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Jeff Gaccione
Loan Officer | NMLS 20461
Jeff Gaccione (NMLS #20461) is a premier mortgage loan officer and local lending expert in Middletown, Rhode Island. Specializing in first-time homebuyer programs, conventional loans, FHA, VA, and refinancing, Jeff provides comprehensive ho...... Show More
Location & Business Hours
Business Hours
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
Sat
closed
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Reviews from Web
Jeff kept my husband and I on track and well informed of the process at all times. He was a pleasure to work with. We will happily refer him to friends and family.
Reply from Jeff Gaccione
May 14th, 2026 02:04 PM
Thank you, Phyllis, for sharing your experience. I'm grateful to hear that I could keep you and your husband informed throughout the process. It's appreciated to know you'd feel comfortable referring me to friends and family.
From start to finish Jeff was fantastic. He was communicative and accommodating, which was particularly helpful since my work hours and access are limited. Will 100% recommend him and would work with him again in the future.
Reply from Jeff Gaccione
May 12th, 2026 04:28 PM
I'm pleased to hear that my communication and accommodation met your needs, John. It's great to know that despite your limited work hours, we could work together effectively. Your recommendation and willingness to work with me again truly mean...
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Hardworker, Smart, Motivated to do the best for his clients
Reply from Jeff Gaccione
April 14th, 2026 01:58 PM
Thank you, Brian, for your kind words. I'm pleased to know that you value my dedication and efforts to provide the best service possible. I'm always happy to help!
Jeff and his team was great to work with.
Reply from Jeff Gaccione
April 6th, 2026 04:51 PM
Thank you, Brandon, for sharing your experience. I'm pleased to hear that working with us was a positive one for you. If you ever need assistance in the future or have more questions, please feel free to reach out.
Jeff was kind, patient, and made us feel like we were his top priority. We are incredibly grateful and will definitely work with Embrace (and Jeff!) the next time we buy a house!
Reply from Jeff Gaccione
March 29th, 2026 06:58 PM
I'm grateful for your thoughtful words, Elisabeth. It's great to know that my approach helped you feel prioritized. Your trust and intention to work with Embrace and me again in the future mean a lot. If there's anything else I can assist with,...
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Jeff made is very easy.
Reply from Jeff Gaccione
March 17th, 2026 06:33 PM
I appreciate your feedback, Brad. I'm pleased to know that the process felt easy for you. If you have any other needs or questions in the future, please don't hesitate to reach out.
Jeff was very pro-active, professional, knowledgeable and a pleasure to deal with. His communication was great & my clients were happy I refered him to them.
Reply from Jeff Gaccione
March 13th, 2026 03:00 PM
I'm pleased to hear that you found my approach proactive and professional, Robin. It's important to me to provide effective communication and knowledgeable service. I'm grateful for your trust in referring me to your clients, and I'm glad they...
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Communication was great and the dedication to service was outstanding!
Reply from Jeff Gaccione
March 10th, 2026 05:01 PM
I appreciate your feedback, Antoine. I'm pleased to know that you found the communication and dedication to service met your expectations. It's important to me to provide a consistent and supportive experience. If you have any further questions...
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I Love the "DEDICATION TO SERVICE" from Jeff and Embrace Home Loans. I used plenty of lenders for my Property Investment Business and Jeff always comes out on top! He responds quickly when needed. I've used Jeff and Embrace Home Loans for my...
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Reply from Owner
March 6th, 2026 05:58 PM
Antoine, Thank you for the great review. I really appreciate the trust you’ve placed in me and our team over the years.It’s always rewarding to work with experienced real estate investors who understand the value of having the right financing...
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EHL and Jeff Gaccione were helpful for the home buying process. Most things ran smoothly but due to some strangeness in the paperwork for the financing the process was became a little more murkey to follow. Overall though the service was great,...
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Reply from Jeff Gaccione
February 5th, 2026 12:45 AM
It's great to hear that you found the overall process helpful and that the portal was easy to work with, Jan. I understand that some aspects of the financing paperwork could have been clearer, and I appreciate your patience. Ensuring you have...
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About
Jeff Gaccione (NMLS #20461) is a premier mortgage loan officer and local lending expert in Middletown, Rhode Island. Specializing in first-time homebuyer programs, conventional loans, FHA, VA, and refinancing, Jeff provides comprehensive home financing solutions with Embrace Home Loans. Jeff Gaccione, a dedicated loan officer who's been at Embrace for 21 years, excels in providing customers with tailored financial solutions and securing the right mortgage for financing their dream home. He values the family-like environment and the genuine sense of teamwork we enjoy here. Contact Jeff today to explore your home loan options and get pre-approved!
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Specialities
Purchase, Refinance, and Equity Based Home Loan Solutions.
Conventional, FHA, VA, USDA, DSCR, Fix & Flip, purchase lending, Refinance lending, HELOC's.
Residential Lending
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626
/850
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Positions
- Embrace Home Loans - Senior Loan Officer | Sales Manager | NMLS # 20461Nov 1st, 2001 - Current
Memberships
- SRI Chamber of Commerce Member
- Trust Networking East Greenwich Facilitator
- RIMSBL Hall of Fame (2024)
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Addresses and Serving Areas
Year Started
2001
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS 20461
Gallery
Videos
Awards
30 Million Club-20...
Achievements
- 10 x President Club Recipient
Hobbies
- Baseball
- Gym
- Family
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Disclaimer
Embrace Home Loans, LLC. is an Equal Housing Lender
Embrace Home Loans, LLC. | NMLS ID # 2184
25 Enterprise Center | Middletown, RI 02842 | Toll Free: 833-242-5820
©2024 All Rights Reserved
NMLS Consumer Access: http://www.nmlsconsumeraccess.org
Licensing | Privacy | Contact Us
Embrace Home Loans, Inc. NMLS ID # 2184 is licensed in AL, AZ (Lic.#BK-0906375), AR, CA Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act, CO (Lic.#096162) Regulated by the Division of Real Estate, CT, Licensed by the Delaware State Bank Commissioner to engage in business in Delaware (Lic.#7317, Exp.12/31/2017), DC, FL, GA (Lic.#12848), ID, Illinois Residential Mortgage Licensee, IN, IA, KS, Supervised Lender Licensee (#SL0000625), KY, LA, ME, MD, MA Mortgage Lender & Mortgage Broker (Lic.#MC2184), MI, MN, Mississippi Licensed Mortgage Company, MO, NE, Licensed by the New Hampshire Banking Department, Licensed by the New Jersey Department of Banking and Insurance, NM, NY Licensed Mortgage Banker - NYS Department of Financial Services, NC, ND, OH, OK, OR (Lic.#ML322), PA, Rhode Island Licensed Mortgage Lender and Mortgage Broker, SC, SD, TN, TX, UT, VA, WA, WV, WI.