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Jeff Miltenberger at NFM Lending
Branch Manager | NMLS# 108278

With 100 years of combined experience in mortgage lending, my team and I have seen it all. The one thing that continues to motivate me in this business is working with clients and helping them achieve their goals of home ownership. We’ve wo... Show More
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Reviews from Web
5 Stars for this amazing team as always! Their love of going above and beyond is unparalleled! It truly is such a pleasure working with them. We have used them personally on multiple occasions and each time it has been an amazing experience....
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Reply from Owner
July 23rd, 2022 03:47 PM
Thanks Luke! I appreciate your trust and partnership over the years. Working and knowing you and Lana and your family have been amazing. I look forward to many more years of friendship and partnership. Enjoy your new place in Florida!
Have been using Jeff for years. Love working with the Miltenberger Team! They are always on point, professional, easy to work with.
Reply from Owner
July 23rd, 2022 03:48 PM
Thanks so much for the kind words, Megan. I always enjoy working with you as well. Looking forward to working with you on your next investment! Lets build that empire!
Thank you all for working so hard to get the best deal on a mortgage.
Reply from Owner
July 23rd, 2022 03:51 PM
Thank you for the kind words Greg! The team enjoyed working with you as well! Thank you for your service. I appreciate you protecting our freedoms - thank you for what you do for our country! Congrats on your new home too! :)
It was an overall great experience! They were very helpful throughout the whole process and was always available for questions. Everyone was awesome!
A confirmation that the closing had gone threw was all that was really lacking.
It was such a great experience working with you Jeff and Karise. Absolutely incredible customer care and how quickly smooth you all made the process happen. Great experience working with you.
We would not have gotten through this home buying process without Jeff and his team. Their availability and expertise ensure we always know where we are in the process, what that means, and what steps we can take to make the best decision.
Reply from Owner
May 10th, 2022 03:23 AM
Thanks so much Monica! It was awesome working with you as well! Hopefully we will be talking again in the future! :)
Thanks for getting us closed on time! Everyone was very easy to work with. Very much appreciated the status email every Friday!
NFM Lending made the entire process easy & convenient, NFM team was always there for me to answer any question about the loan, escrow & housing market, Julie Fleming helped crunched numbers few times in the beginning and Joanne Daniels helped...
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Excellent communication, smooth process, easy to get in touch with, and answered all of my questions along the way. They go above and beyond and make the process as easy as possible.
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About
With 100 years of combined experience in mortgage lending, my team and I have seen it all. The one thing that continues to motivate me in this business is working with clients and helping them achieve their goals of home ownership. We’ve worked with thousands of clients over the years, and each one is unique. Whether you are a first time home buyer or an experienced homeowner, your experience is super important to us. We’ve found that no matter your background, knowledge is the key to a successful home buying experience. We have created a team and process that is second to none, all with you in mind.
I want to thank you for your trust and I look forward to working with you for the first, second, or 15th time!
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Construction Loan
Fixed Rate Mortgages
Adjustable Rate Mortgages
Specialities
VA Loans
FHA Loans
Cash Out Refinances
Down Payment Assistance Programs
Unique Income
Credit Repair Assistance
Long Term Home Ownership Planning
RSU Income
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1994
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS# 108278
Awards
CEO Club - NFM Len...
Scotsman Guide Top...
Achievements
- #1 Dad
- Scotsman Guide Top Producer
- Top Lender at NFM Lending
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Hobbies
- Boating
- Visiting Daughters at College
- Team Dinners
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Disclaimer
NFM Lending, LLC does business as NFM Lending. NFM Lending, LLC’s Nationwide Mortgage Licensing System (NMLS) Company Identifier Number is 2893 (https://www.nmlsconsumeraccess.org) For additional licensing information, please visit: https://www.nfmlending.com/licensing/. NFM Lending, LLC is not affiliated with, or an agent or division of, a governmental agency or a depository institution. Copyright © 2026.