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Jhoana Rios Kerley - USA Mortgage - Mortgage Loan Originator in Arnold, MO

Jhoana Rios Kerley - USA Mortgage

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Mortgage Loan Originator

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Our USA Mortgage team knows that the purchase of a home is a large investment, financially & emotionally. As your mortgage lender we offer customizable loan products & programs to fit individual needs, a digital process from start to finish... Show More
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5 Star
95%
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4%
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1%
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Reviews from Web
  • Encompass
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    Robyn E S
    SAINT LOUIS, MO
    Posted on February 12th, 2022 01:05 AM
    They were all so supportive and helpful, patient and informative through the full process of the loan.
    Reply from Jhoana Rios Kerley
    November 6th, 2025 11:31 AM
    We were so happy to be able to step in and help Robyn! Thank you so much for trusting our team with your loan!
  • Encompass
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    Ben S S
    SAINT LOUIS, MO
    Posted on February 11th, 2022 01:57 PM
    Jhoana and Bryan
    Reply from Jhoana Rios Kerley
    November 6th, 2025 11:31 AM
    We were so happy to be able to step in and help Ben! Thank you so much for trusting our team with your loan!
  • google
    A
    Allan A
    Posted on February 5th, 2022 12:00 AM
    Jhoana Rios Kerley - USA Mortgage has received a review with 5 star rating from Allan A
    Reply from Owner
    September 12th, 2022 12:00 AM
    We love seeing your 5-star review, AJA. Thank you for choosing USA Mortgage to be your Mortgage Loan Originator. Hope to see you again!DAS Acquisition Company, LLC dba USA Mortgage NMLS: 227262. Not a commitment to lend. Additional terms and...
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    Joanna H
    Posted on January 22nd, 2022 12:00 AM
    Michelle Lambrich and her team were so professional, kind and worked quickly to get our loan processed. They always made themselves available to us with any questions or concerns.We highly recommend them and will use them again in the future....
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    Reply from Owner
    September 12th, 2022 12:00 AM
    Hi Joanna, we can’t thank you enough for your positive words about Michelle Lambrich and her team, we really appreciate you taking the time out of your day to let people know how much you loved working with USA Mortgage on your home loan. We...
    read more
  • Encompass
    S
    Silvia E P
    SAINT LOUIS, MO
    Posted on January 8th, 2022 02:31 PM
    Effort to get me the loan
  • Encompass
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    Ryan T S
    St Louis, MO
    Posted on December 31st, 2021 02:31 PM
    Fast and convenient!!
  • Encompass
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    Lori A C
    PORT ST LUCIE, FL
    Posted on December 29th, 2021 09:21 PM
    Very good at addressing questions
  • Encompass
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    John D C
    PORT ST LUCIE, FL
    Posted on December 27th, 2021 03:13 PM
    Replies were received in a timely manner which helped with the tight deadlines.
  • Encompass
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    Michael S
    WENTZVILLE, MO
    Posted on December 23rd, 2021 10:40 PM
    Simple and easy and helpful
  • Encompass
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    James W
    SAINT LOUIS, MO
    Posted on December 21st, 2021 03:05 AM
    Everyone was very friendly and very informative. For a first-time home buyer it was a very smooth transition. Thanks again for all your help.
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    About
    Our USA Mortgage team knows that the purchase of a home is a large investment, financially & emotionally. As your mortgage lender we offer customizable loan products & programs to fit individual needs, a digital process from start to finish, & a local team to guide you every step of the way, to ensure smooth & problem free closings. We make your mortgage fit your life. Above all else, our main goal is to provide a superior customer service experience while properly matching you with a mortgage loan product to help you realize your dream of homeownership. If you are already home & seeking to refinance, secure a 203K or apply for a reverse mortgage; we will get you the help you need close to home. At USA Mortgage, anything is possible.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Specialities
    FHA Loans
    NoDown
    LowDown
    $5,000 Guarantee
    USAdvantage
    Possibility Protection
    Conventional Loans
    USDA Home Loans
    View All
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    Positions
    • USA Mortgage - Senior Mortgage Loan Officer
      Jan 1st, 2018 - Current

    Year Started

    2014

    Time Zone

    Pacific Standard Time (PST)
    Licenses
    • NMLS# 240547
    Disclaimer

    Equal Housing Opportunity

    Not an offer to lend. Subject to credit approval and additional terms apply. DAS Acquisition Company, LLC dba USA Mortgage NMLS #227262. Licensed Lending Area: AL, AK, AZ, AR, CA, CO, CT, DE, DC, FL, GA, HI, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NV, NH, NJ, NM, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, WV, WI and WY. AZ License Number: 0942576. Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act, Regulated by the CO Division of Real Estate, MA Mortgage Broker & Mortgage Lender MC227262, Licensed by the N.J. Department of Banking and Insurance, OH #RM.850291.000, Licensed under the Oregon Consumer Finance Act, OR License #ML-5723, Rhode Island Licensed Lender, WA #CL-227262. Headquarters: 12140 Woodcrest Executive Drive, Suite 150, St. Louis, Missouri 63141, Toll Free: (888) 250-6522. For licensing information, go to: www.nmlsconsumeraccess.org.