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Jeff Miltenberger at NFM Lending
Branch Manager | NMLS# 108278

With 100 years of combined experience in mortgage lending, my team and I have seen it all. The one thing that continues to motivate me in this business is working with clients and helping them achieve their goals of home ownership. We’ve wo... Show More
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Reviews from Web
I appreciate the fact that all of you were very consistent in giving updates throughout the whole process. It made the process less stressful. Thanks so much!
Smooth, quick, and professional. Overall an outstanding experience. Best team ever to have doing a refinance. Keep up the exceptional work.
They kept me informed of each step and answered all my questions promptly and respectfully. They also spoke to me with authority without condescension, which is very important to me because I needed extra hand-holding. I would follow Jeff's...
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As always a stellar experience! Thank you all so much for making the process so easy and pleasant!
Great experience, very informative.
I love the proactive communication from everyone at NFM.
They knew exactly what they were doing from day one. Never had to figure anything out on my own, and kept me up with updates and information. The entire process was smooth, and flawless.
Fast, easy and efficient! Couldn’t be happier!
Our entire experience was absolutely flawless! It’s our first home and Jeff and the NFM team made the entire process very easy for us. I would highly recommend!
We were advised to include NFM as one of the companies we were considering because my son, who is also self-employed, has used their services and had a positive experience each time. There were some frustrations during the process, but they...
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About
With 100 years of combined experience in mortgage lending, my team and I have seen it all. The one thing that continues to motivate me in this business is working with clients and helping them achieve their goals of home ownership. We’ve worked with thousands of clients over the years, and each one is unique. Whether you are a first time home buyer or an experienced homeowner, your experience is super important to us. We’ve found that no matter your background, knowledge is the key to a successful home buying experience. We have created a team and process that is second to none, all with you in mind.
I want to thank you for your trust and I look forward to working with you for the first, second, or 15th time!
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Construction Loan
Fixed Rate Mortgages
Adjustable Rate Mortgages
Specialities
VA Loans
FHA Loans
Cash Out Refinances
Down Payment Assistance Programs
Unique Income
Credit Repair Assistance
Long Term Home Ownership Planning
RSU Income
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1994
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS# 108278
Awards
CEO Club - NFM Len...
Scotsman Guide Top...
Achievements
- #1 Dad
- Scotsman Guide Top Producer
- Top Lender at NFM Lending
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Hobbies
- Boating
- Visiting Daughters at College
- Team Dinners
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Disclaimer
NFM Lending, LLC does business as NFM Lending. NFM Lending, LLC’s Nationwide Mortgage Licensing System (NMLS) Company Identifier Number is 2893 (https://www.nmlsconsumeraccess.org) For additional licensing information, please visit: https://www.nfmlending.com/licensing/. NFM Lending, LLC is not affiliated with, or an agent or division of, a governmental agency or a depository institution. Copyright © 2026.