

Jay Cunningham
Senior Mortgage Loan Originator | NMLS# 224938

Jay Cunningham has been a part of the First State Mortgage team since 2011. With more than 24 years of extensive and in-depth experience in the real estate and finance industries, Jay has helped thousands of borrowers acquire their American... Show More
Location & Business Hours
Business Hours
Tues
8 AM to 5 PM
Wed
8 AM to 5 PM
Thu
8 AM to 5 PM
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Reviews from Web
Jay and his team were always very responsive, both in terms of time and information. I actually enjoyed communicating with the entire team. They made the process-- dare I say-- fun. We had a few unusual issues come up and they were always on...
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Very thorough and transparent through whole process. Would highly recommend his services!
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attention to detail and responsiveness
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We really appreciate how you handled our closing last year, and this refinance as well! What stands out is your professionalism and time you take for each step. That made everything quick and easy. Thank you much!
Jay did an unbelievable job with our mortgage purchase experience. His communication was direct and clear and made the process very smooth. Jay was always available with when my Wife or I had a question throughout the entire process. The end...
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Working with Jay is such a pleasure. He is always available to answer questions. From purchasing a new home to refinancing, Jay is the guy to go with.
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411–420 of 593
About
Jay Cunningham has been a part of the First State Mortgage team since 2011. With more than 24 years of extensive and in-depth experience in the real estate and finance industries, Jay has helped thousands of borrowers acquire their American Dream. Featured in Metro Chicago Real Estate magazine as one of Chicagoland’s leading loan originators, Jay has been the highest producing originator in his office since transitioning from the real estate industry over 17 years ago. Recently he was honored as one of the company’s “Top Ten” originators nationwide.
Jay takes great pride in the fact that every customer is treated with respect regardless of their financial profile.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
Fixed Rate Mortgages
Adjustable Rate Mortgages
USDA Loans
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Positions
- First State Mortgage - Senior Loan Officer NMLS 224938Jan 1st, 2001 - Aug 24th, 2026
- Luminate Bank - Senior Mortgage Loan OriginatorAug 25th, 2026 - Current
Time Zone
Central Standard Time (CST)
Licenses
- NMLS# 224938