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Jhoana Rios Kerley - USA Mortgage - Mortgage Loan Originator in Arnold, MO

Jhoana Rios Kerley - USA Mortgage

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Mortgage Loan Originator

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Our USA Mortgage team knows that the purchase of a home is a large investment, financially & emotionally. As your mortgage lender we offer customizable loan products & programs to fit individual needs, a digital process from start to finish... Show More
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Reviews from Web
  • Encompass
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    Danielle C N
    Saint Louis, MO
    Posted on May 5th, 2025 01:19 PM
    We had 1 month to find a home, get everything processed and completed. We closed in 28 days. It was a whirlwind but we are now proud owners of our very own home.
    Reply from Jhoana Rios Kerley
    November 6th, 2025 11:31 AM
    Thank you so much for your sincere words on your home loan experience with me at USA Mortgage. I love hearing that my customers are happy. It is the best compliment I can receive. I look forward to being your Mortgage Loan Originator for many...
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    Danielle N
    Posted on May 5th, 2025 12:00 AM
    Jhoana Rios Kerley - USA Mortgage has received a review with 5 star rating from Danielle N
    Reply from Owner
    September 29th, 2025 12:00 AM
    We are so grateful to hear you loved working with USA Mortgage, Danielle. We appreciate you choosing USA Mortgage for your home loan and we are here for you anytime. We hope to see you again for many years!
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    Paula E
    Posted on April 19th, 2025 12:00 AM
    Very prompt and professional. Will recommend to any family and friends if they need this service.
    Reply from Owner
    September 29th, 2025 12:00 AM
    Paula, thank you so much for your sincere words on your home loan experience here at USA Mortgage. We love hearing that our customers are more than happy. It is the best compliment we can receive. We look forward to being your Mortgage Loan...
    read more
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    Matthew W
    Posted on April 12th, 2025 12:00 AM
    Tina and her team was great helped us no matter how difficult it seemed , they refused to let us down and we will continue to use them for future business.
    Reply from Owner
    September 29th, 2025 12:00 AM
    We are absolutely blown away by your kind words, Matthew. USA Mortgage always strives to make every customer’s mortgage experience a smooth and painless process. We can’t thank you enough for choosing USA Mortgage as your Mortgage Loan Originator...
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    Jordan W
    Posted on April 12th, 2025 12:00 AM
    Jhoana Rios Kerley - USA Mortgage has received a review with 5 star rating from Jordan W
    Reply from Owner
    September 29th, 2025 12:00 AM
    The USA Mortgage team is thrilled to hear you had a 5-star experience on your mortgage loan with us. We appreciate you choosing USA Mortgage to join you in finding your dream home and can’t wait to see you again!
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    Danielle S
    Posted on April 11th, 2025 12:00 AM
    Jhoana Rios Kerley - USA Mortgage has received a review with 5 star rating from Danielle S
    Reply from Owner
    September 29th, 2025 12:00 AM
    The USA Mortgage team is thrilled to hear you had a 5-star experience on your mortgage loan with us. We appreciate you choosing USA Mortgage to join you in finding your dream home and can’t wait to see you again!
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    Brandon N
    Posted on April 3rd, 2025 12:00 AM
    Great company, but if they order an appraisal, make sure to specifically ask that Tonya does not do it! She made so many errors and even used old pictures of the home which is unethical! She was unwilling to correct any numbers from the appraisal....
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    Mirzeta D
    FENTON, MO
    Posted on March 26th, 2025 01:37 PM
    Josie was fantastic. Made the whole experience easy for me and my family. I am thankful that I get to work with her thank you, Josie
    Reply from Jhoana Rios Kerley
    November 6th, 2025 11:31 AM
    I can’t thank you enough for your positive words about your home loan experience. I would really appreciate you letting people know how much you loved working with me at USA Mortgage. I hope to hear from you again!
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    Craig M
    COLLINSVILLE, IL
    Posted on March 24th, 2025 11:32 PM
    Great communication, friendly people and very helpful answering questions and explaining things.
    Reply from Jhoana Rios Kerley
    November 6th, 2025 11:31 AM
    I can’t thank you enough for your positive words about your home loan experience. I would really appreciate you letting people know how much you loved working with me at USA Mortgage. I hope to hear from you again!
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    Stephanie B
    Posted on March 19th, 2025 12:00 AM
    Christina and her team were top notch. Right off the bat they made sure that I understood all of my options they communicated effectively were available anytime I had a question or a concern. They were very thorough and made the whole process...
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    Reply from Owner
    September 29th, 2025 12:00 AM
    We are so grateful to hear you loved working with USA Mortgage, Stephanie. We appreciate you choosing USA Mortgage for your home loan and we are here for you anytime. We hope to see you again for many years!
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    About
    Our USA Mortgage team knows that the purchase of a home is a large investment, financially & emotionally. As your mortgage lender we offer customizable loan products & programs to fit individual needs, a digital process from start to finish, & a local team to guide you every step of the way, to ensure smooth & problem free closings. We make your mortgage fit your life. Above all else, our main goal is to provide a superior customer service experience while properly matching you with a mortgage loan product to help you realize your dream of homeownership. If you are already home & seeking to refinance, secure a 203K or apply for a reverse mortgage; we will get you the help you need close to home. At USA Mortgage, anything is possible.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Specialities
    FHA Loans
    NoDown
    LowDown
    $5,000 Guarantee
    USAdvantage
    Possibility Protection
    Conventional Loans
    USDA Home Loans
    View All
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    Positions
    • USA Mortgage - Senior Mortgage Loan Officer
      Jan 1st, 2018 - Current

    Year Started

    2014

    Time Zone

    Pacific Standard Time (PST)
    Licenses
    • NMLS# 240547
    Disclaimer

    Equal Housing Opportunity

    Not an offer to lend. Subject to credit approval and additional terms apply. DAS Acquisition Company, LLC dba USA Mortgage NMLS #227262. Licensed Lending Area: AL, AK, AZ, AR, CA, CO, CT, DE, DC, FL, GA, HI, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NV, NH, NJ, NM, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, WV, WI and WY. AZ License Number: 0942576. Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act, Regulated by the CO Division of Real Estate, MA Mortgage Broker & Mortgage Lender MC227262, Licensed by the N.J. Department of Banking and Insurance, OH #RM.850291.000, Licensed under the Oregon Consumer Finance Act, OR License #ML-5723, Rhode Island Licensed Lender, WA #CL-227262. Headquarters: 12140 Woodcrest Executive Drive, Suite 150, St. Louis, Missouri 63141, Toll Free: (888) 250-6522. For licensing information, go to: www.nmlsconsumeraccess.org.