Jhoana Rios Kerley - USA Mortgage
Mortgage Loan Originator
Our USA Mortgage team knows that the purchase of a home is a large investment, financially & emotionally. As your mortgage lender we offer customizable loan products & programs to fit individual needs, a digital process from start to finish... Show More
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Reviews from Web
Smooth and very friendly
Everything was wonderful!
Professional & friendly staff
Reply from Jhoana Rios Kerley
November 6th, 2025 11:31 AM
Thank you so much, Leisa! It was such a pleasure getting to assist you and your daughter in getting to your new home! Thank you for trusting our team!
I'm thankful that my realtor recommended me Jhoana and her team. They gave me all the best options available to me every step of the way.
Reply from Jhoana Rios Kerley
November 6th, 2025 11:31 AM
Thank you so much, Concepcion! We were so happy to be able to help with your home purchase!
The detailed explanation that I needed to have was broken down for me and my husband to get a better understanding of what they were we requesting and also the language barrier!
Reply from Jhoana Rios Kerley
November 6th, 2025 11:31 AM
Thank you so much Luis!
The professionalism, knowledge and care that we were shown
Reply from Jhoana Rios Kerley
November 6th, 2025 11:31 AM
Karon, we were so happy to be able to help you and Carrie! We can't wait to see the baby pictures!
Jhoana and her team made it super simple to understand the loan and they were always willing to help
Reply from Jhoana Rios Kerley
November 6th, 2025 11:31 AM
Thank you so much, Jacob! It was a pleasure helping you with your first home!
Overall professionalism. Great communication. Pleasant to work with.
Reply from Jhoana Rios Kerley
November 6th, 2025 11:31 AM
Thank you so much Ray! It was a pleasure being able to get you and Jamie into your new home!!!
🙏👌👌👌👌👌👌👌👌🙏
Reply from Jhoana Rios Kerley
November 6th, 2025 11:31 AM
Thank you so much for letting us help you, Natalie!
Excellent and timely service. Always responded within the hour the questions were asked. Follow through was exemplary!!! Promised a quick close and she delivered
Reply from Owner
September 12th, 2022 12:00 AM
Reading that you had a 5-star experience at USA Mortgage is what we strive for, Jeff. We’re driven with a passion for always improving the mortgage process by finding the right types of loans, with rates that work for you. We really appreciate...
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About
Our USA Mortgage team knows that the purchase of a home is a large investment, financially & emotionally. As your mortgage lender we offer customizable loan products & programs to fit individual needs, a digital process from start to finish, & a local team to guide you every step of the way, to ensure smooth & problem free closings. We make your mortgage fit your life. Above all else, our main goal is to provide a superior customer service experience while properly matching you with a mortgage loan product to help you realize your dream of homeownership. If you are already home & seeking to refinance, secure a 203K or apply for a reverse mortgage; we will get you the help you need close to home. At USA Mortgage, anything is possible.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Specialities
FHA Loans
NoDown
LowDown
$5,000 Guarantee
USAdvantage
Possibility Protection
Conventional Loans
USDA Home Loans
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Positions
- USA Mortgage - Senior Mortgage Loan OfficerJan 1st, 2018 - Current
Year Started
2014
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS# 240547
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