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Jeff Miltenberger at NFM Lending
Branch Manager | NMLS# 108278

With 100 years of combined experience in mortgage lending, my team and I have seen it all. The one thing that continues to motivate me in this business is working with clients and helping them achieve their goals of home ownership. We’ve wo... Show More
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Reviews from Web
Jeff and his team did a great job working on my multiple complex refinance mortgages. Great communication and diligence getting everything done.
Jeff was very knowledgeable and easy to work with. Explained everything and made sure I understood every step of the way with his team.
Round 2 done, let's keep the ball rolling!
Communication was prompt. Clear instructions and follow-up by the team made sure the transaction closed on time. Any questions we had were also promptly addressed.
As first time homebuyers, we were very unsure about the process and what steps needed to be taken. From the very first virtual call with Jeff we felt immediately more relaxed and trusting of him & the team that would soon be helping us out....
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All of the staff were very professional and friendly. Karise was professional, knowledgeable, kind, and very patient with me. She obviously cared about me as a person and not just as a customer for her business.
NFM lending is the best mortgage company in the market,they don’t know how to say NO best person to work with Karise Buell ,very patient and energetic person, very knowledgeable
Always prompt to answer any questions and provide relevant suggestions
Overall the experience was great. There were a couple occasions I tried to contact my loan contact person and they were difficult to get ahold or receive a timely response.
We lost confidence in our previous lender, which was clearly having issues with their underwriter and not updating us or answering our questions during that time. Our experience with NFM Lending was the complete opposite--they got us into a...
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About
With 100 years of combined experience in mortgage lending, my team and I have seen it all. The one thing that continues to motivate me in this business is working with clients and helping them achieve their goals of home ownership. We’ve worked with thousands of clients over the years, and each one is unique. Whether you are a first time home buyer or an experienced homeowner, your experience is super important to us. We’ve found that no matter your background, knowledge is the key to a successful home buying experience. We have created a team and process that is second to none, all with you in mind.
I want to thank you for your trust and I look forward to working with you for the first, second, or 15th time!
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Construction Loan
Fixed Rate Mortgages
Adjustable Rate Mortgages
Specialities
VA Loans
FHA Loans
Cash Out Refinances
Down Payment Assistance Programs
Unique Income
Credit Repair Assistance
Long Term Home Ownership Planning
RSU Income
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1994
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS# 108278
Awards
CEO Club - NFM Len...
Scotsman Guide Top...
Achievements
- #1 Dad
- Scotsman Guide Top Producer
- Top Lender at NFM Lending
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Hobbies
- Boating
- Visiting Daughters at College
- Team Dinners
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Disclaimer
NFM Lending, LLC does business as NFM Lending. NFM Lending, LLC’s Nationwide Mortgage Licensing System (NMLS) Company Identifier Number is 2893 (https://www.nmlsconsumeraccess.org) For additional licensing information, please visit: https://www.nfmlending.com/licensing/. NFM Lending, LLC is not affiliated with, or an agent or division of, a governmental agency or a depository institution. Copyright © 2026.