

Jeff Gay - PrimeLending
Branch Manager


The University of Alabama
I'm Jeff Gay, Branch Manager at PrimeLending, a PlainsCapital Company, in Raleigh, NC. I help North Carolina homebuyers, including veterans and military families, buy a home and fix it up with a single loan. My specialties are VA renovation... Show More
Location & Business Hours
Business Hours
Wed
8 AM to 6 PM
Thu
8 AM to 6 PM
Fri
8 AM to 6 PM
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Reviews from Web
Jeff is fantastic! Communication is so important, He keeps me updated throughout the entire process. I feel confident when I refer a client to him, they are in good hands!
Reply from Jeff Gay - PrimeLending
March 30th, 2025 05:42 PM
I'm truly grateful for your kind words, Amber. It's always a top priority to ensure I keep you updated throughout the entire process. I'm glad you felt confident referring others to me. I'll continue to strive for this level of service with...
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I had an awful experience with another lender, and I thought I wouldn't be able to get my house. I was able to work with Jeff who solved so many of the problems I was having before. He was super communicative, trustworthy and up front about...
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Reply from Jeff Gay - PrimeLending
March 30th, 2025 05:42 PM
Amanda, thank you so much for your kind words and the five-star review. I'm thrilled to hear that I was able to alleviate your stress and assist in making the home-buying process a more positive experience for you. I take great pride in being...
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Great experience.
Reply from Jeff Gay - PrimeLending
March 30th, 2025 05:42 PM
I'm so glad you had a great experience, Helen. This is exactly what we strive for at Howard Hanna Mortgage Services. Your positive feedback and high rating means a lot to me. Thank you for taking the time to share your review. Looking forward...
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Reply from Jeff Gay - PrimeLending
March 30th, 2025 05:42 PM
I'm thrilled to hear you had such a positive experience with Howard Hanna Mortgage Services. It was a real pleasure working with you, Anthony, and I appreciate the excellent review and perfect rating! I hope to have the opportunity to assist...
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Simple a d quick!
Reply from Jeff Gay - PrimeLending
March 30th, 2025 05:42 PM
I'm thrilled to hear you found our process to be simple and quick, Anthony. Your positive feedback is greatly appreciated! It was a pleasure assisting you with your mortgage needs at Howard Hanna Mortgage Services. Thanks for taking the time...
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Jeff is Fabulous!!!
Reply from Jeff Gay - PrimeLending
March 30th, 2025 05:42 PM
I'm thrilled to hear you had such a positive experience, Lori! Your high rating and feedback mean the world to me. It was truly a pleasure to assist you at Howard Hanna Mortgage Services. Thank you for your kind words. Looking forward to serving...
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Jeff is fantastic! Great communicator, professional, and great to work with.
Reply from Jeff Gay - PrimeLending
March 30th, 2025 05:42 PM
Thank you Charles - pleasure working with you too! Enjoy the home!
Jeff got the job done and was great with communication
Reply from Jeff Gay - PrimeLending
March 30th, 2025 05:42 PM
I'm truly grateful for your 5-star review, Chris. Your feedback means the world to me and the team here at Howard Hanna Mortgage Services. It was a pleasure to serve you and to prioritize communication throughout our process. If you ever have...
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Jeff is a great communicator and keeps everyone up to date with the process. He is easy to get in touch with and always ready to jump in and help.
Reply from Jeff Gay - PrimeLending
March 30th, 2025 05:42 PM
I'm truly grateful for your kind words, Sarah. Ensuring clear communication and readily available assistance is a fundamental part of my role at Howard Hanna Mortgage Services. Your satisfaction is my utmost priority, and I'm delighted to hear...
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We received unparalleled service from Jeff Gay. He made the whole process smooth and guided very well until the closing. He is very courteous and professional. We enjoyed working with him and highly recommend his services.
Reply from Jeff Gay - PrimeLending
March 30th, 2025 05:42 PM
I'm truly grateful for your kind words, Pranav. It was a pleasure guiding you through the process and helping make it as smooth as possible. It's my goal to provide unparalleled service to all my clients and I'm glad to hear that I succeeded...
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About
I'm Jeff Gay, Branch Manager at PrimeLending, a PlainsCapital Company, in Raleigh, NC. I help North Carolina homebuyers, including veterans and military families, buy a home and fix it up with a single loan. My specialties are VA renovation loans (up to 100% financing for eligible veterans), FHA 203(k), Fannie Mae HomeStyle, first-time homebuyers and NC military families. Book a 15-min chat through my website. NMLS #46264 | Company NMLS #13649 | Equal Housing Lender
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Specialities
Conventional Loan
VA Loan
Jumbo Loan
Fixed Rate Mortgage
FHA Loan
Doctor Loans
Renovation Loans
Home Equity Lines
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Education
- The University of AlabamaAccounting and Business/ManagementApr 1988 -Apr 1993

Positions
- Howard Hanna Financial Services, Inc. - Federal Mortgage Loan OriginatorApr 1st, 2022 - Feb 28th, 2025
- PrimeLending - Branch ManagerMar 3rd, 2025 - Current
Memberships
- NC Banking Commmission
- Raleigh Mortgage Bankers Association
- NC Commissoner of Banks
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Addresses and Serving Areas
Primary Serving Area
Year Started
2009
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 46264
- I-210079 NC Commissoner of Banks
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Achievements
- 25 Million in Production Volume for 2025
- 30 Million Production Volume for 2024
- 100% Closed Loan Ratio/Capture rate for submitted files 2025-2024
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Hobbies
- Golf
- Live Music
- Vinyl Record Collector
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Disclaimer
Restrictions apply. All loans subject to credit approval. Borrower may not own other real estate or rely on self-employment to qualify (W-2 or verified fixed income only). Limited to conventional/conforming loan for purchase of primary residence with a 20% down payment. Must submit application and required documentation via online application portal and integrated resources and receive approve/eligible or accept from automated underwriting system. Refinance, investment, VA, FHA, USDA, jumbo, bond, down payment assistance programs, renovation, construction, and brokered out loans are not eligible. Will be subject to property meeting investor requirements. Eligible applications submitted after 1pm local time or on a weekend or company holiday will be deemed submitted the next business day. Unforeseen circumstances excuses lender’s performance. Effective for applications after 11/3/23. Rates, fees, and offer terms subject to change. See https://www.primelending.com/legal-disclosures/1day-advantedge-terms-and-conditions for full details.