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Jeff Gaccione

Name: Embrace Home Loans
Address: 620 Main St Unit 1, East Greenwich, Rhode Island, 02818
Telephone: +1-401-419-6734
Rating: 4.93

Loan Officer | NMLS 20461

Embrace Home Loans - East Greenwich, RI

4.93

(507)

Mortgage

Mortgage Loan Officer

Contact Info

(401) 344-3348

(401)851-5641

East Greenwich, RI

https://www.embracehomeloans.com/location/rhode-island/middletown/jeff-gaccione

Location & Business Hours

Business Hours

Thu

9 AM to 5 PM

Fri

9 AM to 5 PM

Sat

closed

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4.93

(507)

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4.92

(460)

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5.0

(18)

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5.0

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I have used Jeff Gaccione multiple times over for mortgages (both conventional and VA) and refis. We have bought homes in central and southeast CT (Mystic/Groton), Bristol RI and Fall River MA with his help. He is at the top of everyone that...

Reply from Owner

January 9th, 2026 09:52 AM

Thanks so much, John! It’s been awesome helping you and your family with your home loans over the years — from VA to conventional, and across Mystic, Groton, Bristol, and Fall River. I truly appreciate the trust and kind words. I’m always here...

Jeff was SPECTACULAR . I will refer everyone to him - I could not have been happier through the process this was an extremely stressful and very short timeline and Jeff more than delivered throughout. I am so grateful!

Reply from Jeff Gaccione

October 9th, 2025 01:08 PM

I truly appreciate your generous feedback, Michelle. It's great to hear that I could help ease the stress and meet the tight timeline during your home loan process. Your trust and willingness to refer others mean a lot to me. If you ever need...

Jeff was a great partner in this transaction.

Reply from Jeff Gaccione

October 2nd, 2025 01:19 PM

Thank you so much Kelli! It was a pleasure working with you!

Jeff helped us with our second home purchase in FL! His team was great to work with and helped gather all the needed details for a timely closing!

Reply from Owner

January 9th, 2026 09:52 AM

Absolutely thrilled to help with your second home in Florida—thank you for the kind words! 🙌Our team’s goal is always a smooth, timely closing, and I’m glad the process felt organized and stress-free.If you—or anyone you know—ever needs financing...

We had an excellent experience when refinancing our home in Maryland. Jeff was very professional, had clear communication, and we felt confident in his expertise. We never felt pressured by Jeff and felt he really cared.

Reply from Owner

January 9th, 2026 09:52 AM

Thank you so much for sharing your experience! I’m glad I could make your Maryland home refinance smooth, stress-free, and clear from start to finish. My goal is always to provide professional guidance, straightforward communication, and genuine...

Jeff was excellent with communication. He did not pressure us. He was professional and friendly. We felt confident in his expertise.

Reply from Jeff Gaccione

September 15th, 2025 05:21 PM

I appreciate your feedback, Mimi. It's nice to know that you felt confident in the communication and expertise provided throughout your experience. Ensuring a comfortable, pressure-free process is always a priority for me. If any questions...

Working with Jeff was such a wonderful experience! Buying a home for the first time felt overwhelming at first, but he made the entire process smooth, easy to understand, and stress-free. He was always available to answer my questions, explained...

Reply from Jeff Gaccione

September 2nd, 2025 01:16 PM

Kore, I'm pleased to hear that your experience with buying your first home was made smooth and stress-free. Making sure you felt confident and supported throughout the process is always my priority, so I'm glad to know I could help with that....

jeff was great working with! Any questions he answered in a timely manner. very helpful! very informative ! He did a great job. 2 thumbs up!

Reply from Jeff Gaccione

August 26th, 2025 05:00 PM

I really appreciate your feedback, Russell. I'm pleased to know you found my assistance helpful and timely. It's important to me that your questions are answered and that you feel informed throughout the process. Thanks for the positive words...

My fiancé and I are first time homebuyers in Westerly, RI this year! A huge thank you to Jeff Gaccione for his guidance and amazing communication with us through this process!! We definitely highly recommend Mr. Gaccione to anyone looking to...

