Jhoana Rios Kerley - USA Mortgage
Mortgage Loan Originator
Our USA Mortgage team knows that the purchase of a home is a large investment, financially & emotionally. As your mortgage lender we offer customizable loan products & programs to fit individual needs, a digital process from start to finish... Show More
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Reviews from Web
Liz Michelle and Kim were amazing! Contract to closing in just 19 days, and clear to close in 12! They will help you with anything, and answer any questions you could have! This team was wonderful and absolutely recommend them to anyone!
Reply from Owner
September 12th, 2024 12:00 AM
Hi Jasmin, we can’t thank you enough for your positive words about Liz, Michelle, and Kim. We really appreciate you taking the time out of your day to let people know how much you loved working with Liz, Michelle, and Kim at USA Mortgage. We...
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Made me feel at home and a laid back atmosphere. Plus I got to drink a beer at closing 😎LOL
Reply from Jhoana Rios Kerley
November 6th, 2025 11:31 AM
I can’t thank you enough for your positive words and really appreciate you taking the time out of your day to let people know how much you loved working with me at USA Mortgage on your home loan. I hope to see you again down the road!
Wes had a great attitude through the entire process and was able to explain everything and break things down if I had questions or concerns. Will highly recommend him!
Reply from Owner
September 12th, 2024 12:00 AM
We are so grateful to hear you loved working with USA Mortgage, Eve. We appreciate you choosing USA Mortgage for your home loan, and we are here for you anytime. We hope to work with you again soon!
Jhoana Rios Kerley - USA Mortgage has received a review with 5 star rating from Amanda S
Reply from Owner
September 12th, 2024 12:00 AM
The USA Mortgage team is thrilled to hear you had a 5-star experience on your mortgage loan with us. We appreciate you choosing USA Mortgage to join you in finding your dream home and can’t wait to see you again!
I had a great experience working with this company. Wes worked extremely hard to make sure I was able to close on my house!
Reply from Owner
September 12th, 2024 12:00 AM
Sara, thank you so much for your sincere words on your home loan experience here at USA Mortgage. We love hearing that our customers are more than happy. It is the best compliment we can receive. We look forward to being your Mortgage Loan...
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From beginning to end, the experience was professional, efficient and made easy for my wife and I. The whole team at USA Mortgage is second to none. They went above and beyond to be available and coordinate with our work schedules. I would...
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Reply from Jhoana Rios Kerley
November 6th, 2025 11:31 AM
Helping great customers like you is why I'm in this business. I'm thankful to receive such a great review from you and loved to hear how you enjoyed working with me on your mortgage. I look forward to working with you again in the future.
Jhoana and her team went above and beyond for us throughout our loan process. They were available to answer many questions at many different times of the day and checked in with us frequently every step of the way. The financing process can...
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Reply from Jhoana Rios Kerley
November 6th, 2025 11:31 AM
Helping great customers like you is why I'm in this business. I'm thankful to receive such a great review from you and loved to hear how you enjoyed working with me on your mortgage. I look forward to working with you again in the future.
The communication was amazing
Reply from Jhoana Rios Kerley
November 6th, 2025 11:31 AM
Thank you so much for your sincere words on your home loan experience with me at USA Mortgage. I love hearing that my customers are happy. It is the best compliment I can receive. I look forward to being your Mortgage Loan Originator for many...
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Timely response time and always friendly! Explained everything well and answered any questions we had.
Reply from Jhoana Rios Kerley
November 6th, 2025 11:31 AM
Helping great customers like you is why I'm in this business. I'm thankful to receive such a great review from you and loved to hear how you enjoyed working with me on your mortgage. I look forward to working with you again in the future.
Quick to close, answered all questions quickly and completely
Reply from Jhoana Rios Kerley
November 6th, 2025 11:31 AM
Thank you so much for your sincere words on your home loan experience with me at USA Mortgage. I love hearing that my customers are happy. It is the best compliment I can receive. I look forward to being your Mortgage Loan Originator for many...
read more
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About
Our USA Mortgage team knows that the purchase of a home is a large investment, financially & emotionally. As your mortgage lender we offer customizable loan products & programs to fit individual needs, a digital process from start to finish, & a local team to guide you every step of the way, to ensure smooth & problem free closings. We make your mortgage fit your life. Above all else, our main goal is to provide a superior customer service experience while properly matching you with a mortgage loan product to help you realize your dream of homeownership. If you are already home & seeking to refinance, secure a 203K or apply for a reverse mortgage; we will get you the help you need close to home. At USA Mortgage, anything is possible.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Specialities
FHA Loans
NoDown
LowDown
$5,000 Guarantee
USAdvantage
Possibility Protection
Conventional Loans
USDA Home Loans
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Positions
- USA Mortgage - Senior Mortgage Loan OfficerJan 1st, 2018 - Current
Year Started
2014
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS# 240547
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