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Jeff Miltenberger at NFM Lending
Branch Manager | NMLS# 108278

With 100 years of combined experience in mortgage lending, my team and I have seen it all. The one thing that continues to motivate me in this business is working with clients and helping them achieve their goals of home ownership. We’ve wo... Show More
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This is my second personal home loan that I have achieved through Jeff and his team. I have also completed a refinance through his team. Each experience is the same: AMAZING. They work hard and problem solve on the fly, they have excellent...
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We appreciate everything everyone from your team did to help us accomplish our home purchase. Overall, everything was wonderful and everyone was really responsive whenever we had questions and team members were open to multiple forms of communication...
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Great help throughout the process.
Everyone we worked with were very professional, knowledgeable, and prompt. The entire process was clear and straightforward. Super easy process.
From start to finish, Jeff and his team had our best interests in mind. The process was seamless and we cruised through it all with absolutely no issues whatsoever.
Worked fast. Provided great communication and explanation throughout the loan process. Jeff responded to my questions in timely manner.
Closing cost miscalculation caused some heartburn but other then that Jeff and Nathan were great to work with and I would recommend anyone to start with them but really hone in on the closing cost aspect and make sure you’re not going to get...
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I appreciated the communication that they offered and even the kind professionalism. They were very pleasant and quickly available. The whole team was very friendly. There were a few times that assumptions cost me my ability to get a house...
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Great experience. Everyone was available and able to answer all of my questions.
Thank you very much Jeff with your team. The all process from beginning to the end went very well.
looking forward to do business with you again!
Caroline Nyagaki
291–300 of 751
About
With 100 years of combined experience in mortgage lending, my team and I have seen it all. The one thing that continues to motivate me in this business is working with clients and helping them achieve their goals of home ownership. We’ve worked with thousands of clients over the years, and each one is unique. Whether you are a first time home buyer or an experienced homeowner, your experience is super important to us. We’ve found that no matter your background, knowledge is the key to a successful home buying experience. We have created a team and process that is second to none, all with you in mind.
I want to thank you for your trust and I look forward to working with you for the first, second, or 15th time!
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Construction Loan
Fixed Rate Mortgages
Adjustable Rate Mortgages
Specialities
VA Loans
FHA Loans
Cash Out Refinances
Down Payment Assistance Programs
Unique Income
Credit Repair Assistance
Long Term Home Ownership Planning
RSU Income
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1994
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS# 108278
Awards
CEO Club - NFM Len...
Scotsman Guide Top...
Achievements
- #1 Dad
- Scotsman Guide Top Producer
- Top Lender at NFM Lending
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Hobbies
- Boating
- Visiting Daughters at College
- Team Dinners
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Disclaimer
NFM Lending, LLC does business as NFM Lending. NFM Lending, LLC’s Nationwide Mortgage Licensing System (NMLS) Company Identifier Number is 2893 (https://www.nmlsconsumeraccess.org) For additional licensing information, please visit: https://www.nfmlending.com/licensing/. NFM Lending, LLC is not affiliated with, or an agent or division of, a governmental agency or a depository institution. Copyright © 2026.