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Guild Mortgage - Jeffrey Cruz
Branch Manager | NMLS# 225971

Guild Mortgage is one of the top independent mortgage lenders in the nation*, with knowledgeable residential loan officers in your community. Guild offers deep expertise and personalized service for new home purchases and refinancing to eve... Show More
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Business Hours
Thu
8 AM to 5 PM
Fri
8 AM to 5 PM(Open now)
Sat
closed
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Reviews from Web
Guild Mortgage made things absolutely stress free as possible. I highly recommend this team!
Reply from Guild Mortgage - Jeffrey Cruz
September 5th, 2025 03:17 PM
Hi Kristy! I'm glad to know that your experience was stress-free. We always strive to keep it simple and stress from for you. If you ever need further assistance or have questions, I'm here to help. Thank you for highly recommending me and...
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Jeff communicating with me directly
Reply from Guild Mortgage - Jeffrey Cruz
September 2nd, 2025 12:09 PM
It's great to know that my direct communication was valuable to you, Pat. Keeping things clear and straightforward is important to me, and I'm glad it resonated with you. If you have any more questions or need assistance with anything else,...
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Guild Mortgage - Jeffrey Cruz has received a review with 5 star rating from Pat K
Reply from Guild Mortgage - Jeffrey Cruz
September 2nd, 2025 12:09 PM
I appreciate the five-star rating, Pat. If you ever need assistance or have questions in the future, I'm here to help.
Jeff is the BOMB-DIGGITY!!
Reply from Guild Mortgage - Jeffrey Cruz
September 2nd, 2025 12:09 PM
I appreciate the enthusiastic words, Timothy! It's great to know you had such a positive experience. If there's anything more you need or any questions arise in the future, feel free to get in touch. Thank you for your feedback!
They made us feel like we were family and made the entire experience stress free!!!
Reply from Guild Mortgage - Jeffrey Cruz
September 2nd, 2025 12:11 PM
Hey there Anthony! It's wonderful to know that you felt like family throughout the process. Creating a stress-free experience is something I strive for with every client, and I'm glad it made a difference for you. If there's anything else I...
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Five Stars! Amazngly fast and seamless closing! Working with Guild Mortgagw for our recent home purchae purchase was a fantastic experience. This team was fast and efficient. Loan officer, Jeffery Cruz, shared so much knowledge and kept in...
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Reply from Guild Mortgage - Jeffrey Cruz
September 2nd, 2025 12:14 PM
Hi Jessica, It's great to know that the closing process was quick and seamless for you and Anthony. Forever I have always aimed to keep my clients well-informed and at ease during such important transactions, and I'm glad my updates were helpful....
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The on going updates to all involved. Clients were very, very impressed with the level of professionalism by everyone on the team. Clients will be selling their old home and will be suggesting Jeff Cruz with Guild Mortgage to handel the transaction....
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Reply from Guild Mortgage - Jeffrey Cruz
September 2nd, 2025 12:11 PM
Julio! It’s great to know that the ongoing updates and professionalism left such a positive impression. Ensuring clear communication for everyone involved is something I always prioritize, and it's gratifying to hear that it resonated with...
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Mr. Cruz and his team had made what probably should've been an immensely stressful process for a first time homebuyer into a very manageable and healthy experience. They've all helped my family for years and now having gone through the ordeal...
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Reply from Guild Mortgage - Jeffrey Cruz
September 2nd, 2025 12:13 PM
Dante, It's great to hear that the experience was manageable and healthy for you. Transforming what can be a stressful process into a positive journey is truly important to me. I'm grateful for your trust and that of your family over the years....
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Mr. Cruz and his team had made what probably should've been an immensely stressful process for a first time homebuyer into a very manageable and healthy experience. They've all helped my family for years and now having gone through the ordeal...
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Reply from Guild Mortgage - Jeffrey Cruz
September 2nd, 2025 12:10 PM
I'm glad to know that the process felt manageable and healthy for you, Dante. Supporting first-time homebuyers like yourself in such significant life steps is something I take seriously. It's rewarding to hear that I've been able to assist...
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Customer Service.
I had another lender in mind, but their customer service was lacking. Your team, however, provided excellent customer service throughout the process, which made for a great experience.
Reply from Guild Mortgage - Jeffrey Cruz
August 31st, 2025 03:06 PM
I'm really pleased to hear that the customer service made such a positive impact on your experience, William. Providing excellent service is something I strive for, and it means a lot to know it helped make the process smooth and enjoyable...
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About
Guild Mortgage is one of the top independent mortgage lenders in the nation*, with knowledgeable residential loan officers in your community. Guild offers deep expertise and personalized service for new home purchases and refinancing to every kind of borrower. Whether you are a first-time homebuyer, upgrading, downsizing, or investing in residential real estate, we have the loan to fit your life.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Mortgage Refinance
Specialities
Home Loans
Bridge
Conventional
Down Payment Assistance
Energy-efficient
FHA
Jumbo
Lock and Shop
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Positions
- Guild Mortgage - Originating Branch ManagerJul 3rd, 2023 - Current
Memberships
- National Institute of Financial Education
- San Antonio Bar Association
- Divorce Lending Association
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1994
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS# 225971
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Achievements
- 2025 San Antonio Magazine Top 50 LO's
- Scotsman Guide, Top Originators in the United States 2019, 2020, 2021, 2022, 2023
- San Antonio Business Journal Top 25 Loan Officers in San Antonio, 2017
Hobbies
- Guitar
- Family
- Running and exercise
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Disclaimer
I am authorized to do business in the states of Florida, Louisiana, Oklahoma and Texas.; NMLS ID: 225971; Guild Mortgage Company; Equal Housing Opportunity; Company NMLS ID 3274. www.nmlsconsumeraccess.org/.