Jhoana Rios Kerley - USA Mortgage's Cover Image
Jhoana Rios Kerley - USA Mortgage - Mortgage Loan Originator in Arnold, MO

Jhoana Rios Kerley - USA Mortgage

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Mortgage Loan Originator

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Our USA Mortgage team knows that the purchase of a home is a large investment, financially & emotionally. As your mortgage lender we offer customizable loan products & programs to fit individual needs, a digital process from start to finish... Show More
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Reviews from Web
  • Encompass
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    Sergio C
    SAINT LOUIS, MO
    Posted on March 16th, 2022 10:51 PM
    Fue un placer trabajar con jhoana, fue una gran experiencia trabajar con ella y poder hacer nuestro sueño realidad . Gracias
    Reply from Jhoana Rios Kerley
    November 6th, 2025 11:31 AM
    Sergio y Jeanette, para nosotros fue un verdadero placer haberles asistido en este proceso. Muchas gracias por la oportunidad que nos dieron de poder servirles y la confianza depositada en USA Mortgage. Recuerden que estamos siempre disponibles...
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    Eloise J F
    SAINT LOUIS, MO
    Posted on March 16th, 2022 04:29 PM
    Jhoana was very helpful , she explained every doubt that we had I will truly recommend. Once again thank you so much 😊
    Reply from Jhoana Rios Kerley
    November 6th, 2025 11:31 AM
    Thank you so much Eloise! It was a pleasure getting to help you! Thank you for choosing our team!
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    Sheila K C
    SAINT CHARLES, MO
    Posted on March 16th, 2022 01:44 PM
    Completely painless, all questions answered fully and quickly! Thank you guys so much!
    Reply from Jhoana Rios Kerley
    November 6th, 2025 11:31 AM
    Thank you so much for choosing us to help Sheila! We were so happy to help you close on your home!
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    Aaron C
    Posted on March 14th, 2022 12:00 AM
    Jhoana Rios Kerley - USA Mortgage has received a review with 5 star rating from Aaron C
    Reply from Owner
    September 12th, 2022 12:00 AM
    We love seeing your 5-star review, Aaron. Thank you for choosing USA Mortgage to be your Mortgage Loan Originator. Hope to see you again!DAS Acquisition Company, LLC dba USA Mortgage NMLS: 227262. Not a commitment to lend. Additional terms...
    read more
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    Nathan L
    SAINT LOUIS, MO
    Posted on March 5th, 2022 07:11 PM
    Well prepared closing
    Reply from Jhoana Rios Kerley
    November 6th, 2025 11:31 AM
    Thank you so much Nathan and Cheryll! We were so blessed to have you as clients! We are so happy for you!
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    Jimmy F
    FESTUS, MO
    Posted on March 5th, 2022 05:12 PM
    Joana made the impossible posible
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    Stephen C
    FLORISSANT, MO
    Posted on March 2nd, 2022 05:05 PM
    Jhoana and Alycia were very responsive and a pleasure to work with!
    Reply from Jhoana Rios Kerley
    November 6th, 2025 11:31 AM
    Thank you so much Stephen!
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    Amanda K
    Posted on March 2nd, 2022 12:00 AM
    Jhoana Rios Kerley - USA Mortgage has received a review with 5 star rating from Amanda K
    Reply from Owner
    September 12th, 2022 12:00 AM
    We love seeing your 5-star review, Amanda. Thank you for choosing USA Mortgage to be your Mortgage Loan Originator. Hope to see you again!DAS Acquisition Company, LLC dba USA Mortgage NMLS: 227262. Not a commitment to lend. Additional terms...
    read more
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    Guy P
    Posted on February 23rd, 2022 12:00 AM
    My home searching journey was very rewarding. The entire experience was of really good!
    Reply from Owner
    September 12th, 2022 12:00 AM
    Guy, we love hearing that you had a spectacular mortgage process with us. USA Mortgage takes pride in what we do and to provide our customers with the best experience possible. At your earliest convenience, please share your experiences with...
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    Amy V
    Posted on February 14th, 2022 12:00 AM
    Hope Krugh was AMAZING! I normally hate doing these 'adult' transactions, to the point that I cry. My anxiety was through the roof and Hope explained everything patiently and thoroughly until I understood completely. I give her a 10 out of...
    read more
    Reply from Owner
    September 12th, 2022 12:00 AM
    Amy, we love hearing that you had a spectacular mortgage process with Hope Krugh. USA Mortgage takes pride in what we do and to provide our customers with the best experience possible. At your earliest convenience, please share your experiences...
    read more
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    About
    Our USA Mortgage team knows that the purchase of a home is a large investment, financially & emotionally. As your mortgage lender we offer customizable loan products & programs to fit individual needs, a digital process from start to finish, & a local team to guide you every step of the way, to ensure smooth & problem free closings. We make your mortgage fit your life. Above all else, our main goal is to provide a superior customer service experience while properly matching you with a mortgage loan product to help you realize your dream of homeownership. If you are already home & seeking to refinance, secure a 203K or apply for a reverse mortgage; we will get you the help you need close to home. At USA Mortgage, anything is possible.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Specialities
    FHA Loans
    NoDown
    LowDown
    $5,000 Guarantee
    USAdvantage
    Possibility Protection
    Conventional Loans
    USDA Home Loans
    View All
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    Positions
    • USA Mortgage - Senior Mortgage Loan Officer
      Jan 1st, 2018 - Current

    Year Started

    2014

    Time Zone

    Pacific Standard Time (PST)
    Licenses
    • NMLS# 240547
    Disclaimer

    Equal Housing Opportunity

    Not an offer to lend. Subject to credit approval and additional terms apply. DAS Acquisition Company, LLC dba USA Mortgage NMLS #227262. Licensed Lending Area: AL, AK, AZ, AR, CA, CO, CT, DE, DC, FL, GA, HI, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NV, NH, NJ, NM, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, WV, WI and WY. AZ License Number: 0942576. Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act, Regulated by the CO Division of Real Estate, MA Mortgage Broker & Mortgage Lender MC227262, Licensed by the N.J. Department of Banking and Insurance, OH #RM.850291.000, Licensed under the Oregon Consumer Finance Act, OR License #ML-5723, Rhode Island Licensed Lender, WA #CL-227262. Headquarters: 12140 Woodcrest Executive Drive, Suite 150, St. Louis, Missouri 63141, Toll Free: (888) 250-6522. For licensing information, go to: www.nmlsconsumeraccess.org.