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Jeff Gaccione

Name: Embrace Home Loans
Address: 620 Main St Unit 1, East Greenwich, Rhode Island, 02818
Telephone: +1-401-419-6734
Rating: 4.93

Loan Officer | NMLS 20461

Embrace Home Loans - East Greenwich, RI

4.93

(507)

Mortgage

Mortgage Loan Officer

Contact Info

(401) 344-3348

(401)851-5641

East Greenwich, RI

https://www.embracehomeloans.com/location/rhode-island/middletown/jeff-gaccione

Location & Business Hours

Business Hours

Thu

9 AM to 5 PM

Fri

9 AM to 5 PM

Sat

closed

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4.93

(507)

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4.92

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5.0

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Jeff made our loan searching process easier and answered all our questions in a timely manner. I will recommend Jeff to anyone .

Reply from Jeff Gaccione

August 4th, 2025 04:01 PM

Thank you, Theresa, for taking the time to share your experience. I'm really glad to know that I could make the loan search easier for you and answer all your questions promptly. It's always my aim to ensure things go smoothly and that you're...

Jeff is passionate about helping his clients in all scenarios, first time home purchases, refi’s, even helping clients use their equity to help build wealth. Incredibly knowledgeable and a friendly demeanor. Excellent all around.

Reply from Owner

January 9th, 2026 09:52 AM

Thanks so much for the kind words! I really appreciate you taking the time to leave this. I truly enjoy helping people in all stages of the homeownership journey—whether it's buying your first place, refinancing, or finding smart ways to use...

Jeff, provides excellent service and advice. He stands out amongst all the rest because he actually cares for his client.

Reply from Owner

January 9th, 2026 09:52 AM

Really appreciate the feedback. I take a lot of pride in helping first-time buyers feel confident and supported every step of the way. It makes a huge difference when everyone on the team is pulling in the same direction—you made it easy.

Working with Jeff was an absolute game-changer on these two recent first-time homebuyer deals in Warwick, RI! His deep knowledge of FHA loans, high levels of communication, and calm, confident guidance made the process smooth and stress-free...

Reply from Owner

January 9th, 2026 09:52 AM

Thanks so much for that! Those two first-time buyer deals in Warwick and West Warwick were great examples of how communication and a clear game plan can make all the difference. I always appreciate working with professionals who value the client...

Great communication, wonderful personality . Very knowledgeable.

Reply from Jeff Gaccione

July 29th, 2025 02:41 PM

Thank you, George, for your kind words. I'm glad to hear you appreciated the communication and found my support helpful during your home buying process. It's always rewarding to share my knowledge and work with great clients like you. If you...

Jeff did a great job guiding me through this process. I chose Embrace after Jeff helped us with our last mortgage.

Reply from Jeff Gaccione

July 21st, 2025 03:37 PM

I'm really glad to hear that you felt guided throughout the process with your home loan purchase, Janay. It's wonderful to know that you chose me again based on our past experience together. If you ever have more questions or need assistance...

Jeff and his team were a pleasure to work with. I highly recommend them to anyone looking to buy a home.

Reply from Jeff Gaccione

July 6th, 2025 09:33 PM

Kevin, Allarie, and family, I'm thrilled to hear that you had a positive experience with our team during your home purchase. It was a pleasure working with you, and I greatly appreciate your recommendation.

Jeff made the experience great.

Reply from Jeff Gaccione

July 6th, 2025 09:34 PM

I'm thrilled to hear that you had a great experience with your cash-out refinance. It was a pleasure assisting you, and I appreciate your kind words. Thank you for always contacting me when you're considering financing options.

. Jeff helped. More than just a broker. He was understanding and patient and knew how to calm the most stressful event in someone's life.

Reply from Jeff Gaccione

June 13th, 2025 03:02 PM

Julie, I'm delighted to hear that I could provide a supportive and calming experience during your home purchase process. It was a pleasure assisting you, and I appreciate your kind words. Thank you for trusting me with such an important milestone....

I felt like a had a partner working towards the same goals.