Reply from Owner

January 9th, 2026 09:52 AM

Thank you both for the kind words and congratulations on buying your first home in Westerly, RI! It was a privilege to help guide you through the home buying process and make sure everything was clear along the way. I’m thrilled to hear that...

Jeff made our mortgage loan search experience easier and faster.

Reply from Owner

January 9th, 2026 09:52 AM

Thanks so much for the great review! I'm really glad I could help make your home financing process in Texas smooth and efficient. Whether it's working with out-of-state buyers or helping first-time homebuyers locally here in Rhode Island, my...

41–50 of 507

About

Jeff Gaccione (NMLS #20461) is a highly experienced Mortgage Loan Officer with Embrace Home Loans, helping homebuyers, homeowners, real estate investors, and referral partners find the right mortgage solutions for more than 25 years. A Rhode Island native with deep roots in the local community, Jeff specializes in helping clients throughout Rhode Island, Massachusetts, Connecticut, and numerous other states. His experience covers everything from first-time homebuyer programs, conventional, FHA and VA loans to refinancing, investment property financing, DSCR loans, and other non-traditional mortgage solutions. Jeff takes a consultative approach to mortgage lending. Rather than simply quoting a rate or offering a one-size-fits-all loan, he works to understand each client's goals, identify potential obstacles, and develop a financing strategy that makes sense for both today and the future. Whether you're buying your first home, moving up, relocating, purchasing an investment property, refinancing, or dealing with a more complicated financing scenario, Jeff's goal is simple: provide clear answers, strong communication, creative solutions, and a smooth path to closing. Ready to explore your options? Contact Jeff today to discuss your mortgage goals or get started with a pre-approval.

Products & Services

Mortgage Loan Officer

FHA Home Loan

VA Home Loan

Jumbo Home Loan

Down Payment Assistance

Conventional Home Loan

Mortgage Refinance

Non-QM

DSCR Loans

1099 Income Loans

Specialities

Purchase, Refinance, and Equity Based Home Loan Solutions.

Conventional, FHA, VA, USDA, DSCR, Fix & Flip, purchase lending, Refinance lending, HELOC's.

Residential Lending

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Positions

Embrace Home Loans - Senior Loan Officer | Sales Manager | NMLS # 20461
Nov 1st, 2001 - Current

Memberships

SRI Chamber of Commerce Member
Trust Networking East Greenwich Facilitator
RIMSBL Hall of Fame (2024)

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Addresses and Serving Areas

Primary Serving Area

East Greenwich, RI 02818

Other Serving Areas

North Kingstown, RI 02852

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Year Started

2001

Time Zone

Eastern Standard Time (EST)

Licenses

NMLS 20461

Gallery

Videos

Awards

30 Million Club-20...

Achievements

10 x President Club Recipient

Hobbies

Baseball
Gym
Family

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Disclaimer

Embrace Home Loans, LLC. is an Equal Housing Lender

Embrace Home Loans, LLC. | NMLS ID # 2184
25 Enterprise Center | Middletown, RI 02842 | Toll Free: 833-242-5820

©2024 All Rights Reserved
NMLS Consumer Access: http://www.nmlsconsumeraccess.org
Licensing | Privacy | Contact Us

Embrace Home Loans, Inc. NMLS ID # 2184 is licensed in AL, AZ (Lic.#BK-0906375), AR, CA Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act, CO (Lic.#096162) Regulated by the Division of Real Estate, CT, Licensed by the Delaware State Bank Commissioner to engage in business in Delaware (Lic.#7317, Exp.12/31/2017), DC, FL, GA (Lic.#12848), ID, Illinois Residential Mortgage Licensee, IN, IA, KS, Supervised Lender Licensee (#SL0000625), KY, LA, ME, MD, MA Mortgage Lender & Mortgage Broker (Lic.#MC2184), MI, MN, Mississippi Licensed Mortgage Company, MO, NE, Licensed by the New Hampshire Banking Department, Licensed by the New Jersey Department of Banking and Insurance, NM, NY Licensed Mortgage Banker - NYS Department of Financial Services, NC, ND, OH, OK, OR (Lic.#ML322), PA, Rhode Island Licensed Mortgage Lender and Mortgage Broker, SC, SD, TN, TX, UT, VA, WA, WV, WI.