Top 5%
Jeff Gaccione
Loan Officer | NMLS 20461
Jeff Gaccione (NMLS #20461) is a highly experienced Mortgage Loan Officer with Embrace Home Loans, helping homebuyers, homeowners, real estate investors, and referral partners find the right mortgage solutions for more than 25 years.
A Rho... Show More
Location & Business Hours
Business Hours
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
Sat
closed
View All days
Search Reviews
Search
Write a Review
Overall Ratings
Filter by Date
Range
Filter by Rating
Reviews from Web
Jeff is a great guy and very patient. The experience itself was not great, but he was always available and responsive.
Reply from Jeff Gaccione
May 30th, 2025 03:13 PM
Anne, I appreciate your kind words about my patience and responsiveness during your experience. I'm sorry to hear that the overall process was not as smooth as you expected. I value your feedback and am committed to improving the experience...
read more
Jeff is always a pleasure to work with. He makes the process easy. He answers all of my questions and calls in a timely manner and he always makes himself available whenever I need his assistance.
Reply from Jeff Gaccione
May 26th, 2025 10:44 PM
Hi Marjorie, I'm thrilled to hear that your experience with the cash-out refinance process was made easy. It was a pleasure assisting you, and I'm glad I could answer all your questions and be available when needed. Thank you for your kind...
read more
Jeff was always available for my wife and I no matter the time..He explained everything to detail to make it easier for us..We Love our new home. Looki g forward to working with him again. Thanks
Reply from Jeff Gaccione
April 23rd, 2025 08:35 PM
I'm thrilled to hear that you and your wife had a positive experience. It was a pleasure assisting you both in the home purchase process. I'm delighted that you're enjoying your new home and look forward to the opportunity to work with you...
read more
Jeff was always available for me to answer any questions. This is my first house . He was so awesome..10 thumbs up to him
Reply from Jeff Gaccione
April 22nd, 2025 07:21 PM
I'm thrilled to hear that you had such a positive experience during your first home purchase. It was a pleasure to assist you, and I'm glad I could be there to answer your questions. Thank you for your kind words and your enthusiastic support....
read more
Jeff was very helpful throughout the whole process.
Reply from Jeff Gaccione
April 20th, 2025 04:38 PM
I'm thrilled to hear that you found the process helpful, Leslie. It was a pleasure assisting you with your purchase. Thank you for working with me and congratulations on your new home!
Jeff was very helpful and informative
Reply from Jeff Gaccione
April 20th, 2025 04:39 PM
I'm glad to hear that you found my assistance helpful and informative during your home purchase process. It was a pleasure working with you, Michael, and thank you for working with us!
Jeff did a great job qualifying and preparing the buyer for the transaction. He sailed through underwriting and there were no "surprises". Communication was also very good with Jeff.
Reply from Jeff Gaccione
April 1st, 2025 02:40 PM
I'm glad to hear that you had a smooth experience with the transaction and that the communication met your expectations Joe! It was a pleasure assisting you and our client with the process. Looking forward to the next one!
Everything was perfect, speedy, and friendly!
Reply from Jeff Gaccione
March 19th, 2025 05:35 PM
Mark, thank you so much for your kind words! I'm thrilled to hear that you had a great experience with us! It was a pleasure working with you on your home purchase. If you ever need anything in the future, feel free to reach out. Enjoy your...
read more
Jeff is wonderful. I refer all my buyers over to him , when possible Thank you Jeff for another Seamless transaction!! -Holly Sullivan, Idaho Realtor
Reply from Jeff Gaccione
March 17th, 2025 03:54 PM
Thank you so much, Holly! I'm thrilled to hear that you're happy with the service. It's always a pleasure working with you and your clients to ensure everything goes smoothly. Your referrals mean a lot to me, and I look forward to continuing...
read more
Jeff made the entire process easy, answering all of our questions along the way! Highly satisfied!!
Reply from Jeff Gaccione
March 13th, 2025 03:54 PM
Amber, thank you so much for your kind words! I'm thrilled to hear that you found the process easy and that I could answer all your questions. It was a pleasure working with you and Joe on your cash-out refinance. If you ever need anything...
read more
61–70 of 507
About
Jeff Gaccione (NMLS #20461) is a highly experienced Mortgage Loan Officer with Embrace Home Loans, helping homebuyers, homeowners, real estate investors, and referral partners find the right mortgage solutions for more than 25 years.
A Rhode Island native with deep roots in the local community, Jeff specializes in helping clients throughout Rhode Island, Massachusetts, Connecticut, and numerous other states. His experience covers everything from first-time homebuyer programs, conventional, FHA and VA loans to refinancing, investment property financing, DSCR loans, and other non-traditional mortgage solutions.
Jeff takes a consultative approach to mortgage lending. Rather than simply quoting a rate or offering a one-size-fits-all loan, he works to understand each client's goals, identify potential obstacles, and develop a financing strategy that makes sense for both today and the future.
Whether you're buying your first home, moving up, relocating, purchasing an investment property, refinancing, or dealing with a more complicated financing scenario, Jeff's goal is simple: provide clear answers, strong communication, creative solutions, and a smooth path to closing.
Ready to explore your options? Contact Jeff today to discuss your mortgage goals or get started with a pre-approval.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
Non-QM
DSCR Loans
1099 Income Loans
Specialities
Purchase, Refinance, and Equity Based Home Loan Solutions.
Conventional, FHA, VA, USDA, DSCR, Fix & Flip, purchase lending, Refinance lending, HELOC's.
Residential Lending
Search Rank ScoreLearn More →
What is the Search Rank Score®?
Experience.com’s Search Rank Score measures a professional’s online search visibility across hundreds of key SEO attributes.
Positions
- Embrace Home Loans - Senior Loan Officer | Sales Manager | NMLS # 20461Nov 1st, 2001 - Current
Memberships
- SRI Chamber of Commerce Member
- Trust Networking East Greenwich Facilitator
- RIMSBL Hall of Fame (2024)
View All
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2001
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS 20461
Gallery
Videos
Awards
30 Million Club-20...
Achievements
- 10 x President Club Recipient
Hobbies
- Baseball
- Gym
- Family
View All
Disclaimer
Embrace Home Loans, LLC. is an Equal Housing Lender
Embrace Home Loans, LLC. | NMLS ID # 2184
25 Enterprise Center | Middletown, RI 02842 | Toll Free: 833-242-5820
©2024 All Rights Reserved
NMLS Consumer Access: http://www.nmlsconsumeraccess.org
Licensing | Privacy | Contact Us
Embrace Home Loans, Inc. NMLS ID # 2184 is licensed in AL, AZ (Lic.#BK-0906375), AR, CA Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act, CO (Lic.#096162) Regulated by the Division of Real Estate, CT, Licensed by the Delaware State Bank Commissioner to engage in business in Delaware (Lic.#7317, Exp.12/31/2017), DC, FL, GA (Lic.#12848), ID, Illinois Residential Mortgage Licensee, IN, IA, KS, Supervised Lender Licensee (#SL0000625), KY, LA, ME, MD, MA Mortgage Lender & Mortgage Broker (Lic.#MC2184), MI, MN, Mississippi Licensed Mortgage Company, MO, NE, Licensed by the New Hampshire Banking Department, Licensed by the New Jersey Department of Banking and Insurance, NM, NY Licensed Mortgage Banker - NYS Department of Financial Services, NC, ND, OH, OK, OR (Lic.#ML322), PA, Rhode Island Licensed Mortgage Lender and Mortgage Broker, SC, SD, TN, TX, UT, VA, WA, WV, WI.