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Jeff Miltenberger at NFM Lending
Branch Manager | NMLS# 108278

With 100 years of combined experience in mortgage lending, my team and I have seen it all. The one thing that continues to motivate me in this business is working with clients and helping them achieve their goals of home ownership. We’ve wo... Show More
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Reviews from Web
Jeff and his team were great as usual. We will use them again!
Chase and Karise were great to work with - both were very responsive when I had questions, and I felt well taken care of.
NFM lending was super professional, and had no delay's all the way to closing. Very happy and would go with them again in future.
Jeff and his team are very prompt and efficient. They work diligently and quickly to resolve any issues, questions, or concerns. They don't shy away from unique situations. I work on a real estate team and we have seen close to it all, and...
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Jeff was simply awesome. He didn't sugar coat a thing and I very much appreciated that about him! He told us what we needed to do in order of importance! He went to lengths to get us the best loan we could get! Closing became very complicated...
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Nfm lending was great to work with. They were clear and patient with any questions, they were very specific in what they needed from us and provided information in a very timely manner.
His team was courteous, prompt, professional and always communicative.
Always nice working with Jeff. His knowledge and expertise makes the process painless.
Joanne is the best!
Very pleasant professional staff. I could not give a higher rating. Very much appreciated
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About
With 100 years of combined experience in mortgage lending, my team and I have seen it all. The one thing that continues to motivate me in this business is working with clients and helping them achieve their goals of home ownership. We’ve worked with thousands of clients over the years, and each one is unique. Whether you are a first time home buyer or an experienced homeowner, your experience is super important to us. We’ve found that no matter your background, knowledge is the key to a successful home buying experience. We have created a team and process that is second to none, all with you in mind.
I want to thank you for your trust and I look forward to working with you for the first, second, or 15th time!
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Construction Loan
Fixed Rate Mortgages
Adjustable Rate Mortgages
Specialities
VA Loans
FHA Loans
Cash Out Refinances
Down Payment Assistance Programs
Unique Income
Credit Repair Assistance
Long Term Home Ownership Planning
RSU Income
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1994
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS# 108278
Awards
CEO Club - NFM Len...
Scotsman Guide Top...
Achievements
- #1 Dad
- Scotsman Guide Top Producer
- Top Lender at NFM Lending
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Hobbies
- Boating
- Visiting Daughters at College
- Team Dinners
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Disclaimer
NFM Lending, LLC does business as NFM Lending. NFM Lending, LLC’s Nationwide Mortgage Licensing System (NMLS) Company Identifier Number is 2893 (https://www.nmlsconsumeraccess.org) For additional licensing information, please visit: https://www.nfmlending.com/licensing/. NFM Lending, LLC is not affiliated with, or an agent or division of, a governmental agency or a depository institution. Copyright © 2026.