Jay Cunningham
Senior Mortgage Loan Originator | NMLS# 224938
Jay Cunningham has been a part of the First State Mortgage team since 2011. With more than 24 years of extensive and in-depth experience in the real estate and finance industries, Jay has helped thousands of borrowers acquire their American... Show More
Location & Business Hours
Business Hours
Fri
8 AM to 5 PM
Sat
closed
Sun
closed
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Reviews from Web
I have worked with J and his team a few times now and have found he gives great advice and listens to his clients questions to give the best calculated answer.
Jay and his team were readily available to answer all of my questions and guide me through the process. Their attention to detail allowed for me to close ahead of schedule and they secured an interest rate that exceeded my expectations. I will...
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Jay and his team were excellent! They really got things done and gave me great advice. I could not have asked for a better team and experience. Home buying is stressful enough, but having Jay's team to help along the way reassured me that it...
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jay was great, was very thorough with all the information given to me. as I first time home buyer everyone that I worked with from begin to end with getting approved for a loan, to finding the best deal for me were great. I would definitely...
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Jay was patient with all my questions through our purchasing process and made the whole thing easy. Got a fabulous rate and easy closing. I would definitely recommend him to family and friends!
As first time buyers, the anxiety was high for us, but Jay and his team made sure we knew what we were doing--and why-- every step of the way. It was a pleasant experience all around! We highly recommend.
We were first-time home buyers and Jay made the experience smooth and pain-free. He was available for anything we needed and got back to calls or emails in an extremely timely and professional manner. As nice as he is savvy, Jay always eased...
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Detailed explanation of all steps in process
As a first time home buyer, Jay made sure to explain everything I needed to know with the perfect amount of detail. I never felt wrong for not knowing something and Jay was quick to fill me in.He also made the whole process very easy, start...
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Jay was extremely knowledgeable and responsive.
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About
Jay Cunningham has been a part of the First State Mortgage team since 2011. With more than 24 years of extensive and in-depth experience in the real estate and finance industries, Jay has helped thousands of borrowers acquire their American Dream. Featured in Metro Chicago Real Estate magazine as one of Chicagoland’s leading loan originators, Jay has been the highest producing originator in his office since transitioning from the real estate industry over 17 years ago. Recently he was honored as one of the company’s “Top Ten” originators nationwide.
Jay takes great pride in the fact that every customer is treated with respect regardless of their financial profile.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
Fixed Rate Mortgages
Adjustable Rate Mortgages
USDA Loans
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Positions
- First State Mortgage - Senior Loan Officer NMLS 224938Jan 1st, 2001 - Aug 24th, 2026
- Luminate Bank - Senior Mortgage Loan OriginatorAug 25th, 2026 - Current
Time Zone
Central Standard Time (CST)
Licenses
- NMLS# 224938