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Jeff Miltenberger at NFM Lending
Branch Manager | NMLS# 108278

With 100 years of combined experience in mortgage lending, my team and I have seen it all. The one thing that continues to motivate me in this business is working with clients and helping them achieve their goals of home ownership. We’ve wo... Show More
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We worked with Jeff and Joanne. During the process they made the status known of what was pending from other parties and from us as buyers to make the close as smooth and seamless and possible. The twice/week updates were very helpful in easing...
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Jeff and his team were fantastic in communicating and keeping me updated. We received weekly updates letting us know we were on track and they were available for any questions. Would highly recommend.
Amazing team work, and honest! Closed the house within 10 days.
Absolutely I refer this company to all!
Miss it not.
NFM was very helpful and courteous. They tried to move everything along is a smoothly and quickly.
Excellent
Super quick turnaround - thank you!
First time but have used Jeff for our loans for years!
The process was seamless and I always felt close attention was being paid to my loan. The team was incredibly communicative, helpful, patient and knowledgeable. They provided regularly updates and were always available to take my calls and...
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This is the second time I've worked with Jeff and his team and both times the process could not have been smoother. Great communication throughout the process, great rates and a quick closing.
Jeff and his team go above and beyond expectation with every aspect of your loan, this is our second mortgage with his team and wouldn't dream of going elsewhere.
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About
With 100 years of combined experience in mortgage lending, my team and I have seen it all. The one thing that continues to motivate me in this business is working with clients and helping them achieve their goals of home ownership. We’ve worked with thousands of clients over the years, and each one is unique. Whether you are a first time home buyer or an experienced homeowner, your experience is super important to us. We’ve found that no matter your background, knowledge is the key to a successful home buying experience. We have created a team and process that is second to none, all with you in mind.
I want to thank you for your trust and I look forward to working with you for the first, second, or 15th time!
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Construction Loan
Fixed Rate Mortgages
Adjustable Rate Mortgages
Specialities
VA Loans
FHA Loans
Cash Out Refinances
Down Payment Assistance Programs
Unique Income
Credit Repair Assistance
Long Term Home Ownership Planning
RSU Income
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1994
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS# 108278
Awards
CEO Club - NFM Len...
Scotsman Guide Top...
Achievements
- #1 Dad
- Scotsman Guide Top Producer
- Top Lender at NFM Lending
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Hobbies
- Boating
- Visiting Daughters at College
- Team Dinners
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Disclaimer
NFM Lending, LLC does business as NFM Lending. NFM Lending, LLC’s Nationwide Mortgage Licensing System (NMLS) Company Identifier Number is 2893 (https://www.nmlsconsumeraccess.org) For additional licensing information, please visit: https://www.nfmlending.com/licensing/. NFM Lending, LLC is not affiliated with, or an agent or division of, a governmental agency or a depository institution. Copyright © 2026.