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Jeff Gaccione

Name: Embrace Home Loans
Address: 620 Main St Unit 1, East Greenwich, Rhode Island, 02818
Telephone: +1-401-419-6734
Rating: 4.93

Loan Officer | NMLS 20461

Embrace Home Loans - East Greenwich, RI

4.93

(507)

Mortgage

Mortgage Loan Officer

Contact Info

(401) 344-3348

(401)851-5641

East Greenwich, RI

https://www.embracehomeloans.com/location/rhode-island/middletown/jeff-gaccione

Location & Business Hours

Business Hours

Fri

9 AM to 5 PM

Sat

closed

Sun

closed

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4.93

(507)

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Experience.com

4.92

(460)

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5.0

(18)

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5.0

(14)

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Jeff was always ahead of schedule and exellent communicator. This particular client was a relative of mine and I elected to refer her to Jeff for the lending.

Reply from Jeff Gaccione

March 11th, 2025 08:42 PM

Thank you Mike! It was a pleasure working with your relative and I'm glad to hear that you found the process smooth and efficient. Your trust and referral mean a lot, and I’m thrilled that I could help make the home buying experience a positive...

Constant, clear communication and a friendly disposition.

Reply from Jeff Gaccione

March 11th, 2025 07:28 PM

Phil, I'm thrilled to hear that you appreciated the constant and clear communication. It's important to me that every client feels informed and supported throughout the process. Congrats again to you and Kate on your new home!

So easy and fast! Jeff was wonderful to work with.

Reply from Jeff Gaccione

March 10th, 2025 06:30 PM

Thank you so much, Kate! I'm really glad to hear you had a great experience. It was a pleasure working with you, and I'm thrilled that the process felt easy and fast. If you ever need anything in the future, don't hesitate to reach out. Wishing...

Jeff is awesome he does everything very well he gives great advice very helpful always available I believe he is the best in the business he made everything easy fantastic personality anyone and everyone that I meet that is looking to buy a...

Reply from Jeff Gaccione

February 18th, 2025 05:15 PM

Nick, I'm truly grateful for your kind words and thrilled to hear about your positive experience. Helping you purchase your first home was a fantastic journey, and I'm so glad I could be part of it. Knowing you felt supported and confident...

Jeff was great, but I also work with amazing lenders that are local.

Reply from Jeff Gaccione

February 16th, 2025 04:26 PM

Hi Karen, Thank you so much for taking the time to share your experience and for the kind words. I truly appreciate your feedback and understand your preference for working with local lenders. It was a pleasure assisting you on this one, and...

Communications were perfect and responses were always fast

Reply from Jeff Gaccione

February 16th, 2025 12:57 AM

Hi Linda, Thank you so much for taking the time to share your experience. I'm really glad to hear that you found the communication and response times met your expectations. It was a pleasure working with you on your cash-out refinance, and...

Jeff was easy to get a hold of about questions I had. And was very understandable.

Reply from Jeff Gaccione

January 31st, 2025 03:03 PM

Don, thanks so much for the kind words. I'm really glad I was able to answer your questions and make the process clear for you. It's always my goal to make things as understandable and easy as possible for my clients. I appreciate you taking...

Made it easy and simple

Reply from Jeff Gaccione

January 6th, 2025 02:55 AM

Hugh, I'm thrilled to hear that you found our Cash Out Refi process to be easy and simple. Your satisfaction is our top priority at Embrace Home Loans. We aim to make every step as straightforward as possible. Thank you for the stellar 5-star...

Jeff was very attentive, responded quickly and very knowledgeable. he was pleasant to work with and kept us at ease!

Reply from Jeff Gaccione

January 5th, 2025 08:24 PM

Lisa, thank you so much for your wonderful 5-star rating and your kind words. I'm thrilled to hear that you found my service helpful throughout your purchasing journey. Your feedback reaffirms why I love what I do. I aim to keep my clients...

Jeff took the time to figure out a game plan that would work with a tight time line and multiple moving parts. Was very communicative with days he would be available and not, even if nothing was pressing. Also never complained when I switched...

