

Jay Cunningham
Senior Mortgage Loan Originator | NMLS# 224938

Jay Cunningham has been a part of the First State Mortgage team since 2011. With more than 24 years of extensive and in-depth experience in the real estate and finance industries, Jay has helped thousands of borrowers acquire their American... Show More
Location & Business Hours
Business Hours
Thu
8 AM to 5 PM
Fri
8 AM to 5 PM
Sat
closed
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Reviews from Web
I would recommend Jay to any one that need to get a mortgage or a refinance .
Great communication and follow up!!
I would recommend Jay to any one - - Great communication and follow up!! This was our first investment property and Jay made the process very easy.
Communication, attention to detail and quick follow-up is outstanding and makes the finance process personal and efficient.
Jay and his team made my purchasing experience flawless. There was a little hick up along the way, but Jay was able to resolve it and it became a non issue. Also, Jay went through each item on the morgage documents in details and answered all...
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Jay is always there when you need him. Very friendly and down to earth> I highly recommend him for you home mortgage loan.
Jay was great to work with every step of the process. He made the process flow seamlessly. Jay is very responsive to any question and answers in a clear and concise manner that gets his message across.
Everything was made very clear and easy to understand
We were given a lot of options and assistance which really helped. I really appreciated the patience and follow-up since this mortgage was for my father, a super-senior!
Jay did a fantastic job! Thanks Jay for everything!
Jay was the ultimate professional and made the mortgage process very easy. He was very timely with responses to our questions and provided us with an overall feeling of security and satisfaction .
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About
Jay Cunningham has been a part of the First State Mortgage team since 2011. With more than 24 years of extensive and in-depth experience in the real estate and finance industries, Jay has helped thousands of borrowers acquire their American Dream. Featured in Metro Chicago Real Estate magazine as one of Chicagoland’s leading loan originators, Jay has been the highest producing originator in his office since transitioning from the real estate industry over 17 years ago. Recently he was honored as one of the company’s “Top Ten” originators nationwide.
Jay takes great pride in the fact that every customer is treated with respect regardless of their financial profile.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
Fixed Rate Mortgages
Adjustable Rate Mortgages
USDA Loans
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Positions
- First State Mortgage - Senior Loan Officer NMLS 224938Jan 1st, 2001 - Aug 24th, 2026
- Luminate Bank - Senior Mortgage Loan OriginatorAug 25th, 2026 - Current
Time Zone
Central Standard Time (CST)
Licenses
- NMLS# 224938