

Jay Cunningham
Senior Mortgage Loan Originator | NMLS# 224938

Jay Cunningham has been a part of the First State Mortgage team since 2011. With more than 24 years of extensive and in-depth experience in the real estate and finance industries, Jay has helped thousands of borrowers acquire their American... Show More
Location & Business Hours
Business Hours
Tues
8 AM to 5 PM
Wed
8 AM to 5 PM
Thu
8 AM to 5 PM
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Reviews from Web
Jay talked us through every step of the process!
Jay was very helpful in helping to navigate the loan process.
J always tried to take my phone calls and solve my problems. While I appreciate that in your company regarding my documents and the chain of custody there are a lot of holes in your game. I was not impressed with how often I had to duplicate...
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Jay made the entire process enjoyable and stress free.
Responsive, professional and timely. Every step of the way!!
Jay is great and very knowledgeable. He walked me through the process step by step and was always available to answer my questions either by email, phone or in person. He also has a great time of people who were very helpful and always responded...
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Jay really went the extra mile for me, helping me with the electronic sightings. Jay kept me informed of how things were progressing each step of the way.
Great, highly recommended!
Jay talked me through each step...was present but not a pest!
Felt he was working hard to make sure I got the loan and was happy with results.
Recommended from my sister, I had no idea what I was doing. Jay explained everything never leaving a question unanswered. He always either emailed me back or if he felt it was better to call he always did. And I'm sure he has answered these...
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About
Jay Cunningham has been a part of the First State Mortgage team since 2011. With more than 24 years of extensive and in-depth experience in the real estate and finance industries, Jay has helped thousands of borrowers acquire their American Dream. Featured in Metro Chicago Real Estate magazine as one of Chicagoland’s leading loan originators, Jay has been the highest producing originator in his office since transitioning from the real estate industry over 17 years ago. Recently he was honored as one of the company’s “Top Ten” originators nationwide.
Jay takes great pride in the fact that every customer is treated with respect regardless of their financial profile.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
Fixed Rate Mortgages
Adjustable Rate Mortgages
USDA Loans
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Positions
- First State Mortgage - Senior Loan Officer NMLS 224938Jan 1st, 2001 - Aug 24th, 2026
- Luminate Bank - Senior Mortgage Loan OriginatorAug 25th, 2026 - Current
Time Zone
Central Standard Time (CST)
Licenses
- NMLS# 224938