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Jhoana Rios Kerley - USA Mortgage - Mortgage Loan Originator in Arnold, MO

Jhoana Rios Kerley - USA Mortgage

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Mortgage Loan Originator

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Our USA Mortgage team knows that the purchase of a home is a large investment, financially & emotionally. As your mortgage lender we offer customizable loan products & programs to fit individual needs, a digital process from start to finish... Show More
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Reviews from Web
  • Encompass
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    Josh M
    SAINT PETERS, MO
    Posted on May 20th, 2024 12:15 AM
    Knowledgeable
    Reply from Jhoana Rios Kerley
    November 6th, 2025 11:31 AM
    Helping great customers like you is why I'm in this business. I'm thankful to receive such a great review from you and loved to hear how you enjoyed working with me on your mortgage. I look forward to working with you again in the future.
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    Terran E
    Posted on May 17th, 2024 12:00 AM
    Jhoana Rios Kerley - USA Mortgage has received a review with 5 star rating from Terran E
    Reply from Owner
    September 12th, 2024 12:00 AM
    Thank you for choosing USA Mortgage to be your Mortgage Loan Originator. We love seeing your 5-star review, Terran. Hope to see you again!
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    Marcie D
    Posted on May 16th, 2024 12:00 AM
    Jhoana Rios Kerley - USA Mortgage has received a review with 5 star rating from Marcie D
    Reply from Owner
    September 12th, 2024 12:00 AM
    Thank you for choosing USA Mortgage to be your Mortgage Loan Originator. We love seeing your 5-star review, Marcie. Hope to see you again!
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    Elizabeth A B
    SAINT LOUIS, MO
    Posted on May 6th, 2024 02:01 PM
    Jhoana helped me through a really difficult situation. She did everything and then some to make things go as smooth and fast as she could. She had a heart of gold!
    Reply from Jhoana Rios Kerley
    November 6th, 2025 11:31 AM
    Helping great customers like you is why I'm in this business. I'm thankful to receive such a great review from you and loved to hear how you enjoyed working with me on your mortgage. I look forward to working with you again in the future.
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    Alyssa V
    WASHINGTON, MO
    Posted on May 4th, 2024 02:17 PM
    Very responsive, helpful and informative
    Reply from Jhoana Rios Kerley
    November 6th, 2025 11:31 AM
    I can’t thank you enough for your positive words and really appreciate you taking the time out of your day to let people know how much you loved working with me at USA Mortgage on your home loan. I hope to see you again down the road!
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    Joseph T
    Posted on May 2nd, 2024 12:00 AM
    Jhoana Rios Kerley - USA Mortgage has received a review with 5 star rating from Joseph T
    Reply from Owner
    September 12th, 2024 12:00 AM
    Thank you for choosing USA Mortgage to be your Mortgage Loan Originator. We love seeing your 5-star review, Joseph. Hope to see you again!
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    Michelle W
    SAINT PETERS, MO
    Posted on May 1st, 2024 08:56 PM
    From beginning to end, we had an amazing experience with Jhoana.
    Reply from Jhoana Rios Kerley
    November 6th, 2025 11:31 AM
    I appreciate you choosing me at USA Mortgage for your home loan and I'm here for you anytime. I hope to see you again for many years!
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    Michelle W
    Posted on May 1st, 2024 12:00 AM
    Jhoana Kerley was AMAZING!! We had a complicated loan and she made it happen!
    Reply from Owner
    September 12th, 2024 12:00 AM
    Hi Michelle, we can’t thank you enough for your positive words about Jhoana Kerley. We really appreciate you taking the time out of your day to let people know how much you loved working with Jhoana at USA Mortgage on your home loan. We hope...
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    Kaitlin H
    Posted on May 1st, 2024 12:00 AM
    Wes and Robert were both wonderful to work with, and made the home buying process way less stressful!!
    Reply from Owner
    September 12th, 2024 12:00 AM
    Kaitlin, we love hearing that you had a spectacular mortgage process with Wes and Robert. USA Mortgage takes pride in what we do and to provide our customers with the best experience possible. At your earliest convenience, please share your...
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    Yvonney H
    Posted on April 26th, 2024 12:00 AM
    USA Mortgage and The Lambrich Team were extremely supportive and guided me every step of the way. As a first time home buyer I am happy I chose them.
    Reply from Owner
    September 12th, 2024 12:00 AM
    Yvonney, thank you so much for your sincere words on your home loan experience with The Lambrich Team at USA Mortgage. We love hearing that our customers are more than happy. It is the best compliment we can receive. We look forward to being...
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    About
    Our USA Mortgage team knows that the purchase of a home is a large investment, financially & emotionally. As your mortgage lender we offer customizable loan products & programs to fit individual needs, a digital process from start to finish, & a local team to guide you every step of the way, to ensure smooth & problem free closings. We make your mortgage fit your life. Above all else, our main goal is to provide a superior customer service experience while properly matching you with a mortgage loan product to help you realize your dream of homeownership. If you are already home & seeking to refinance, secure a 203K or apply for a reverse mortgage; we will get you the help you need close to home. At USA Mortgage, anything is possible.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Specialities
    FHA Loans
    NoDown
    LowDown
    $5,000 Guarantee
    USAdvantage
    Possibility Protection
    Conventional Loans
    USDA Home Loans
    View All
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    Positions
    • USA Mortgage - Senior Mortgage Loan Officer
      Jan 1st, 2018 - Current

    Year Started

    2014

    Time Zone

    Pacific Standard Time (PST)
    Licenses
    • NMLS# 240547
    Disclaimer

    Equal Housing Opportunity

    Not an offer to lend. Subject to credit approval and additional terms apply. DAS Acquisition Company, LLC dba USA Mortgage NMLS #227262. Licensed Lending Area: AL, AK, AZ, AR, CA, CO, CT, DE, DC, FL, GA, HI, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NV, NH, NJ, NM, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, WV, WI and WY. AZ License Number: 0942576. Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act, Regulated by the CO Division of Real Estate, MA Mortgage Broker & Mortgage Lender MC227262, Licensed by the N.J. Department of Banking and Insurance, OH #RM.850291.000, Licensed under the Oregon Consumer Finance Act, OR License #ML-5723, Rhode Island Licensed Lender, WA #CL-227262. Headquarters: 12140 Woodcrest Executive Drive, Suite 150, St. Louis, Missouri 63141, Toll Free: (888) 250-6522. For licensing information, go to: www.nmlsconsumeraccess.org.