

Jhoana Rios Kerley - USA Mortgage
Mortgage Loan Originator

Our USA Mortgage team knows that the purchase of a home is a large investment, financially & emotionally. As your mortgage lender we offer customizable loan products & programs to fit individual needs, a digital process from start to finish... Show More
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Reviews from Web
We had 1 month to find a home, get everything processed and completed. We closed in 28 days. It was a whirlwind but we are now proud owners of our very own home.
Reply from Jhoana Rios Kerley
November 6th, 2025 11:31 AM
Thank you so much for your sincere words on your home loan experience with me at USA Mortgage. I love hearing that my customers are happy. It is the best compliment I can receive. I look forward to being your Mortgage Loan Originator for many...
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Jhoana Rios Kerley - USA Mortgage has received a review with 5 star rating from Danielle N
Reply from Owner
September 29th, 2025 12:00 AM
We are so grateful to hear you loved working with USA Mortgage, Danielle. We appreciate you choosing USA Mortgage for your home loan and we are here for you anytime. We hope to see you again for many years!
Very prompt and professional. Will recommend to any family and friends if they need this service.
Reply from Owner
September 29th, 2025 12:00 AM
Paula, thank you so much for your sincere words on your home loan experience here at USA Mortgage. We love hearing that our customers are more than happy. It is the best compliment we can receive. We look forward to being your Mortgage Loan...
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Tina and her team was great helped us no matter how difficult it seemed , they refused to let us down and we will continue to use them for future business.
Reply from Owner
September 29th, 2025 12:00 AM
We are absolutely blown away by your kind words, Matthew. USA Mortgage always strives to make every customer’s mortgage experience a smooth and painless process. We can’t thank you enough for choosing USA Mortgage as your Mortgage Loan Originator...
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Jhoana Rios Kerley - USA Mortgage has received a review with 5 star rating from Jordan W
Reply from Owner
September 29th, 2025 12:00 AM
The USA Mortgage team is thrilled to hear you had a 5-star experience on your mortgage loan with us. We appreciate you choosing USA Mortgage to join you in finding your dream home and can’t wait to see you again!
Jhoana Rios Kerley - USA Mortgage has received a review with 5 star rating from Danielle S
Reply from Owner
September 29th, 2025 12:00 AM
The USA Mortgage team is thrilled to hear you had a 5-star experience on your mortgage loan with us. We appreciate you choosing USA Mortgage to join you in finding your dream home and can’t wait to see you again!
Great company, but if they order an appraisal, make sure to specifically ask that Tonya does not do it! She made so many errors and even used old pictures of the home which is unethical! She was unwilling to correct any numbers from the appraisal....
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Josie was fantastic. Made the whole experience easy for me and my family.
I am thankful that I get to work with her thank you, Josie
Reply from Jhoana Rios Kerley
November 6th, 2025 11:31 AM
I can’t thank you enough for your positive words about your home loan experience. I would really appreciate you letting people know how much you loved working with me at USA Mortgage. I hope to hear from you again!
Great communication, friendly people and very helpful answering questions and explaining things.
Reply from Jhoana Rios Kerley
November 6th, 2025 11:31 AM
I can’t thank you enough for your positive words about your home loan experience. I would really appreciate you letting people know how much you loved working with me at USA Mortgage. I hope to hear from you again!
Christina and her team were top notch. Right off the bat they made sure that I understood all of my options they communicated effectively were available anytime I had a question or a concern. They were very thorough and made the whole process...
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Reply from Owner
September 29th, 2025 12:00 AM
We are so grateful to hear you loved working with USA Mortgage, Stephanie. We appreciate you choosing USA Mortgage for your home loan and we are here for you anytime. We hope to see you again for many years!
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About
Our USA Mortgage team knows that the purchase of a home is a large investment, financially & emotionally. As your mortgage lender we offer customizable loan products & programs to fit individual needs, a digital process from start to finish, & a local team to guide you every step of the way, to ensure smooth & problem free closings. We make your mortgage fit your life. Above all else, our main goal is to provide a superior customer service experience while properly matching you with a mortgage loan product to help you realize your dream of homeownership. If you are already home & seeking to refinance, secure a 203K or apply for a reverse mortgage; we will get you the help you need close to home. At USA Mortgage, anything is possible.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Specialities
FHA Loans
NoDown
LowDown
$5,000 Guarantee
USAdvantage
Possibility Protection
Conventional Loans
USDA Home Loans
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Positions
- USA Mortgage - Senior Mortgage Loan OfficerJan 1st, 2018 - Current
Year Started
2014
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS# 240547
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