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Jeff Miltenberger at NFM Lending
Branch Manager | NMLS# 108278

With 100 years of combined experience in mortgage lending, my team and I have seen it all. The one thing that continues to motivate me in this business is working with clients and helping them achieve their goals of home ownership. We’ve wo... Show More
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Jeff Miltenberger at NFM Lending has received a review with 5 star rating from Kyle F
I was referred to Jeff and the team at Guild by my agent. He spoke very highly of their abilities and told me to give them a call. Right away I felt welcome and felt like my loan was very important to them. We hand delivered our required documents...
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I was referred to Jeff and the team at Guild by my agent. He spoke very highly of their abilities and told me to give them a call. Right away I felt welcome and felt like my loan was very important to them. We hand delivered our required documents...
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Fantastic experience from top to bottom. They were very fast to respond to any questions I had and we were able to close in less than 21 days!
Being new as an first time home buyer, in the Seattle market was extremely difficult. However, Jeff and his team were so helpful, patient and knowledgeable, especially with my family choosing to use our military benefits to purchase a home....
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Being new as an first time home buyer, in the Seattle market was extremely difficult. However, Jeff and his team were so helpful, patient and knowledgeable, especially with my family choosing to use our military benefits to purchase a home....
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This was my first home purchase and I was wary of the home mortgage process. However, Jeff and his amazing team walked me through the process with kindness and compassion. His team always responded to me emails promptly and were easily accessible...
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Excellent experience By far the easiest refi I have ever done
From start to finish Jeff and his team of experts walked me through the lending process. I ended up with a lovely home and can honestly say it was a pleasure. They explained each step and kept me from worrying.
Jeff, Karine and Skye all worked to get me a great refi package. The timely communication let me understand each step and stay calm. The whole experience made me a customer for life.
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About
With 100 years of combined experience in mortgage lending, my team and I have seen it all. The one thing that continues to motivate me in this business is working with clients and helping them achieve their goals of home ownership. We’ve worked with thousands of clients over the years, and each one is unique. Whether you are a first time home buyer or an experienced homeowner, your experience is super important to us. We’ve found that no matter your background, knowledge is the key to a successful home buying experience. We have created a team and process that is second to none, all with you in mind.
I want to thank you for your trust and I look forward to working with you for the first, second, or 15th time!
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Construction Loan
Fixed Rate Mortgages
Adjustable Rate Mortgages
Specialities
VA Loans
FHA Loans
Cash Out Refinances
Down Payment Assistance Programs
Unique Income
Credit Repair Assistance
Long Term Home Ownership Planning
RSU Income
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1994
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS# 108278
Awards
CEO Club - NFM Len...
Scotsman Guide Top...
Achievements
- #1 Dad
- Scotsman Guide Top Producer
- Top Lender at NFM Lending
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Hobbies
- Boating
- Visiting Daughters at College
- Team Dinners
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Disclaimer
NFM Lending, LLC does business as NFM Lending. NFM Lending, LLC’s Nationwide Mortgage Licensing System (NMLS) Company Identifier Number is 2893 (https://www.nmlsconsumeraccess.org) For additional licensing information, please visit: https://www.nfmlending.com/licensing/. NFM Lending, LLC is not affiliated with, or an agent or division of, a governmental agency or a depository institution. Copyright © 2026.