Jhoana Rios Kerley - USA Mortgage
Mortgage Loan Originator
Our USA Mortgage team knows that the purchase of a home is a large investment, financially & emotionally. As your mortgage lender we offer customizable loan products & programs to fit individual needs, a digital process from start to finish... Show More
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Reviews from Web
She was wonderful
Reply from Jhoana Rios Kerley
November 6th, 2025 11:31 AM
I love hearing that you had a spectacular mortgage process. USA Mortgage takes pride in what we do and to provide our customers with the best experience possible. At your earliest convenience, please share your experiences with us on social...
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Jhoana Rios Kerley - USA Mortgage has received a review with 5 star rating from Ryan K
Reply from Owner
September 12th, 2024 12:00 AM
We appreciate you choosing USA Mortgage for your home loan and we are here for you anytime, Ryan. We hope to see you again for many years!
No matter what question I had the team was available through phone, text or email. The experience was smooth and painless. I meet them at a home seminar in late April and closed on my home in June.
Reply from Jhoana Rios Kerley
November 6th, 2025 11:31 AM
I can’t thank you enough for your positive words about your home loan experience. I would really appreciate you letting people know how much you loved working with me at USA Mortgage. I hope to hear from you again!
Jhoana Rios Kerley - USA Mortgage has received a review with 5 star rating from Natalie A
Reply from Owner
September 12th, 2024 12:00 AM
We love seeing your 5-star review, Natalie. Thank you for choosing USA Mortgage to be your Mortgage Loan Originator. Hope to see you again!
Jhoana Rios Kerley - USA Mortgage has received a review with 5 star rating from Brad B
Reply from Owner
September 12th, 2024 12:00 AM
Thank you for choosing USA Mortgage to be your Mortgage Loan Originator. We love seeing your 5-star review, Brad. Hope to see you again!
Hope did a fantastic job of addressing refinancing questions and making sure that we were in a good position to do so. She has been absolutely terrific through the entire process and making sure all of our questions were answered.
Reply from Owner
September 12th, 2024 12:00 AM
Hi Ross, we can’t thank you enough for your positive words about Hope. We really appreciate you taking the time out of your day to let people know how much you loved working with USA Mortgage on your home loan. We hope to see you again down...
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Bought several houses, first time I’ve worked with USA Mortgage. Made the process very simple and communicated throughout the process.
Reply from Owner
September 12th, 2024 12:00 AM
Justin, we love hearing that you had a spectacular mortgage process with us. USA Mortgage takes pride in what we do and to provide our customers with the best experience possible. At your earliest convenience, please share your experiences...
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Hope made every step painless and provided clarity when needed. She made videos explaining various steps throughout our process. Overall, Hope is an absolute joy to work with. Her friendly demeanor and warm disposition put us at ease. We’re...
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Reply from Owner
September 12th, 2023 12:00 AM
Thank you so much for your kind words, Danielle. You’re absolutely right: Hope is an exceptional Mortgage Loan Originator and she really cares about her clients! The entire team here at USA Mortgage is delighted to hear your feedback, and we’re...
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You helped me become a first time homeowner
Reply from Jhoana Rios Kerley
November 6th, 2025 11:31 AM
I love hearing that you had a spectacular mortgage process. USA Mortgage takes pride in what we do and to provide our customers with the best experience possible. At your earliest convenience, please share your experiences with us on social...
read more
Hope was always quick to respond, ease my worries, answer all my questions and had such extensive knowledge to back up her recommendations. She really took care of my husband and I through this experience.
Reply from Owner
September 12th, 2024 12:00 AM
Hi Danielle, we can’t thank you enough for your positive words about Hope. We really appreciate you taking the time out of your day to let people know how much you loved working with Hope at USA Mortgage on your home loan. We hope to see you...
read more
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About
Our USA Mortgage team knows that the purchase of a home is a large investment, financially & emotionally. As your mortgage lender we offer customizable loan products & programs to fit individual needs, a digital process from start to finish, & a local team to guide you every step of the way, to ensure smooth & problem free closings. We make your mortgage fit your life. Above all else, our main goal is to provide a superior customer service experience while properly matching you with a mortgage loan product to help you realize your dream of homeownership. If you are already home & seeking to refinance, secure a 203K or apply for a reverse mortgage; we will get you the help you need close to home. At USA Mortgage, anything is possible.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Specialities
FHA Loans
NoDown
LowDown
$5,000 Guarantee
USAdvantage
Possibility Protection
Conventional Loans
USDA Home Loans
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Positions
- USA Mortgage - Senior Mortgage Loan OfficerJan 1st, 2018 - Current
Year Started
2014
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS# 240547
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