

Jhoana Rios Kerley - USA Mortgage
Mortgage Loan Originator

Our USA Mortgage team knows that the purchase of a home is a large investment, financially & emotionally. As your mortgage lender we offer customizable loan products & programs to fit individual needs, a digital process from start to finish... Show More
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Fue un placer trabajar con jhoana, fue una gran experiencia trabajar con ella y poder hacer nuestro sueño realidad . Gracias
Reply from Jhoana Rios Kerley
November 6th, 2025 11:31 AM
Sergio y Jeanette, para nosotros fue un verdadero placer haberles asistido en este proceso. Muchas gracias por la oportunidad que nos dieron de poder servirles y la confianza depositada en USA Mortgage. Recuerden que estamos siempre disponibles...
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Jhoana was very helpful , she explained every doubt that we had I will truly recommend. Once again thank you so much 😊
Reply from Jhoana Rios Kerley
November 6th, 2025 11:31 AM
Thank you so much Eloise! It was a pleasure getting to help you! Thank you for choosing our team!
Completely painless, all questions answered fully and quickly! Thank you guys so much!
Reply from Jhoana Rios Kerley
November 6th, 2025 11:31 AM
Thank you so much for choosing us to help Sheila! We were so happy to help you close on your home!
Jhoana Rios Kerley - USA Mortgage has received a review with 5 star rating from Aaron C
Reply from Owner
September 12th, 2022 12:00 AM
We love seeing your 5-star review, Aaron. Thank you for choosing USA Mortgage to be your Mortgage Loan Originator. Hope to see you again!DAS Acquisition Company, LLC dba USA Mortgage NMLS: 227262. Not a commitment to lend. Additional terms...
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Well prepared closing
Reply from Jhoana Rios Kerley
November 6th, 2025 11:31 AM
Thank you so much Nathan and Cheryll! We were so blessed to have you as clients! We are so happy for you!
Joana made the impossible posible
Jhoana and Alycia were very responsive and a pleasure to work with!
Reply from Jhoana Rios Kerley
November 6th, 2025 11:31 AM
Thank you so much Stephen!
Jhoana Rios Kerley - USA Mortgage has received a review with 5 star rating from Amanda K
Reply from Owner
September 12th, 2022 12:00 AM
We love seeing your 5-star review, Amanda. Thank you for choosing USA Mortgage to be your Mortgage Loan Originator. Hope to see you again!DAS Acquisition Company, LLC dba USA Mortgage NMLS: 227262. Not a commitment to lend. Additional terms...
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My home searching journey was very rewarding. The entire experience was of really good!
Reply from Owner
September 12th, 2022 12:00 AM
Guy, we love hearing that you had a spectacular mortgage process with us. USA Mortgage takes pride in what we do and to provide our customers with the best experience possible. At your earliest convenience, please share your experiences with...
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Hope Krugh was AMAZING! I normally hate doing these 'adult' transactions, to the point that I cry. My anxiety was through the roof and Hope explained everything patiently and thoroughly until I understood completely. I give her a 10 out of...
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Reply from Owner
September 12th, 2022 12:00 AM
Amy, we love hearing that you had a spectacular mortgage process with Hope Krugh. USA Mortgage takes pride in what we do and to provide our customers with the best experience possible. At your earliest convenience, please share your experiences...
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About
Our USA Mortgage team knows that the purchase of a home is a large investment, financially & emotionally. As your mortgage lender we offer customizable loan products & programs to fit individual needs, a digital process from start to finish, & a local team to guide you every step of the way, to ensure smooth & problem free closings. We make your mortgage fit your life. Above all else, our main goal is to provide a superior customer service experience while properly matching you with a mortgage loan product to help you realize your dream of homeownership. If you are already home & seeking to refinance, secure a 203K or apply for a reverse mortgage; we will get you the help you need close to home. At USA Mortgage, anything is possible.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Specialities
FHA Loans
NoDown
LowDown
$5,000 Guarantee
USAdvantage
Possibility Protection
Conventional Loans
USDA Home Loans
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Positions
- USA Mortgage - Senior Mortgage Loan OfficerJan 1st, 2018 - Current
Year Started
2014
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS# 240547
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