

Jhoana Rios Kerley - USA Mortgage
Mortgage Loan Originator

Our USA Mortgage team knows that the purchase of a home is a large investment, financially & emotionally. As your mortgage lender we offer customizable loan products & programs to fit individual needs, a digital process from start to finish... Show More
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Reply from Jhoana Rios Kerley
November 6th, 2025 11:31 AM
Helping great customers like you is why I'm in this business. I'm thankful to receive such a great review from you and loved to hear how you enjoyed working with me on your mortgage. I look forward to working with you again in the future.
Jhoana Rios Kerley - USA Mortgage has received a review with 5 star rating from Terran E
Reply from Owner
September 12th, 2024 12:00 AM
Thank you for choosing USA Mortgage to be your Mortgage Loan Originator. We love seeing your 5-star review, Terran. Hope to see you again!
Jhoana Rios Kerley - USA Mortgage has received a review with 5 star rating from Marcie D
Reply from Owner
September 12th, 2024 12:00 AM
Thank you for choosing USA Mortgage to be your Mortgage Loan Originator. We love seeing your 5-star review, Marcie. Hope to see you again!
Jhoana helped me through a really difficult situation. She did everything and then some to make things go as smooth and fast as she could. She had a heart of gold!
Reply from Jhoana Rios Kerley
November 6th, 2025 11:31 AM
Helping great customers like you is why I'm in this business. I'm thankful to receive such a great review from you and loved to hear how you enjoyed working with me on your mortgage. I look forward to working with you again in the future.
Very responsive, helpful and informative
Reply from Jhoana Rios Kerley
November 6th, 2025 11:31 AM
I can’t thank you enough for your positive words and really appreciate you taking the time out of your day to let people know how much you loved working with me at USA Mortgage on your home loan. I hope to see you again down the road!
Jhoana Rios Kerley - USA Mortgage has received a review with 5 star rating from Joseph T
Reply from Owner
September 12th, 2024 12:00 AM
Thank you for choosing USA Mortgage to be your Mortgage Loan Originator. We love seeing your 5-star review, Joseph. Hope to see you again!
From beginning to end, we had an amazing experience with Jhoana.
Reply from Jhoana Rios Kerley
November 6th, 2025 11:31 AM
I appreciate you choosing me at USA Mortgage for your home loan and I'm here for you anytime. I hope to see you again for many years!
Jhoana Kerley was AMAZING!! We had a complicated loan and she made it happen!
Reply from Owner
September 12th, 2024 12:00 AM
Hi Michelle, we can’t thank you enough for your positive words about Jhoana Kerley. We really appreciate you taking the time out of your day to let people know how much you loved working with Jhoana at USA Mortgage on your home loan. We hope...
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Wes and Robert were both wonderful to work with, and made the home buying process way less stressful!!
Reply from Owner
September 12th, 2024 12:00 AM
Kaitlin, we love hearing that you had a spectacular mortgage process with Wes and Robert. USA Mortgage takes pride in what we do and to provide our customers with the best experience possible. At your earliest convenience, please share your...
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USA Mortgage and The Lambrich Team were extremely supportive and guided me every step of the way. As a first time home buyer I am happy I chose them.
Reply from Owner
September 12th, 2024 12:00 AM
Yvonney, thank you so much for your sincere words on your home loan experience with The Lambrich Team at USA Mortgage. We love hearing that our customers are more than happy. It is the best compliment we can receive. We look forward to being...
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About
Our USA Mortgage team knows that the purchase of a home is a large investment, financially & emotionally. As your mortgage lender we offer customizable loan products & programs to fit individual needs, a digital process from start to finish, & a local team to guide you every step of the way, to ensure smooth & problem free closings. We make your mortgage fit your life. Above all else, our main goal is to provide a superior customer service experience while properly matching you with a mortgage loan product to help you realize your dream of homeownership. If you are already home & seeking to refinance, secure a 203K or apply for a reverse mortgage; we will get you the help you need close to home. At USA Mortgage, anything is possible.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Specialities
FHA Loans
NoDown
LowDown
$5,000 Guarantee
USAdvantage
Possibility Protection
Conventional Loans
USDA Home Loans
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Positions
- USA Mortgage - Senior Mortgage Loan OfficerJan 1st, 2018 - Current
Year Started
2014
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS# 240547
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