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Jeff Miltenberger at NFM Lending
Branch Manager | NMLS# 108278

With 100 years of combined experience in mortgage lending, my team and I have seen it all. The one thing that continues to motivate me in this business is working with clients and helping them achieve their goals of home ownership. We’ve wo... Show More
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Reviews from Web
Thank you Jeff, Karise and Johnny for making this process a wonderful one. We were in good hands from the start. We appreciate your dedication to closing as quickly as possible. We also appreciate the great communication and for answering our...
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Thank you Jeff, Karise and Johnny for making this process a wonderful one. We were in good hands from the start. We appreciate your dedication to closing as quickly as possible. We also appreciate the great communication and for answering our...
read more
Reply from Owner
February 3rd, 2020 12:00 AM
I loved the card from your kids! I am glad they enjoyed the book we sent!
Helped me consolidate my debt to qualify for a loan that I would never have received without his financial advice. Jeff was there through my whole process without fail
Helped me consolidate my debt to qualify for a loan that I would never have received without his financial advice. Jeff was there through my whole process without fail
Reply from Owner
October 31st, 2018 12:00 AM
Thanks so much for the kinds words Alison! We enjoyed working with you as well! Congrats again on your new home!
The Guild mortgage team exceeded all of my expectations; Everyone worked diligently and professionally and I was preapproved and closed in a little over a month. Jeff, Danan, Gelisa, and Karise and the rest of the team, YOU ROCK!!!
The Guild mortgage team exceeded all of my expectations; Everyone worked diligently and professionally and I was preapproved and closed in a little over a month. Jeff, Danan, Gelisa, and Karise and the rest of the team, YOU ROCK!!!
The entire Guild Mortgage team is extremely knowledgeable and responsive. When you’re making a purchase as big as a house, you really want the transaction to be in the hands of experts, and everyone over there - from Jeff to Gelisa to Karise...
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The entire Guild Mortgage team is extremely knowledgeable and responsive. When you’re making a purchase as big as a house, you really want the transaction to be in the hands of experts, and everyone over there - from Jeff to Gelisa to Karise...
read more
Customer service was excellent, felt like family and will be useing and recommending Guild Morgage any time the conversation comes about......fallow up was speedy.
The entire Guild Mortgage team is extremely knowledgeable and responsive. When you’re making a purchase as big as a house, you really want the transaction to be in the hands of experts, and everyone over there - from Jeff to Gelisa to Karise...
read more
Reply from Owner
October 12th, 2018 12:00 AM
Thanks for the kind words Karl! We enjoyed working with you as well! Congrats on your new home!
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About
With 100 years of combined experience in mortgage lending, my team and I have seen it all. The one thing that continues to motivate me in this business is working with clients and helping them achieve their goals of home ownership. We’ve worked with thousands of clients over the years, and each one is unique. Whether you are a first time home buyer or an experienced homeowner, your experience is super important to us. We’ve found that no matter your background, knowledge is the key to a successful home buying experience. We have created a team and process that is second to none, all with you in mind.
I want to thank you for your trust and I look forward to working with you for the first, second, or 15th time!
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Construction Loan
Fixed Rate Mortgages
Adjustable Rate Mortgages
Specialities
VA Loans
FHA Loans
Cash Out Refinances
Down Payment Assistance Programs
Unique Income
Credit Repair Assistance
Long Term Home Ownership Planning
RSU Income
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1994
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS# 108278
Awards
CEO Club - NFM Len...
Scotsman Guide Top...
Achievements
- #1 Dad
- Scotsman Guide Top Producer
- Top Lender at NFM Lending
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Hobbies
- Boating
- Visiting Daughters at College
- Team Dinners
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Disclaimer
NFM Lending, LLC does business as NFM Lending. NFM Lending, LLC’s Nationwide Mortgage Licensing System (NMLS) Company Identifier Number is 2893 (https://www.nmlsconsumeraccess.org) For additional licensing information, please visit: https://www.nfmlending.com/licensing/. NFM Lending, LLC is not affiliated with, or an agent or division of, a governmental agency or a depository institution. Copyright © 2026.