Jay Cunningham
Senior Mortgage Loan Originator | NMLS# 224938
Jay Cunningham has been a part of the First State Mortgage team since 2011. With more than 24 years of extensive and in-depth experience in the real estate and finance industries, Jay has helped thousands of borrowers acquire their American... Show More
Location & Business Hours
Business Hours
Thu
8 AM to 5 PM
Fri
8 AM to 5 PM
Sat
closed
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Reviews from Web
Jay and his team were incredible! We were first time home owners and they made it so easy we were stress and worry free the whole process!
Great guy! Great job! Thanks Jay!!!
Jay Cunningham and his team were very helpful and supportive, professional and responsive, and made the loan process easy and efficient. Thank you!
As a first time home buyer, I really appreciated Jay's patience and willingness to talk me through the process in great detail. Everything went very smoothly and I'd highly recommend Jay to other borrowers.
Jay went above and beyond helping us understand the process and steps needed to get our home loan. He walked us through each document and explained what each section was and what we were signing. He attended the closing and made sure everything...
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Jay was very kind and helpful! Couldn’t have had a better experience!!!
Jay made this the easiest process anybody could ever imagine. Jay was there for any questions I had no matter what time of the day it was, also very knowledgeable on any questions I would have and guided me in the right direction. I would refer...
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We would not be able to be living in our dream house if it wasn’t for Jay! He went above and beyond and then some to help us with our first home buying process. He was patient, responsive, detailed, and just a pleasure to work with. We were...
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As stressful as the whole process of buying your first new home is, Jay made it a very simple and relaxing process. He answered any questions or concerns I had which allowed me to understand the whole process in better detail.
Jay went above and beyond every chance he had, he was available at all times of the night and weekends... Which also was very much above and beyond expected.If my wife and i could give a A+++ we would, we have already recommended him to multiple...
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About
Jay Cunningham has been a part of the First State Mortgage team since 2011. With more than 24 years of extensive and in-depth experience in the real estate and finance industries, Jay has helped thousands of borrowers acquire their American Dream. Featured in Metro Chicago Real Estate magazine as one of Chicagoland’s leading loan originators, Jay has been the highest producing originator in his office since transitioning from the real estate industry over 17 years ago. Recently he was honored as one of the company’s “Top Ten” originators nationwide.
Jay takes great pride in the fact that every customer is treated with respect regardless of their financial profile.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
Fixed Rate Mortgages
Adjustable Rate Mortgages
USDA Loans
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Positions
- First State Mortgage - Senior Loan Officer NMLS 224938Jan 1st, 2001 - Aug 24th, 2026
- Luminate Bank - Senior Mortgage Loan OriginatorAug 25th, 2026 - Current
Time Zone
Central Standard Time (CST)
Licenses
- NMLS# 224938