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Jhoana Rios Kerley - USA Mortgage - Mortgage Loan Originator in Arnold, MO

Jhoana Rios Kerley - USA Mortgage

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Mortgage Loan Originator

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Our USA Mortgage team knows that the purchase of a home is a large investment, financially & emotionally. As your mortgage lender we offer customizable loan products & programs to fit individual needs, a digital process from start to finish... Show More
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Reviews from Web
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    Tjfleming6383
    Posted on April 26th, 2024 12:00 AM
    Jhoana Rios Kerley - USA Mortgage has received a review with 5 star rating from Tjfleming6383
    Reply from Owner
    September 12th, 2023 12:00 AM
    Reading that you had a 5-star experience at USA Mortgage is what we strive for, tjfleming6383. We’re driven with a passion for always improving the mortgage process by finding the right types of loans, with rates that work for you. We really...
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    William H
    Potosi, MO
    Posted on April 23rd, 2024 03:24 PM
    Very informative and helpful
    Reply from Jhoana Rios Kerley
    November 6th, 2025 11:31 AM
    I appreciate you choosing me at USA Mortgage for your home loan and I'm here for you anytime. I hope to see you again for many years!
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    Lyndsey P
    Posted on April 23rd, 2024 12:00 AM
    Jhoana Rios Kerley - USA Mortgage has received a review with 5 star rating from Lyndsey P
    Reply from Owner
    September 12th, 2024 12:00 AM
    Thank you for choosing USA Mortgage to be your Mortgage Loan Originator. We love seeing your 5-star review, Lyndsey. Hope to see you again!
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    Andrew M
    Posted on April 18th, 2024 12:00 AM
    Jhoana Rios Kerley - USA Mortgage has received a review with 5 star rating from Andrew M
    Reply from Owner
    September 12th, 2024 12:00 AM
    We love seeing your 5-star review, Andrew. Thank you for choosing USA Mortgage to be your Mortgage Loan Originator. Hope to see you again!
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    Catherine R H
    Festus, MO
    Posted on April 13th, 2024 04:03 PM
    Destiny Wilton responded to every email and call and arranged appointments to see homes very quickly. She was personable and helped us so much.
    Reply from Jhoana Rios Kerley
    November 6th, 2025 11:31 AM
    I love hearing that you had a spectacular mortgage process. USA Mortgage takes pride in what we do and to provide our customers with the best experience possible. At your earliest convenience, please share your experiences with us on social...
    read more
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    Tammy P
    IRONTON, MO
    Posted on April 9th, 2024 02:47 PM
    The Kerley team! Jhoana , Wes, Robert. Everyone working for your success.
    Reply from Jhoana Rios Kerley
    November 6th, 2025 11:31 AM
    I can’t thank you enough for your positive words about your home loan experience. I would really appreciate you letting people know how much you loved working with me at USA Mortgage. I hope to hear from you again!
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    Kayce P
    FORISTELL, MO
    Posted on April 6th, 2024 01:25 PM
    The support and communication
    Reply from Jhoana Rios Kerley
    November 6th, 2025 11:31 AM
    I love hearing that you had a spectacular mortgage process. USA Mortgage takes pride in what we do and to provide our customers with the best experience possible. At your earliest convenience, please share your experiences with us on social...
    read more
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    Claudia P
    Saint Louis, MO
    Posted on April 4th, 2024 05:15 PM
    Good experience!
    Reply from Jhoana Rios Kerley
    November 6th, 2025 11:31 AM
    Thank you for your feedback but I'm sorry to hear that there were some areas that could have been improved. I'll take your feedback into consideration and work to make the process even better for future clients!
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    Jesus D L
    SAINT LOUIS, MO
    Posted on April 1st, 2024 04:26 PM
    the good work and the help I receive, the work team is very attentive
    Reply from Jhoana Rios Kerley
    November 6th, 2025 11:31 AM
    I can’t thank you enough for your positive words about your home loan experience. I would really appreciate you letting people know how much you loved working with me at USA Mortgage. I hope to hear from you again!
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    Daniel A
    Posted on April 1st, 2024 12:00 AM
    Jhoana Rios Kerley - USA Mortgage has received a review with 5 star rating from Daniel A
    Reply from Owner
    September 12th, 2024 12:00 AM
    We love seeing your 5-star review, Daniel. Thank you for choosing USA Mortgage to be your Mortgage Loan Originator. Hope to see you again!
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    About
    Our USA Mortgage team knows that the purchase of a home is a large investment, financially & emotionally. As your mortgage lender we offer customizable loan products & programs to fit individual needs, a digital process from start to finish, & a local team to guide you every step of the way, to ensure smooth & problem free closings. We make your mortgage fit your life. Above all else, our main goal is to provide a superior customer service experience while properly matching you with a mortgage loan product to help you realize your dream of homeownership. If you are already home & seeking to refinance, secure a 203K or apply for a reverse mortgage; we will get you the help you need close to home. At USA Mortgage, anything is possible.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Specialities
    FHA Loans
    NoDown
    LowDown
    $5,000 Guarantee
    USAdvantage
    Possibility Protection
    Conventional Loans
    USDA Home Loans
    View All
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    Positions
    • USA Mortgage - Senior Mortgage Loan Officer
      Jan 1st, 2018 - Current

    Year Started

    2014

    Time Zone

    Pacific Standard Time (PST)
    Licenses
    • NMLS# 240547
    Disclaimer

    Equal Housing Opportunity

    Not an offer to lend. Subject to credit approval and additional terms apply. DAS Acquisition Company, LLC dba USA Mortgage NMLS #227262. Licensed Lending Area: AL, AK, AZ, AR, CA, CO, CT, DE, DC, FL, GA, HI, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NV, NH, NJ, NM, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, WV, WI and WY. AZ License Number: 0942576. Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act, Regulated by the CO Division of Real Estate, MA Mortgage Broker & Mortgage Lender MC227262, Licensed by the N.J. Department of Banking and Insurance, OH #RM.850291.000, Licensed under the Oregon Consumer Finance Act, OR License #ML-5723, Rhode Island Licensed Lender, WA #CL-227262. Headquarters: 12140 Woodcrest Executive Drive, Suite 150, St. Louis, Missouri 63141, Toll Free: (888) 250-6522. For licensing information, go to: www.nmlsconsumeraccess.org.