

Jay Cunningham
Senior Mortgage Loan Originator | NMLS# 224938

Jay Cunningham has been a part of the First State Mortgage team since 2011. With more than 24 years of extensive and in-depth experience in the real estate and finance industries, Jay has helped thousands of borrowers acquire their American... Show More
Location & Business Hours
Business Hours
Tues
8 AM to 5 PM
Wed
8 AM to 5 PM
Thu
8 AM to 5 PM
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Reviews from Web
Jay was incredibly responsive to questions and thoroughly explained the mortgage process from beginning to end. They were never any surprises.
Jay & Loukas made me feel very comfortable during the home buying process. As a first time buyer I was nervous. Jay and Loukas always communicated effectively via multiple methods email, phone, fax, text, Zip drive which made the mountain of...
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Some things should be conveyed early on in the process. Overall my experience was good! The process of large purchases are never easy however the end result is always worth it. For that I am exceptionally please with the hard work and dedication...
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Jay is an awesome dude who know this business inside and out!
He walked us through step by step and was fair to explaining all the ins and outs. Worked around our schedule and was available all the time.
THANK YOU SO MUCH FOR ALL YOUR HELP..
THANK YOU FOR EXPLAINING EVERYTHING ABOUT HOW THE CLOSING COST MONEY WAS GOING TO....
Very helpful
Jay and Loukas were both so responsive. Jay took a lot of time to patiently talk through all of the different options available to my husband and me and turned things around so quickly. We had a very firm, short deadline and Jay and his team...
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Jay was friendly, knowledgeable and helpful throughout the entire mortgage process.
We are greatly appreciated and thanks to you and your team for the wonderful job you did on closing with in a month. The extra time and effort you put in were certainly worthwhile. We are proud to had you as our lender. Thanks alot
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About
Jay Cunningham has been a part of the First State Mortgage team since 2011. With more than 24 years of extensive and in-depth experience in the real estate and finance industries, Jay has helped thousands of borrowers acquire their American Dream. Featured in Metro Chicago Real Estate magazine as one of Chicagoland’s leading loan originators, Jay has been the highest producing originator in his office since transitioning from the real estate industry over 17 years ago. Recently he was honored as one of the company’s “Top Ten” originators nationwide.
Jay takes great pride in the fact that every customer is treated with respect regardless of their financial profile.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
Fixed Rate Mortgages
Adjustable Rate Mortgages
USDA Loans
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Positions
- First State Mortgage - Senior Loan Officer NMLS 224938Jan 1st, 2001 - Aug 24th, 2026
- Luminate Bank - Senior Mortgage Loan OriginatorAug 25th, 2026 - Current
Time Zone
Central Standard Time (CST)
Licenses
- NMLS# 224938