

Jeff Gay - PrimeLending
Branch Manager


The University of Alabama
I'm Jeff Gay, Branch Manager at PrimeLending, a PlainsCapital Company, in Raleigh, NC. I help North Carolina homebuyers, including veterans and military families, buy a home and fix it up with a single loan. My specialties are VA renovation... Show More
Location & Business Hours
Business Hours
Wed
8 AM to 6 PM
Thu
8 AM to 6 PM
Fri
8 AM to 6 PM
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Reviews from Web
Jeff Gay - PrimeLending has received a review with 5 star rating from David U
Reply from Jeff Gay - PrimeLending
March 30th, 2025 05:42 PM
It always brings me immense satisfaction to know that I was able to meet a client's expectations. Thank you for putting your trust in me and Howard Hanna Mortgage Services. If you ever need assistance in the future, don't hesitate to reach...
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Jeff was really knowledgeable and clear. He was also easy to get in touch with.
Reply from Jeff Gay - PrimeLending
March 30th, 2025 05:42 PM
Thanks David - enjoy your new home!
My loan officer, Jeff Gay, was very responsive to my questions and walked me through the entire process. I alway knew where I was in the process and what was expected of me. Jeff has great customer service. He was always available and had good...
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Reply from Jeff Gay - PrimeLending
March 30th, 2025 05:42 PM
"Thank you so much for your kind words! We're thrilled to hear that your experience with our loan officer, Jeff Gay, was so positive. Providing exceptional customer service and making the loan process as stress-free as possible are top priorities...
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Jeff Gay - PrimeLending has received a review with 5 star rating from JB
The communication was great. Jeff & everyone involved made the whole process easy & smooth.
Reply from Jeff Gay - PrimeLending
March 30th, 2025 05:42 PM
"We're delighted to hear that you found our communication and the entire process easy and smooth. Providing a seamless experience for our clients is something we take great pride in. Jeff and our team are dedicated to ensuring your satisfaction...
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I highly recommend Jeff Gay. My buyer client was purchasing new construction and was working with the builder's lender. The lender changed their loan commitment less than 3 weeks before closing (despite having the file for 6 months). We called...
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Jeff did an amazing job! My client was purchasing new construction, and his builder's lender changed the loan conditions less than 3 weeks before closing. We called Jeff on a Sunday and he immediately jumped into action. Jeff got my client...
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Reply from Jeff Gay - PrimeLending
March 30th, 2025 05:42 PM
"Thank you so much for your glowing recommendation! We're thrilled to have been able to assist your buyer client, especially in such a time-sensitive situation. Jeff is indeed a dedicated professional, and your experience highlights his commitment...
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Jeff is THE best in the business! I was introduced to him just a few short weeks ago when the builder’s lender kicked me to the curb with no time to spare. Jeff hustled, and showed his true character during this process. With only 3 weeks to...
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Jeff worked diligently to ensure we had every box checked and that my clients were taken care of. He utilized multiple points of communication to ensure everyone was on the same page throughout the transaction. My clients were happy with their...
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Reply from Jeff Gay - PrimeLending
March 30th, 2025 05:42 PM
I'm delighted to know that your clients were satisfied with the service provided. My aim is always to ensure a smooth transaction and excellent communication throughout the course of our work together, and I'm glad to hear that these efforts...
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Jeff was lots of help
Reply from Jeff Gay - PrimeLending
March 30th, 2025 05:42 PM
Pleasure working with you Victor!
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About
I'm Jeff Gay, Branch Manager at PrimeLending, a PlainsCapital Company, in Raleigh, NC. I help North Carolina homebuyers, including veterans and military families, buy a home and fix it up with a single loan. My specialties are VA renovation loans (up to 100% financing for eligible veterans), FHA 203(k), Fannie Mae HomeStyle, first-time homebuyers and NC military families. Book a 15-min chat through my website. NMLS #46264 | Company NMLS #13649 | Equal Housing Lender
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Specialities
Conventional Loan
VA Loan
Jumbo Loan
Fixed Rate Mortgage
FHA Loan
Doctor Loans
Renovation Loans
Home Equity Lines
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Education
- The University of AlabamaAccounting and Business/ManagementApr 1988 -Apr 1993

Positions
- Howard Hanna Financial Services, Inc. - Federal Mortgage Loan OriginatorApr 1st, 2022 - Feb 28th, 2025
- PrimeLending - Branch ManagerMar 3rd, 2025 - Current
Memberships
- NC Banking Commmission
- Raleigh Mortgage Bankers Association
- NC Commissoner of Banks
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Addresses and Serving Areas
Primary Serving Area
Year Started
2009
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 46264
- I-210079 NC Commissoner of Banks
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Achievements
- 25 Million in Production Volume for 2025
- 30 Million Production Volume for 2024
- 100% Closed Loan Ratio/Capture rate for submitted files 2025-2024
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Hobbies
- Golf
- Live Music
- Vinyl Record Collector
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Disclaimer
Restrictions apply. All loans subject to credit approval. Borrower may not own other real estate or rely on self-employment to qualify (W-2 or verified fixed income only). Limited to conventional/conforming loan for purchase of primary residence with a 20% down payment. Must submit application and required documentation via online application portal and integrated resources and receive approve/eligible or accept from automated underwriting system. Refinance, investment, VA, FHA, USDA, jumbo, bond, down payment assistance programs, renovation, construction, and brokered out loans are not eligible. Will be subject to property meeting investor requirements. Eligible applications submitted after 1pm local time or on a weekend or company holiday will be deemed submitted the next business day. Unforeseen circumstances excuses lender’s performance. Effective for applications after 11/3/23. Rates, fees, and offer terms subject to change. See https://www.primelending.com/legal-disclosures/1day-advantedge-terms-and-conditions for full details.