Jay Cunningham
Senior Mortgage Loan Originator | NMLS# 224938
Jay Cunningham has been a part of the First State Mortgage team since 2011. With more than 24 years of extensive and in-depth experience in the real estate and finance industries, Jay has helped thousands of borrowers acquire their American... Show More
Location & Business Hours
Business Hours
Fri
8 AM to 5 PM
Sat
closed
Sun
closed
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Reviews from Web
Jay was great at offering a ton of information and breaking it down into digestible bits for us. He always made time to patiently answer any and all questions and responded in a very timely and professional manner every time.
Jay is very experienced and responsive. He was always on the ball with everything, and made himself available to answer any questions.
Jay Cunningham offers professionalism from the beginning to the end of transaction. He's is always reachable either by text or phone. He is a true asset to his company. His knowledge is Superb!! AWESOME to work with! My experience working with...
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If you need someone you can trust, is knowledgeable, and keeps your best interest a priority, Jay's your guy. He was always available, had a great attitude, and answered all of my (often redundant and seemingly stupid) questions and ensured...
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Jay was very prompt, helpful, and provided great advise throughout the entire home buying process. If I had questions or concerns he would take time to be thorough and make sure I had a complete understanding. He was always available for calls...
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Jay is the defitinion of phenomenal customer service.
Jay was a pleasure to work with. He has great knowledge in his field and is always available to help. Even after hours!
Thank you!
Jay was the best part of my home buying experience. This is a stressful time and there were a lot of bumps in the road. Jay was the only person involved in this process who did not create on of those bumps. He explained things clearly and always...
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Jay,You are simply the best. I know this was an incredible "ask" to turn this loan as quickly as you did! Thank you so much for your incredible effort and support! The entire team was courteous, professional and on top of everything! Todd &...
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Jay was very helpful and thorough and continued to be so after the mortgage was complete - that is why I would 100% recommend him to anyone out there.
501–510 of 593
About
Jay Cunningham has been a part of the First State Mortgage team since 2011. With more than 24 years of extensive and in-depth experience in the real estate and finance industries, Jay has helped thousands of borrowers acquire their American Dream. Featured in Metro Chicago Real Estate magazine as one of Chicagoland’s leading loan originators, Jay has been the highest producing originator in his office since transitioning from the real estate industry over 17 years ago. Recently he was honored as one of the company’s “Top Ten” originators nationwide.
Jay takes great pride in the fact that every customer is treated with respect regardless of their financial profile.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
Fixed Rate Mortgages
Adjustable Rate Mortgages
USDA Loans
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Positions
- First State Mortgage - Senior Loan Officer NMLS 224938Jan 1st, 2001 - Aug 24th, 2026
- Luminate Bank - Senior Mortgage Loan OriginatorAug 25th, 2026 - Current
Time Zone
Central Standard Time (CST)
Licenses
- NMLS# 224938