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Jay Cunningham - Senior Mortgage Loan Originator | NMLS# 224938 in Minneapolis, MN

Jay Cunningham

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Senior Mortgage Loan Originator | NMLS# 224938

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Jay Cunningham has been a part of the First State Mortgage team since 2011. With more than 24 years of extensive and in-depth experience in the real estate and finance industries, Jay has helped thousands of borrowers acquire their American... Show More
Mortgage
Mortgage Loan Officer
Company Logo
Contact Info
(847) 343-8224
Minneapolis, MN
Location & Business Hours
Business Hours
Tues
8 AM to 5 PM
Wed
8 AM to 5 PM
Thu
8 AM to 5 PM
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Overall Ratings
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5 Star
96%
4 Star
3%
3 Star
0%
2 Star
1%
1 Star
0%
Reviews from Web
  • FTP
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    CRAIG R
    Oswego, IL
    Posted on April 11th, 2017 07:50 PM
    Jay and his team are wonderful to work with. They are very prompt and professional. Jay is always willing to explain each step along the way and goes the extra mile to make sure everything is done correctly.
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    ADAM L
    Gilberts, IL
    Posted on April 11th, 2017 02:17 AM
    Jay Cunningham was incredibly helpful guiding me through the mortgage process from start to finish! His schedule was very flexible to answer all the questions I had. 5 out of 5 stars!
  • Zillow
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    Billjuenger
    Antioch, IL
    Posted on April 14th, 2016 12:00 AM
    Jay was extremely responsive and provided us the consulting we needed to ensure we found the best mortgage product to meet our needs, and the best interest rate! We would highly recommend his services!
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    Boyar Z
    Posted on March 24th, 2016 02:42 PM
    I worked with Jay on my purchasing my first condo and the experience start to finish was excellent. Being this was my first experience purchasing I didn't have any expectations on how everything would go but Jay was there anytime I had questions...
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  • Zillow
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    Boyar Z
    Chicago, IL
    Posted on March 24th, 2016 12:00 AM
    I worked with Jay on my purchasing my first condo and the experience start to finish was excellent. Being this was my first experience purchasing I didn't have any expectations on how everything would go but Jay was there anytime I had questions...
    read more
  • Zillow
    A
    Alldarwish
    Posted on March 14th, 2016 12:00 AM
    It took me 5+ months shopping for a mortgage broker before I finally decided to go with Jay. Every meeting I had, I was left with more unanswered questions than I started the meeting. Jay was the only one who answered all my questions and presented...
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  • Zillow
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    Nabil D
    Naperville, IL
    Posted on March 14th, 2016 12:00 AM
    It took me 5+ months shopping for a mortgage broker before I finally decided to go with Jay. Every meeting I had, I was left with more unanswered questions than I started the meeting. Jay was the only one who answered all my questions and presented...
    read more
  • Zillow
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    Goldsjo
    Posted on March 4th, 2016 08:28 PM
    I have worked with Jay on a few transactions (more than one purchase and a refinance), and I strongly recommend him. He is very knowledgeable about the industry, has a great personality, and is very responsive. Before I found Jay I had been...
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  • Zillow
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    Goldsjo
    Deerfield, IL
    Posted on March 4th, 2016 12:00 AM
    I have worked with Jay on a few transactions (more than one purchase and a refinance), and I strongly recommend him. He is very knowledgeable about the industry, has a great personality, and is very responsive. Before I found Jay I had been...
    read more
  • Zillow
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    Easy458
    Elgin, IL
    Posted on March 3rd, 2016 12:00 AM
    Jay helped us with a refi on our current home as well as find (and close) a specialized mortgage to help with a purchase of another house for a parent - all in 90 days! He was outstanding in his level of commitment and took the time to explain...
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    About
    Jay Cunningham has been a part of the First State Mortgage team since 2011. With more than 24 years of extensive and in-depth experience in the real estate and finance industries, Jay has helped thousands of borrowers acquire their American Dream. Featured in Metro Chicago Real Estate magazine as one of Chicagoland’s leading loan originators, Jay has been the highest producing originator in his office since transitioning from the real estate industry over 17 years ago. Recently he was honored as one of the company’s “Top Ten” originators nationwide. Jay takes great pride in the fact that every customer is treated with respect regardless of their financial profile.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Down Payment Assistance
    Conventional Home Loan
    Mortgage Refinance
    Fixed Rate Mortgages
    Adjustable Rate Mortgages
    USDA Loans
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    Positions
    • First State Mortgage - Senior Loan Officer NMLS 224938
      Jan 1st, 2001 - Aug 24th, 2026
    • Luminate Bank - Senior Mortgage Loan Originator
      Aug 25th, 2026 - Current

    Time Zone

    Central Standard Time (CST)
    Licenses
    • NMLS# 224938