

Jay Cunningham
Senior Mortgage Loan Originator | NMLS# 224938

Jay Cunningham has been a part of the First State Mortgage team since 2011. With more than 24 years of extensive and in-depth experience in the real estate and finance industries, Jay has helped thousands of borrowers acquire their American... Show More
Location & Business Hours
Business Hours
Thu
8 AM to 5 PM
Fri
8 AM to 5 PM
Sat
closed
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Reviews from Web
We had a challenging situation and Jay did everything possible to make sure that the deal went off on time and without a hitch. We're so excited for our new home.
Open lines of communication. Direct answers to questions I had. Willingness to work with a first time home buyer.
He always responded to all of my emails and questions very quickly and provided me with al information that I needed.
Although the mortgage process is stressful, Jay did his best to make it bearable for me.
Jay and team were on Top Of It! They ensured my questions and concerns were answered in a timely manner. They explained each step and guided me through the entire process. Highly recommended.
I very much want to express my deepest appreciation to Jay Cunninghamand his colleague, Loukas Rogaris, for the seamless transition provided toward the purchasing of my new home. Jay's impressive knowledge, overall professionalism, and, most...
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Jay was fast, efficient and helped me get my dream home!
Jay is very easy to work with. He explains everything and takes time with his clients. He responds to your phone call in a timely manner. The staff that works with Jay are excellent as well. Thanks for your help.
MSI was responsive and easy to work with.
Communication, not losing paperwork, getting items submitted in a timely manner so that we don't have to continually submit paperwork, check stubs and etc., thorough explanations of what is happening, organization.
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About
Jay Cunningham has been a part of the First State Mortgage team since 2011. With more than 24 years of extensive and in-depth experience in the real estate and finance industries, Jay has helped thousands of borrowers acquire their American Dream. Featured in Metro Chicago Real Estate magazine as one of Chicagoland’s leading loan originators, Jay has been the highest producing originator in his office since transitioning from the real estate industry over 17 years ago. Recently he was honored as one of the company’s “Top Ten” originators nationwide.
Jay takes great pride in the fact that every customer is treated with respect regardless of their financial profile.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
Fixed Rate Mortgages
Adjustable Rate Mortgages
USDA Loans
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Positions
- First State Mortgage - Senior Loan Officer NMLS 224938Jan 1st, 2001 - Aug 24th, 2026
- Luminate Bank - Senior Mortgage Loan OriginatorAug 25th, 2026 - Current
Time Zone
Central Standard Time (CST)
Licenses
- NMLS# 224938