

Jay Cunningham
Senior Mortgage Loan Originator | NMLS# 224938

Jay Cunningham has been a part of the First State Mortgage team since 2011. With more than 24 years of extensive and in-depth experience in the real estate and finance industries, Jay has helped thousands of borrowers acquire their American... Show More
Location & Business Hours
Business Hours
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closed
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8 AM to 5 PM
Tues
8 AM to 5 PM
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Reviews from Web
It was pleasure working with Mr. Jay Cunningham during my home buying process. Jay was always very quick to respond for any questions that I had and also patiently explained the entire lending process. He explained every step in the lending...
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Jay is a great mortgage broker. He is very knowledgeable and personable. He is very patient and detail oriented. He handled all the issues that came up. I would refer all my friends to Jay with no reservations.
Thank you Jay.
Very prompt communication and thorough explanation every step of the way.
I really enjoyed working with Jay and his staff
Jay was extremely helpful in guiding me through the home buying process. This process was completely foreign to me, and he went above and beyond to make sure I understood everything. I will absolutely recommend him to friends/family!
Excellent
Jay was extremely knowledgeable and accessible. If I had a question I could call him at almost any time, and he would have an answer for me. He made the home buying experience smooth and easy. I could not recommend him enough to anyone seeking...
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Jay made the process painless and spent time to answer my questions and concerns.
Jay was very thorough and walked me through every step of the process. He was great to work with and so was the rest of the team. I appreciate all the time Jay took to make the process as stress-free as possible.
Everything went as smooth as can be. Jay and his staff were there to answer any questions along the way, and everything was finished in a timely manner. Would recommend to friends and family for sure. Thanks again for all your help.
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About
Jay Cunningham has been a part of the First State Mortgage team since 2011. With more than 24 years of extensive and in-depth experience in the real estate and finance industries, Jay has helped thousands of borrowers acquire their American Dream. Featured in Metro Chicago Real Estate magazine as one of Chicagoland’s leading loan originators, Jay has been the highest producing originator in his office since transitioning from the real estate industry over 17 years ago. Recently he was honored as one of the company’s “Top Ten” originators nationwide.
Jay takes great pride in the fact that every customer is treated with respect regardless of their financial profile.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
Fixed Rate Mortgages
Adjustable Rate Mortgages
USDA Loans
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Positions
- First State Mortgage - Senior Loan Officer NMLS 224938Jan 1st, 2001 - Aug 24th, 2026
- Luminate Bank - Senior Mortgage Loan OriginatorAug 25th, 2026 - Current
Time Zone
Central Standard Time (CST)
Licenses
- NMLS# 224938