Reply from Jeff Gaccione

December 20th, 2024 04:46 PM

Hey Chris, Thanks so much for the five-star rating! I'm glad I could help you navigate through the complexities of your purchase. I understand how important clear and regular communication can be in such scenarios, and I'm glad you appreciated...

71–80 of 507

About

Jeff Gaccione (NMLS #20461) is a highly experienced Mortgage Loan Officer with Embrace Home Loans, helping homebuyers, homeowners, real estate investors, and referral partners find the right mortgage solutions for more than 25 years. A Rhode Island native with deep roots in the local community, Jeff specializes in helping clients throughout Rhode Island, Massachusetts, Connecticut, and numerous other states. His experience covers everything from first-time homebuyer programs, conventional, FHA and VA loans to refinancing, investment property financing, DSCR loans, and other non-traditional mortgage solutions. Jeff takes a consultative approach to mortgage lending. Rather than simply quoting a rate or offering a one-size-fits-all loan, he works to understand each client's goals, identify potential obstacles, and develop a financing strategy that makes sense for both today and the future. Whether you're buying your first home, moving up, relocating, purchasing an investment property, refinancing, or dealing with a more complicated financing scenario, Jeff's goal is simple: provide clear answers, strong communication, creative solutions, and a smooth path to closing. Ready to explore your options? Contact Jeff today to discuss your mortgage goals or get started with a pre-approval.

Products & Services

Mortgage Loan Officer

FHA Home Loan

VA Home Loan

Jumbo Home Loan

Down Payment Assistance

Conventional Home Loan

Mortgage Refinance

Non-QM

DSCR Loans

1099 Income Loans

Specialities

Purchase, Refinance, and Equity Based Home Loan Solutions.

Conventional, FHA, VA, USDA, DSCR, Fix & Flip, purchase lending, Refinance lending, HELOC's.

Residential Lending

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Positions

Embrace Home Loans - Senior Loan Officer | Sales Manager | NMLS # 20461
Nov 1st, 2001 - Current

Memberships

SRI Chamber of Commerce Member
Trust Networking East Greenwich Facilitator
RIMSBL Hall of Fame (2024)

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Addresses and Serving Areas

Primary Serving Area

East Greenwich, RI 02818

Other Serving Areas

North Kingstown, RI 02852

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Year Started

2001

Time Zone

Eastern Standard Time (EST)

Licenses

NMLS 20461

Gallery

Videos

Awards

30 Million Club-20...

Achievements

10 x President Club Recipient

Hobbies

Baseball
Gym
Family

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Disclaimer

Embrace Home Loans, LLC. is an Equal Housing Lender

Embrace Home Loans, LLC. | NMLS ID # 2184
25 Enterprise Center | Middletown, RI 02842 | Toll Free: 833-242-5820

©2024 All Rights Reserved
NMLS Consumer Access: http://www.nmlsconsumeraccess.org
Licensing | Privacy | Contact Us

Embrace Home Loans, Inc. NMLS ID # 2184 is licensed in AL, AZ (Lic.#BK-0906375), AR, CA Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act, CO (Lic.#096162) Regulated by the Division of Real Estate, CT, Licensed by the Delaware State Bank Commissioner to engage in business in Delaware (Lic.#7317, Exp.12/31/2017), DC, FL, GA (Lic.#12848), ID, Illinois Residential Mortgage Licensee, IN, IA, KS, Supervised Lender Licensee (#SL0000625), KY, LA, ME, MD, MA Mortgage Lender & Mortgage Broker (Lic.#MC2184), MI, MN, Mississippi Licensed Mortgage Company, MO, NE, Licensed by the New Hampshire Banking Department, Licensed by the New Jersey Department of Banking and Insurance, NM, NY Licensed Mortgage Banker - NYS Department of Financial Services, NC, ND, OH, OK, OR (Lic.#ML322), PA, Rhode Island Licensed Mortgage Lender and Mortgage Broker, SC, SD, TN, TX, UT, VA, WA, WV, WI.