Reply from Jeff Gaccione

June 13th, 2025 03:02 PM

I'm thrilled to hear that you felt supported throughout your home purchase process Scott. It was my pleasure to work alongside you, and I'm glad we could work towards your goals together. If you have any further questions or need assistance,...

51–60 of 507

About

Jeff Gaccione (NMLS #20461) is a highly experienced Mortgage Loan Officer with Embrace Home Loans, helping homebuyers, homeowners, real estate investors, and referral partners find the right mortgage solutions for more than 25 years. A Rhode Island native with deep roots in the local community, Jeff specializes in helping clients throughout Rhode Island, Massachusetts, Connecticut, and numerous other states. His experience covers everything from first-time homebuyer programs, conventional, FHA and VA loans to refinancing, investment property financing, DSCR loans, and other non-traditional mortgage solutions. Jeff takes a consultative approach to mortgage lending. Rather than simply quoting a rate or offering a one-size-fits-all loan, he works to understand each client's goals, identify potential obstacles, and develop a financing strategy that makes sense for both today and the future. Whether you're buying your first home, moving up, relocating, purchasing an investment property, refinancing, or dealing with a more complicated financing scenario, Jeff's goal is simple: provide clear answers, strong communication, creative solutions, and a smooth path to closing. Ready to explore your options? Contact Jeff today to discuss your mortgage goals or get started with a pre-approval.

Products & Services

Mortgage Loan Officer

FHA Home Loan

VA Home Loan

Jumbo Home Loan

Down Payment Assistance

Conventional Home Loan

Mortgage Refinance

Non-QM

DSCR Loans

1099 Income Loans

Specialities

Purchase, Refinance, and Equity Based Home Loan Solutions.

Conventional, FHA, VA, USDA, DSCR, Fix & Flip, purchase lending, Refinance lending, HELOC's.

Residential Lending

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Positions

Embrace Home Loans - Senior Loan Officer | Sales Manager | NMLS # 20461
Nov 1st, 2001 - Current

Memberships

SRI Chamber of Commerce Member
Trust Networking East Greenwich Facilitator
RIMSBL Hall of Fame (2024)

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Addresses and Serving Areas

Primary Serving Area

East Greenwich, RI 02818

Other Serving Areas

North Kingstown, RI 02852

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Year Started

2001

Time Zone

Eastern Standard Time (EST)

Licenses

NMLS 20461

Gallery

Videos

Awards

30 Million Club-20...

Achievements

10 x President Club Recipient

Hobbies

Baseball
Gym
Family

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Disclaimer

Embrace Home Loans, LLC. is an Equal Housing Lender

Embrace Home Loans, LLC. | NMLS ID # 2184
25 Enterprise Center | Middletown, RI 02842 | Toll Free: 833-242-5820

©2024 All Rights Reserved
NMLS Consumer Access: http://www.nmlsconsumeraccess.org
Licensing | Privacy | Contact Us

Embrace Home Loans, Inc. NMLS ID # 2184 is licensed in AL, AZ (Lic.#BK-0906375), AR, CA Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act, CO (Lic.#096162) Regulated by the Division of Real Estate, CT, Licensed by the Delaware State Bank Commissioner to engage in business in Delaware (Lic.#7317, Exp.12/31/2017), DC, FL, GA (Lic.#12848), ID, Illinois Residential Mortgage Licensee, IN, IA, KS, Supervised Lender Licensee (#SL0000625), KY, LA, ME, MD, MA Mortgage Lender & Mortgage Broker (Lic.#MC2184), MI, MN, Mississippi Licensed Mortgage Company, MO, NE, Licensed by the New Hampshire Banking Department, Licensed by the New Jersey Department of Banking and Insurance, NM, NY Licensed Mortgage Banker - NYS Department of Financial Services, NC, ND, OH, OK, OR (Lic.#ML322), PA, Rhode Island Licensed Mortgage Lender and Mortgage Broker, SC, SD, TN, TX, UT, VA, WA, WV, WI.