage lender we offer customizable loan products & programs to fit individual needs, a digital process from start to finish... Show More
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95%
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Reviews from Web
  • Encompass
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    Gannon R
    IMPERIAL, MO
    Posted on March 18th, 2025 12:12 PM
    Everything besides the paperwork
    Reply from Jhoana Rios Kerley
    November 6th, 2025 11:31 AM
    I appreciate you choosing me at USA Mortgage for your home loan and I'm here for you anytime. I hope to see you again for many years!
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    Michael L C
    Saint Charles, MO
    Posted on February 21st, 2025 05:33 PM
    Great communication through out the entire process. They really worked hard to make sure we got the loan we wanted. There were some extra hoops to go through and the Kerley team took care of everything.
    Reply from Jhoana Rios Kerley
    November 6th, 2025 11:31 AM
    I can’t thank you enough for your positive words and really appreciate you taking the time out of your day to let people know how much you loved working with me at USA Mortgage on your home loan. I hope to see you again down the road!
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    Michael C
    Posted on February 21st, 2025 12:00 AM
    Jhoana Rios Kerley - USA Mortgage has received a review with 5 star rating from Michael C
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    Trevor Q
    Saint Louis, MO
    Posted on February 15th, 2025 03:23 PM
    the process was surprisingly incredibly smooth, quick, efficient
    Reply from Jhoana Rios Kerley
    November 6th, 2025 11:31 AM
    I can’t thank you enough for your positive words and really appreciate you taking the time out of your day to let people know how much you loved working with me at USA Mortgage on your home loan. I hope to see you again down the road!
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    Daniel C
    SAINT LOUIS, MO
    Posted on February 11th, 2025 03:09 PM
    Great Team, communication and support !
    Reply from Jhoana Rios Kerley
    November 6th, 2025 11:31 AM
    I appreciate you choosing me at USA Mortgage for your home loan and I'm here for you anytime. I hope to see you again for many years!
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    Eric B
    Posted on February 8th, 2025 12:00 AM
    Jhoana Rios Kerley - USA Mortgage has received a review with 5 star rating from Eric B
    Reply from Owner
    September 29th, 2025 12:00 AM
    We are so grateful to hear you loved working with USA Mortgage, Eric. We appreciate you choosing USA Mortgage for your home loan and we are here for you anytime. We hope to see you again for many years!
  • Encompass
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    Elhani C
    SAINT CHARLES, MO
    Posted on February 5th, 2025 02:35 PM
    ............
    Reply from Jhoana Rios Kerley
    November 6th, 2025 11:31 AM
    Helping great customers like you is why I'm in this business. I'm thankful to receive such a great review from you and loved to hear how you enjoyed working with me on your mortgage. I look forward to working with you again in the future.
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    Vanita B
    Posted on February 4th, 2025 12:00 AM
    Jhoana Rios Kerley - USA Mortgage has received a review with 5 star rating from Vanita B
    Reply from Owner
    September 29th, 2025 12:00 AM
    Reading that you had a 5-star experience at USA Mortgage is what we strive for, Vanita. We’re driven with a passion for always improving the mortgage process by finding the right types of loans, with rates that work for you. We really appreciate...
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    Justin A S
    SAINT ANN, MO
    Posted on January 6th, 2025 01:41 PM
    Quick responses
    Reply from Jhoana Rios Kerley
    November 6th, 2025 11:31 AM
    I can’t thank you enough for your positive words and really appreciate you taking the time out of your day to let people know how much you loved working with me at USA Mortgage on your home loan. I hope to see you again down the road!
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    Christina F
    Posted on January 6th, 2025 12:00 AM
    Jhoana Rios Kerley - USA Mortgage has received a review with 5 star rating from Christina F
    Reply from Owner
    September 29th, 2025 12:00 AM
    We are so grateful to hear you loved working with USA Mortgage, Christina. We appreciate you choosing USA Mortgage for your home loan and we are here for you anytime. We hope to see you again for many years!
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    About
    Our USA Mortgage team knows that the purchase of a home is a large investment, financially & emotionally. As your mortgage lender we offer customizable loan products & programs to fit individual needs, a digital process from start to finish, & a local team to guide you every step of the way, to ensure smooth & problem free closings. We make your mortgage fit your life. Above all else, our main goal is to provide a superior customer service experience while properly matching you with a mortgage loan product to help you realize your dream of homeownership. If you are already home & seeking to refinance, secure a 203K or apply for a reverse mortgage; we will get you the help you need close to home. At USA Mortgage, anything is possible.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Specialities
    FHA Loans
    NoDown
    LowDown
    $5,000 Guarantee
    USAdvantage
    Possibility Protection
    Conventional Loans
    USDA Home Loans
    View All
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    Positions
    • USA Mortgage - Senior Mortgage Loan Officer
      Jan 1st, 2018 - Current

    Year Started

    2014

    Time Zone

    Pacific Standard Time (PST)
    Licenses
    • NMLS# 240547
    Disclaimer

    Equal Housing Opportunity

    Not an offer to lend. Subject to credit approval and additional terms apply. DAS Acquisition Company, LLC dba USA Mortgage NMLS #227262. Licensed Lending Area: AL, AK, AZ, AR, CA, CO, CT, DE, DC, FL, GA, HI, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NV, NH, NJ, NM, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, WV, WI and WY. AZ License Number: 0942576. Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act, Regulated by the CO Division of Real Estate, MA Mortgage Broker & Mortgage Lender MC227262, Licensed by the N.J. Department of Banking and Insurance, OH #RM.850291.000, Licensed under the Oregon Consumer Finance Act, OR License #ML-5723, Rhode Island Licensed Lender, WA #CL-227262. Headquarters: 12140 Woodcrest Executive Drive, Suite 150, St. Louis, Missouri 63141, Toll Free: (888) 250-6522. For licensing information, go to: www.nmlsconsumeraccess.org.