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Jessica Prater, Ruoff Mortgage
Senior Loan Officer | NMLS# 1460089 | Ruoff Mortga...

Additional Licenses: NMLS# 1460089.
My customer service philosophy is to treat every customer with respect and to make their experience as stress free as possible. I believe that the purchase or refinance of a home is a major decision and s... Show More
Location & Business Hours
Business Hours
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9 AM to 5 PM
Sat
closed
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closed
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Reviews from Web
Jessica has been such a huge help to my family! With my husband and I owning three separate businesses, the loan process can easily feel overwhelming—but Jessica made everything an absolute breeze. This was the biggest purchase we’ve ever made,...
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Reply from Owner
September 26th, 2025 01:49 PM
Thank you for the review! I ALWAYS love helping your family. Self-employment documents can be tricky, but you are always so organized...you made my side a breeze as well! I cannot wait to see pictures of your family enjoying the new home. I...
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I love the fact that Jessica drove over an hour to attend our closing
Reply from Jessica Prater, Ruoff Mortgage
September 2nd, 2025 05:36 PM
Thanks, Jacki! I really try to make it to all of my closings...near or far. :) Thank you for always trusting me to help!
clear Communication
Reply from Jessica Prater, Ruoff Mortgage
September 2nd, 2025 05:34 PM
Thank you, Skyler! I will still be here if you have any questions along the way. I am happy everything worked out for you and you will be able to enjoy your new home. Enjoy!
Jessica was amazing!! She knew her stuff she was very helpful!! She was always right there when we need her!
Reply from Owner
September 2nd, 2025 05:31 PM
Thank you, Brigette! You were fabulous to work with too...always so prompt in answering questions and supplying the needed documents. I am happy everything worked out! I wish you many happy memories in your new home!
Jessica was amazing!!! She was so helpful the whole process!! She knew her stuff and was always right there when we needed her!
Reply from Jessica Prater, Ruoff Mortgage
August 26th, 2025 03:17 PM
Thank you, Brigette! You were fabulous to work with too...always so prompt in answering questions and supplying the needed documents. I am happy everything worked out! I wish you many happy memories in your new home!
Jessica is absolutely wonderful. She responds quickly, explains answers/questions clearly and honestly, and makes us feel so comfortable going to her. She is professional, knowledgeable, and most importantly, friendly. My husband and I honestly...
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Reply from Owner
August 19th, 2025 12:38 PM
Thank you so much for your kind words! I'm so grateful you've trusted me (twice!) to help with such an important step in your lives. I have loved getting to know your family over the years! It is amazing how the timing worked and you got the...
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Jessica is absolutely wonderful. She is quick to respond, explain questions/answers clearly and honestly, and makes us feel so comfortable going to her. She is professional, knowledgeable, and most importantly, friendly. My husband and I honestly...
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Reply from Jessica Prater, Ruoff Mortgage
August 19th, 2025 12:37 PM
Thank you so much for your kind words! I'm so grateful you've trusted me (twice!) to help with such an important step in your lives. I have loved getting to know your family over the years! It is amazing how the timing worked and you got the...
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Jessica Prater, Ruoff Mortgage has received a review with 5 star rating from Chris G
Reply from Owner
August 19th, 2025 12:38 PM
Thank you for the 5 stars!
Jessica was very professional and helpful every step of the way. She took all of the stress away from my wife and I. We won't go to anyone else if we can help it!!
Reply from Jessica Prater, Ruoff Mortgage
August 19th, 2025 12:33 PM
Thank you for the review, Chris! I am always happy to help and answer questions. I have loved watching your family grow and glad I was here to help you into your next home. No worries about going anywhere else...I will be here! :)
Jessica went above and beyond for us. She put in so much extra time and effort to help us track down information we needed for our home. She was pleasant, quick to respond, and always graciously answered our questions (as first time buyers,...
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Reply from Owner
August 11th, 2025 07:15 PM
Sam, thank you so much for the great review. I am so happy we were able to help you and the sellers find the information. To be honest...you probably could have heard a loud "NO WAY...I can't believe we got it" from miles away! Ha! You were...
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About
Additional Licenses: NMLS# 1460089.
My customer service philosophy is to treat every customer with respect and to make their experience as stress free as possible. I believe that the purchase or refinance of a home is a major decision and should be treated as such. I strive to make this process as easy as possible for each of my clients. My focus is always to be honest, trustworthy, and to communicate frequently, all while offering sound and reliable guidance.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Specialities
Residential Mortgages
Conventional Home Loan
FHA Home Loan
USDA Home Loan
VA Home Loan
New Construction
Mortgage Refinance
Residential Refinance
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Memberships
- NCIAR - North Central Indiana Association of Realtors (and Affiliates)
- Rochester Business Builders BNI
- Homes For Heroes
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2007
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 1460089
Achievements
- Most Improved Originator 2017
- Loan Officer of the Month - October 2022
- Loan Officer of the Month - August 2023
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Hobbies
- Volunteering in my community.
- Watching my children participate in sports & clubs.
- Reading & listening to audiobooks.
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Disclaimer
Ruoff Mortgage Company, Inc. is an Equal Housing Lender
Ruoff Mortgage Company, Inc. | NMLS ID #141868
1670 Magnavox Way | Fort Wayne, IN 46804 | Phone (260) 999-6200
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