Jay Cunningham
Senior Mortgage Loan Originator | NMLS# 224938
Jay Cunningham has been a part of the First State Mortgage team since 2011. With more than 24 years of extensive and in-depth experience in the real estate and finance industries, Jay has helped thousands of borrowers acquire their American... Show More
Location & Business Hours
Business Hours
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closed
Mon
8 AM to 5 PM
Tues
8 AM to 5 PM
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Reviews from Web
Jay and the team he works with were so perfect for us as first time buyers. He explained everything in great detail and clarified any questions we had. Jay was also super accessible at almost any hour of the day. Jay went above and beyond for...
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Very helpful, always in reach, great support. Fantastic experience to work with him.
Will definitely reach out to him in future
Very informative, was always direct and to the point. He worked through many situations throughout the process and helped us get our home.
Jay was really easy to get along with, professional, and extremely organized! I am definitely recommending him to my friends and family! 10/10
Jay is really professional and knows his work. Jay took care of everything and I was amazed by the work as I was never bothered for anything irrelevant.Jay always go way ahead in helping. I would always recommend him with 5 star reviews.
Buying a home is already so stressful, but Jay and his team made it so very easy and minimized the stress. I would recommend Jay to anyone and everyone buying a home. I can’t thank them enough for everything they did for us!
Buying a home is incredibly stressful, and for someone without a financial background securing a mortgage is the most confusing part. Jay Cunningham and his team were able to boil down all the rates and acronyms into logical information, my...
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Jay ws professional a communicated proactively throughout the process.
I am very happy with Jay and his team’s hard work getting my loan approved. My application is very tedious and complicated, but they managed to appropriately and professionally resolve everything I need in order to proceed with my first home...
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Very responsive, patient, clear in explaining the details. Experience was awesome!
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About
Jay Cunningham has been a part of the First State Mortgage team since 2011. With more than 24 years of extensive and in-depth experience in the real estate and finance industries, Jay has helped thousands of borrowers acquire their American Dream. Featured in Metro Chicago Real Estate magazine as one of Chicagoland’s leading loan originators, Jay has been the highest producing originator in his office since transitioning from the real estate industry over 17 years ago. Recently he was honored as one of the company’s “Top Ten” originators nationwide.
Jay takes great pride in the fact that every customer is treated with respect regardless of their financial profile.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
Fixed Rate Mortgages
Adjustable Rate Mortgages
USDA Loans
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Positions
- First State Mortgage - Senior Loan Officer NMLS 224938Jan 1st, 2001 - Aug 24th, 2026
- Luminate Bank - Senior Mortgage Loan OriginatorAug 25th, 2026 - Current
Time Zone
Central Standard Time (CST)
Licenses
- NMLS# 224938